Waterfront Cottages for Sale in Ontario Under $300000 – Affordable Lakeside Retreats
Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.
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4 Spring Garden Avenue in Nipissing: Temagami House for sale : MLS®# X12123689
4 Spring Garden Avenue Nipissing P0H 2H0 
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12123689
- Bedrooms:
- 4
- Bathrooms:
- 2
Nestled in the heart of the picturesque Municipality of Temagami , this beautiful four-bedroom, two-bathroom home is a true gem awaiting its new owners. Priced at an attractive $300,000, this well-maintained residence boasts tasteful updates throughout, making it the perfect blend of modern comfort and timeless charm. As you step inside, you'll be greeted by a bright and inviting atmosphere, enhanced by new flooring that flows seamlessly throughout the main living areas. The spacious layout offers plenty of room for family gatherings and entertaining guests. The main floor laundry adds convenience to your daily routine, ensuring that chores are a breeze. Each of the four bedrooms provides ample space and natural light, creating a peaceful retreat for everyone in the family. The two well-appointed bathrooms have been thoughtfully updated, offering both style and functionality. Located in the heart of Temagami, you'll enjoy easy access to the area's stunning natural beauty, including nearby lakes, forests, and outdoor recreational opportunities. Less than five minuets from Lake Temagami waterfront, boat launch and the historic Temagami Fire Tower. Whether you're hiking, fishing, or simply relaxing in this serene environment, this home is perfectly situated for an active lifestyle. Don't miss the chance to make this beautiful house your home. Schedule a viewing today and experience all that this charming property has to offer! More detailsListed by Century 21 Blue Sky Region Realty Inc., Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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936B Bear Lake Road E in Parry Sound: Bear Lake House for sale (McMurrich/Monteith) : MLS®# X12144924
936B Bear Lake Road E Parry Sound P0A 1Y0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12144924
Fantastic waterfront lot with west / southwest exposure. The land is flat coming in off the road, with plenty of building envelope options. The land slopes just slightly down to the water's edge from the ideal building area for great views out over the lake. Plenty of mature trees for privacy and shade. Located near the end of the seasonally maintained municipal road with winter maintenance ending about 1/4 KM from this parcel so there is plenty of privacy here. Water depth is good and the shoreline is very natural. More detailsListed by Cottage Vacations Real Estate Brokerage Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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74 Cedar Lane in Northumberland: Rural Trent Hills House for sale (Trent Hills) : MLS®# X12152667
74 Cedar Lane Northumberland K0L 1L0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12152667
- Bedrooms:
- 3
- Bathrooms:
- 1
Discover this cozy, fully renovated 2+1 bedroom, 1 bathroom year round home/cottage nestled in the peaceful Cedarwoods Park community, just minutes from downtown Campbellford. Located steps from the scenic Crowe River where you have shared ownership of over 2000ft of shoreline and boat launch, this charming retreat is perfect for weekend getaways or year-round living. Relax by the water, go for a swim in clean, shallow and weed free river, or enjoy a picnic surrounded by nature. In the evenings, gather around the firepit to roast marshmallows and hot dogs, creating unforgettable memories with family and friends. The home/cottage features a functional kitchen with quartz counters and a full bathroom for comfort and convenience. It also includes a private heated 1,000-gallon cistern for water supply from Fall to Spring, and park water access from April to October, along with its own septic system. This property includes exclusive deeded use of the lot along with a 1/288th ownership share in Cedarwoods Park. Perfect for first time buyers, retirees, investors or that perfect family vacation cottage. More detailsListed by SOLID ROCK REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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. McKenzie Place in Kawartha Lakes: Kirkfield House for sale : MLS®# X12012318
. McKenzie Place Kawartha Lakes K0M 2B0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12012318
Imagine spending you days enjoying the best of Balsam Lake - whether you're boating, swimming or simply relaxing on the water. This nearly half-acre building lot in the coveted Terrelac Community offers deeded access to a beautiful, sandy beach and private docking just a short walk away - perfect for those looking to embrace waterfront living without compromise. The lot is level, nicely treed, and tucked away on a private road with rear-round access, providing both privacy and convenience. Whether you're building a weekend retreat or a year -round home, the peaceful, natural setting is the ideal backdrop for a life at the lake. Plus, you'll be just a short drive from Fenelon Falls, Lindsay , and Orillia for shopping, dining, and local amenities. Balsam Lake, a gem in the Trent-Severn Waterway, is know for its clean, clear waters, exceptional fishing, and endless opportunities for boating and outdoor adventures. Whether you're enjoying a quiet morning on the dock or setting off for a day of exploration, this community offers the perfect mix or relaxation and recreation. Opportunities like this are rare - don't miss your chance to own a slice of paradise on Balsam Lake. Start planning your dream home today and make 2025 the year you create the waterfront lifestyle you've always imagined. More detailsListed by Century 21 Granite Realty Group Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Part Lot 25 ROBINSON Road in Simcoe: Wasaga Beach House for sale : MLS®# S12038397
Part Lot 25 ROBINSON Road Simcoe L9Z 2Z4
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- S12038397
Discover the perfect opportunity to build your dream home or cottage on this spacious vacant lot located in the heart of Wasaga Beach. Situated in a vibrant community, this lot offers walking distance to the beach as well as close proximity to local amenities including shopping, dining and recreational activities, making it an ideal location for year-round living or a seasonal getaway. All services, including water, sewer, gas and hydro, are conveniently available right at the lot line, ensuring a seamless and efficient development process. Don't miss out on this rare opportunity to own a piece of prime real estate in one of Ontario's most sought-after beach destinations! More detailsListed by Royal LePage Locations North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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79 & 85 BRIDGE Street in Lennox & Addington: Addington Highlands House for sale : MLS®# X12109643
79 & 85 BRIDGE Street Lennox & Addington K0H 1L0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X12109643
- Bedrooms:
- 4
- Bathrooms:
- 1
Escape to your own year-round retreat where nature and tranquility surround you. This spacious home or four-season cottage offers a beautiful view of Denbigh Lake and is just minutes from public lake access perfect for swimming, boating, and reeling in fish. Inside, you'll find comfort and practicality with a main floor bedroom, full bathroom, and laundry. Upstairs offers three more bedrooms plus a handy storage room. The cozy living room features a wood stove, while the large eat-in kitchen includes a dishwasher. A convenient mudroom at the rear entry keeps things tidy. Step out onto the covered front veranda to take in lake views and breathtaking sunsets. The generous yard offers room to relax, play, or garden. The home is equipped with a UV system on the drilled well, central vacuum, and comes with five appliances. A wired-in generator provides peace of mind. A bonus insulated workshop/games room offers 240V hydro service and comes with a stored propane stove ideal for hobbies, extra space to entertain or possibly a business opportunity. Situated in the heart of town, you're just moments from local amenities including a store, gas station, LCBO, library, playground, schools, snowmobile trails, and an emergency health clinic. Whether you're a retiree, growing family, or looking for the perfect year-round cottage, this property is a fantastic fit. More detailsListed by REAL BROKER ONTARIO LTD.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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00 Austris Road in Frontenac: 53 - Frontenac North House for sale : MLS®# X12140423
00 Austris Road Frontenac K0H 1C0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X12140423
Discover your dream escape on this incredible 3.39-acre recreational waterfront lot on Malcolm Lake, where adventure meets tranquility! With an impressive 338 feet of pristine shoreline, this private lot offers breathtaking panoramic views of the lake, facing north west and level build sites, create a perfect opportunity for your lakeside getaway! This location is highly desired for boating, swimming, and fishing enthusiasts alike. Enjoy year-round access via a municipally maintained road, with hydro conveniently nearby for your ultimate lakeside retreat. Whether you're casting a line for pickerel or simply soaking in the natural beauty around you, this slice of paradise is ideal for nature lovers and recreational waterfront enthusiasts. Dont miss out on the chance to create unforgettable memories in this idyllic lakeside haven! Malcolm Lake, located in North Frontenac off Ardoch road, is approx. 545 acres surface area with a lake depth of 22 ft, with a public boat launch for your water toys to get on the lake. Fish Species include Walleye, North Pike, Small and Large Mouth Bass, and Yellow Perch. More detailsListed by ROYAL LEPAGE PROALLIANCE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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238 Barrie Road in Simcoe: Orillia Commercial for sale : MLS®# S11943318
238 Barrie Road Simcoe L3V 2R5
$299,990 /For SaleCommercial- Status:
- Active
- MLS® Num:
- S11943318
- Total Area:
- 5,338.56 sq. ft.
Welcome To 238 Barrie Road! This Exceptional Building Lot Is Conditionally Approved For A Side-By-Side Duplex With Walk-Up Basements. Four Units In Total. Semi-Detached Property. Each Duplex Will Be Separately Deeded. Water & Sewer Services At Lot Line. Conveniently Located In A Mature, Residential Neighbourhood With A Few Commercial Properties. Neighbouring Properties Considering A Sale So An Assembly May Be Possible. The City Of Orillia Is Is Major Need Of Affordable Housing. Minutes Away From Downtown Orillia, Orillia's Waterfront, Plazas, Shops, Restaurants And Municipal Services! **EXTRAS** None. More detailsListed by RE/MAX EXPERTS- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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238 Barrie Road in Simcoe: Orillia House for sale : MLS®# S11943315
238 Barrie Road Simcoe L3V 2R5
$299,990Residential Freehold- Status:
- Active
- MLS® Num:
- S11943315
Welcome To 238 Barrie Road! This Exceptional Building Lot Is Conditionally Approved For A Side-By-Side Duplex With Walk-Up Basements. Four Units In Total. Semi-Detached Property. Each Duplex Separately Deeded. Water & Sewer Services At Lot Line. Conveniently Located In A Mature, Residential Neighborhood With A Few Commercial Properties. Minutes Away From Downtown Orillia, Orillia's Waterfront, Plazas, Shops, Restaurants And Municipal Services! More detailsListed by RE/MAX EXPERTS- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1134 Richard Gate Way in Lambton: St. Clair House for sale : MLS®# X9505485
1134 Richard Gate Way Lambton N0P 2H0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X9505485
Escape to your own cottage retreat on the serene Fawn Island, nestled in the beautiful St. Clair River in southwestern Ontario. This spacious lot features water at both ends, steel sea wall, and private boat dockage, offering ample room to build your dream getaway. Enjoy the tranquility of island life with municipal water services and convenient ferry access from the mainland. A $4,000 initial buy-in and $1,700 annual association fee apply. Clubhouse for all members to enjoy with boardwalks and public paths to walk the island. Discover the peaceful charm of Fawn Island. More detailsListed by PRIME REAL ESTATE BROKERAGE- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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918 MAPLE RIDGE Lane in Leeds and Grenville: 824 - Rear of Leeds - Lansdowne Twp House for sale (Leeds and the Thousand Islands) : MLS®# X9410299
918 MAPLE RIDGE Lane Leeds and Grenville K0E 1N0
$299,900 /For SaleResidential Freehold- Status:
- Active
- MLS® Num:
- X9410299
Welcome to your slice of paradise on Bass Lake! Nestled amidst towering trees, this 1.32-acre waterfront haven offers the ultimate in privacy and serenity for those seeking to craft their dream retreat. With 153 feet of coveted southern exposure shoreline, every day brings stunning vistas and tranquil waters to your doorstep. Imagine waking up to the gentle lapping of waves and the rustle of leaves, as the sun bathes your future home in warm, inviting light. Great new custom dock just installed for your water toys to explore the lake as well as a relaxing spot to sit and take in the tranquility. Whether you envision a sprawling cottage getaway or a luxurious lakeside residence, this expansive lot provides the canvas for your architectural masterpiece. For the discerning buyer, privacy is paramount, and this property delivers in abundance. Embrace the seclusion of lush foliage and the tranquil ambiance of Bass Lake, while still being within easy reach of modern conveniences and amenities. With its prime location this parcel presents a rare opportunity to create a bespoke retreat tailored to your every desire. Whether you crave lazy days spent lounging on the dock, adventurous exploration of the surrounding wilderness, or simply basking in the beauty of nature's embrace, this property offers endless possibilities for luxury living. Seize the opportunity to build the waterfront retreat you've always dreamed of the possibilities are as limitless as the shimmering waters of Bass Lake. Don't miss your chance to make this idyllic sanctuary your own schedule your private showing today and let the journey to your dream home begin. More detailsListed by Sotheby's International Realty Canada, Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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0 Curtis Point Road in Northumberland: Rural Alnwick/Haldimand House for sale (Alnwick/Haldimand) : MLS®# X11889763
0 Curtis Point Road Northumberland K0K 2X0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X11889763
Stunning one-acre lot location seconds to the lapping shores of Rice Lake where you can launch your boat and swim at a small waterfront park, or rent a dock for the season. Lovely views of the Northumberland Hills and some lake views. Georgeous sunrises and sunsets. Trails of the Northumberland Forest for walking, skiiing, ATVs and snowmobiles only a few minutes away. Rice Lake is part of the Trent-Severn Waterway that connects Lake Ontario to Georgian Bay. It's also one of the best year-round recreational and fishing lakes in Southern Ontario. Half hour to Hwy 407 and 20 minutes to Cobourg/Port Hope. All ready for your dream home! Seller is also a Tarion registered builder and can build for you (Only neighbor next door was built by seller). More detailsListed by JUST 3 PERCENT REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Data was last updated May 16, 2025 at 04:15 AM (UTC)
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?
Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:
• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes
What to Expect in Ontario’s Affordable Cottage Market
While some listings may be seasonal or off-grid, many offer surprising value with:
- Basic utilities or solar-powered systems
- Wood-burning fireplaces or propane heating
- Cozy layouts ideal for small families or couples
- Options for rental income or long-term investment
Start Your Cottage Search Today
Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.
Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.
Explore More GTA Homes:
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Each link provides updated listings and expert insights.
FAQs – Waterfront Cottages for Sale in Ontario Under $300000
1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.
2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.
3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.
4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.