Waterfront Cottages for Sale in Ontario Under $300000 – Affordable Lakeside Retreats
Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.
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1056 Ewart Street in Innisfil: Rural Innisfil House for sale : MLS®# N13233328
1056 Ewart Street Innisfil L0L 1C0 
$300,000Residential Freehold- Status:
- Active Under Contract
- MLS® Num:
- N13233328
- Bedrooms:
- 2
- Bathrooms:
- 1
GOLDEN OPPORTUNITY! Charming 2-Bedroom Cottage in the waterfront community of Belle Ewart! Welcome to 1056 Ewart Street, a cozy 2-bedroom cottage nestled in one of Innisfil's sought-after lakeside communities. Situated on a spacious lot with ample parking, this property offers the perfect opportunity for first-time buyers, investors, down-sizers, or those seeking a peaceful weekend retreat. The property provides a relaxed cottage atmosphere while still being conveniently located close to local amenities, parks, marinas, and commuter routes. Enjoy the benefits of nearby Lake Simcoe access, making it easy to spend your days boating, fishing, swimming, or simply taking in the beautiful waterfront surroundings. This picturesque property offers exceptional value and endless possibilities. Don't miss your chance to own a piece of Innisfil's vibrant waterfront lifestyle! *Property has been primarily used as a seasonal cottage and is only serviced by municipal sewers and electrical. More detailsListed by RE/MAX HALLMARK CHAY REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1 1 Thompson in Kenora Remote Area: Lake of the Woods North House for sale : MLS®# X13257004
1 1 Thompson Kenora Remote Area P0X 1C0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X13257004
Watch for our for sale sign on the North shore of Thompson Island west of Pt Aylmer. 193.3 feet frontage. 518.01 feet deep on the west side and 581.62 feet deep on the east side. Septic Tank and Field already on site, a value of $40k! Power already on site – Vacant lot with deep Water Frontage This beautifully treed vacant lot offers a rare combination of privacy, convenience, and natural beauty. With a low height profile and deep water shoreline, it’s an ideal setting for your future cottage or retreat. Frontage: 58.92 meters (193.3 feet) West Depth: 157.89 meters (518 feet) East Depth: 177.28 meters (582 feet) Rear Width: 61.06 meters (200.3 feet) Electricity is already available on-site, with a power line running through the property. A septic field has also been installed and is ready to be hooked up—saving you time and cost in development. Located approximately a 15-minute boat ride from town, this lot offers peaceful seclusion with convenient access. In winter, the site is accessible via the ice road, which typically runs east-west in front of the property. Whether you're ready to build now or planning for the future, this waterfront gem is ready for your vision. Buy and build or hold. No time limit on development. For sale signs and lot lines markers on site. If you look to the lot from the water white markers are on each of the lot lines. Wonderful level site to build a great cottage. More detailsListed by CENTURY 21 NORTHERN CHOICE REALTY LTD.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Lot 15 136 Glen Allen Park Lane in Marmora and Lake: Marmora Ward House for sale : MLS®# X13550126
Lot 15 136 Glen Allen Park Lane Marmora and Lake K0K 2M0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X13550126
- Bedrooms:
- 2
- Bathrooms:
- 2
Discover a rare opportunity to own an exceptional seasonal waterfront retreat on the shores of Crowe Lake. Situated on an oversized, ultra-private lot, Lot 15 offers spectacular lake views, direct access to the nearby sandbar, and the opportunity to build your own private dock for the ultimate waterfront lifestyle. Beautifully designed and sold fully furnished, this turnkey park model feels more like a luxury cottage than a seasonal getaway. The bright, open-concept interior features a spacious living area, a full-size dining space, a custom bar, and a charming coffee nook. Two covered decks provide the perfect setting for quiet mornings overlooking the water or relaxing evenings with family and friends. The thoughtfully designed layout includes two bedrooms, featuring a primary suite with a walk-in closet and ensuite, plus a bunk room that's ideal for children or overnight guests. Outside, the expansive lot offers endless possibilities for landscaping, entertaining, or simply enjoying the privacy and natural beauty that surrounds you. Available for seasonal use from Memorial Day weekend through Thanksgiving, this property is the perfect escape for making unforgettable summer and fall memories.If you've been searching for a waterfront retreat that combines comfort, style, and outstanding outdoor potential, this is an opportunity you won't want to miss. Book your private showing today and experience everything this remarkable Crowe Lake property has to offer. More detailsListed by URBAN LANDMARK REALTY INC- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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0 SMOKEY Road in Whitestone: Hagerman House for sale : MLS®# X10438888
0 SMOKEY Road Whitestone P0A 1G0
$299,900 /For SaleResidential Freehold- Status:
- Active
- MLS® Num:
- X10438888
463 FT WATERFRONT on PRIME WHITESTONE LAKE. 1.8 ACRES of PRIVACY! NEW DRIVEWAY! Ideal topography to build your dream cottage, Mixed rocky and natural shoreline. Hydro is available. Quality driveway has been constructed. Whitestone Lake offers hours of boating enjoyment, Great swimming, water sports and fishing, Full service marina. Duck Rock Resort with restaurant, store and gas, LCBO, Community Centre, Boat launch. Less than 3 hours from the GTA! Make Cottage Life a Reality! More detailsListed by RE/MAX Parry Sound Muskoka Realty Ltd., Brokerage, Parry Sound- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Lot 1 Highway 35 in Minden Hills: Lutterworth House for sale : MLS®# X12404278
Lot 1 Highway 35 Minden Hills K0M 2L1
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12404278
If I were building another home, it would be on a lot like this! Stunning treed landscape with several acresand great elevations. This building lot is the perfect site for your dream home or cottage. Offering over 15acres and located steps to incredible Gull Lake, you can have the benefit of the waterfront lifestyle withoutthe price tag of waterfront property. For the day to day, you are minutes to the town of Minden, a 30 minutedrive to Orillia as well as being only 2.5 hours to Toronto. First time ever offered, this lot is ready for you tobring your home or cottage to life. If you are a builder or developer, there are 4 lots total here that couldmake a great project for spec builds or inventoried for later construction. The HST is included in the priceslisted and immediate possession is available. All servicing is the responsibility of the Buyer and theBuyer/Buyers representative to do their own due diligence in respect to building terms and criteria with thetownship. Lot is number 1 in the photos, see copy of survey attached. Four lots for sale More detailsListed by ENGEL & VOLKERS BARRIE- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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13 Erie Heights Line in Haldimand: Dunnville House for sale : MLS®# X12807936
13 Erie Heights Line Haldimand N0A 1K0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12807936
- Bedrooms:
- 3
- Bathrooms:
- 1
Welcome to your classic waterfront escape in the peaceful lakeside community of Lowbanks. This charming 3-bedroom, 1-bath THREE SEASON cottage offers the kind of relaxed lifestyle that's getting harder to find - where the days feel longer, the views are unforgettable, and summer memories come naturally.Set on a spacious lot, the property features jaw-dropping water views and ample parking for family and guests. Inside, the cottage showcases a cozy fireplace, vaulted ceilings, warm wood finishes throughout, and a bright open-concept floor plan that perfectly captures the cozy cottage feel while maximizing natural light and lake views.A large detached workshop/garage provides excellent storage for tools, water toys, and outdoor equipment, making the property as functional as it is charming. Located in a quiet, rural neighbourhood that harkens back to simpler times.. Come experience cottage living the way it was meant to be! More detailsListed by A.G. ROBINS & COMPANY LTD, BROKERAGE- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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49 3282 Ogdens Beach Road in Tay: Rural Tay House for sale : MLS®# S13067682
49 3282 Ogdens Beach Road Tay L9S 2K6
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- S13067682
- Bedrooms:
- 2
- Bathrooms:
- 2
Spring Special. Set against the picturesque backdrop of Southern Georgian Bay, this 2-bedroom, 2-bathroom Beausoleil Cottage model offers an exceptional opportunity for resort living at its finest. Proudly manufactured in Canada, this move-in-ready cottage is perfect for those eager to take full advantage of the 2026 cottage season. Located on a premium waterfront lot, this cottage provides panoramic views and is just steps from the resorts new private pool. At 718 sq ft, this thoughtfully designed cottage features an open-concept living area, a fully-equipped kitchen, and a cozy yet spacious living room ideal for hosting family and friends. Step outside to one of two covered decks and enjoy your morning coffee while watching the sunrise over the water. With modern furnishings and top-tier amenities, including central air conditioning and a 50 linear electric fireplace, this cottage is designed for comfort and convenience. Wye Heritage Marine Resort is a seasonal 8-month resort, allowing you to enjoy the best of cottage living from spring to fall. The community offers an abundance of amenities, including two heated swimming pools, sports court (pickleball, tennis, basketball), restaurant, sandy beach, playground, and boating services. Cottage owners are guaranteed a boat slip and receive a 20% discount on their slip fees. This is an exclusive Phase 1 lot, so don't miss your chance to own this prime piece of paradise on Georgian Bay! More detailsListed by RE/MAX By The Bay Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1018 St. George Lake Road in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X13134468
1018 St. George Lake Road Frontenac K0H 2P0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X13134468
Set on approximately 5 acres along the shores of St. Georges Lake, this waterfront lot offers an excellent opportunity to build your future lakefront home or cottage retreat just 5 minutes south of the village of Sharbot Lake. With approximately 1,129 feet of shoreline, the property provides a rare sense of space and separation, with much of the frontage extending through a shallow bay that naturally helps buffer neighboring properties. A municipally maintained road provides easy year-round access, while an installed driveway and hydro already onsite add convenience and value for future development. The lot features a gently sloping landscape toward the lake with a desirable level area near the shoreline, creating a strong setting for a future building site and waterfront enjoyment. The main waterfront area near the preferred building location offers decent swimming access along a firmer shoreline, while the smaller lake setting is known locally for good fishing and a quieter atmosphere compared to some of the larger nearby lakes. A camper trailer is included in as-is condition, allowing immediate recreational use while planning future improvements. If you've been searching for a larger waterfront parcel with hydro, road access, and excellent future building potential close to Sharbot Lake, this property is well worth a closer look. More detailsListed by RE/MAX FINEST REALTY INC., BROKERAGE- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Lot 23-20-6 40 Arrow Bay Road Curve Lake First Nation 35 K9L 9R0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X13161190
- Bedrooms:
- 3
- Bathrooms:
- 1
Summer Starts Here! Affordable Waterfront Living on Curve Lake, Escape to Cottage Life at 40 Arrow Bay Road. Welcome to 40 Arrow Bay Road, Curve Lake a rare opportunity to own an affordable waterfront cottage on the beautiful Trent Severn Waterway. Tucked away in a quiet bay, this 3 bedroom, 1 bathroom retreat offers the perfect setting for boating, swimming, fishing, and making unforgettable summer memories. Inside, enjoy a bright open concept kitchen, living, and dining area designed for easy cottage living and entertaining. Step outside to the lakeside deck, perfect for morning coffee, summer BBQs, or relaxing while taking in the peaceful water views. Clean, cozy, and move-in ready, this cottage offers an incredible chance to enjoy waterfront living at a fraction of the typical cost. Whether you're searching for a summer getaway, family retreat, or affordable waterfront investment, this property checks all the boxes. Located on leased land through Curve Lake First Nation, annual fees include: Land Lease: $3,450/year (Approximately) Service Fees: $1,648/year (Property taxes included in lease fees, Approximately)Enjoy the ultimate cottage lifestyle with direct access to endless boating and recreation on one of Ontario's most loved water systems. Don't miss your chance to enjoy summer at the lake book your private viewing today! More detailsListed by RE/MAX HALLMARK EASTERN REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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917 BRUCE ROAD 13 Road: Native Leased Lands House for sale : MLS®# X13163036
917 BRUCE ROAD 13 Road Native Leased Lands N0H 2L0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X13163036
- Bedrooms:
- 3
- Bathrooms:
- 2
Waterfront living with water views and million-dollar sunsets every night, enjoyed from your front-row seat on the spacious deck, the perfect place to unwind after a day at the beach. This charming 3-bedroom, 1.5-bath leased land cottage is tucked back from the road on a shared driveway, offering a peaceful and private setting surrounded by nature.Inside, you'll find a warm and inviting space that captures the essence of classic cottage living-ideal for family gatherings, weekend escapes, or quiet mornings with coffee in hand. Recent updates include the septic system, newer hot water tank, and well pump, giving you added peace of mind.With easy water access and just minutes to the sandy shores of Sauble Beach and the amenities of Southampton, you get the best of both relaxation and convenience. Whether it's swimming, boating, campfires, or simply soaking in those unforgettable sunsets, this property is ready to become your summer retreat. Turnkey and ready for you to start enjoying the 2026 cottage season-book your private showing today.Yearly land lease $10,700 & yearly service fee $1,300 More detailsListed by Wilfred McIntee & Co Limited- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1419 Turtle Lake Lane in Frontenac: 53 - Frontenac North House for sale : MLS®# X13176518
1419 Turtle Lake Lane Frontenac K0H 2M0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X13176518
Escape to beautiful Turtle Lake with this ready-to-enjoy waterfront getaway. Set on a private, treed lot with stunning southern exposure, the property features a well-built insulated bunkie with loft sleeping area, drilled well, approved septic system in place, and hydro at the lot line. Spend your days swimming in crystal-clear water, relaxing beneath mature pines, or planning your dream cottage on this cleared and usable lot. Easy access for RVs and located only a short drive from Plevna. Ideally situated near many of the area's premier lakes and endless year-round recreation, including boating, fishing, ATV trails, snowmobiling, and other winter adventures. More detailsListed by Royal Lepage Proalliance Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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681 Mkade Kegwin Miikan Road in Christian Island 30: Beausoleil First Nation House for sale : MLS®# S13218556
681 Mkade Kegwin Miikan Road Christian Island 30 L9M 0A9
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- S13218556
- Bedrooms:
- 3
- Bathrooms:
- 1
Welcome to your own slice of paradise on the crystal-clear fresh waters of Georgian Bay. This exceptional waterfront property offers 107 feet of pristine shoreline, and the timeless charm of a classic log cottage with a loft and an extention -its an idyllic escape where memories are made year after year. Set on a large lot, the property provides a rare blend of natural beauty and space to relax, entertain, or explore. The cottage exudes warmth and character, perfectly complementing its stunning surroundings. Whether you're watching the sunrise while enjoying morning coffee on the newly built deck, swimming in the clear bay, or watching the sunset paint the sky, every moment here feels special. Adding to the property's versatility is a separate bunkie, ideal for hosting family and friends as a guest retreat. The garage offers convenient storage for water toys, laundry and cottage essentials, with a complimentary composting toilet -making cottage living effortless. Another option is to convert the garage into a second bunkie for even more overnight guests! This is more than a cottage; it's a lifestyle. Swim, paddle, boat, and unwind in one of Ontario's most sought-after freshwater destinations. Undeniably picturesque, this Georgian Bay waterfront gem is a rare opportunity to own a true retreat and escape from the everyday. More detailsListed by RE/MAX Georgian Bay Realty Ltd- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Data was last updated August 2, 2026 at 06:15 AM (UTC)
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?
Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:
• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes
What to Expect in Ontario’s Affordable Cottage Market
While some listings may be seasonal or off-grid, many offer surprising value with:
- Basic utilities or solar-powered systems
- Wood-burning fireplaces or propane heating
- Cozy layouts ideal for small families or couples
- Options for rental income or long-term investment
Start Your Cottage Search Today
Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.
Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.
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Each link provides updated listings and expert insights.
FAQs – Waterfront Cottages for Sale in Ontario Under $300000
1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.
2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.
3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.
4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.