Cottages for Sale Ontario Under $500 000 – Affordable Escapes in Nature
Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.
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A202-D1 1869 Muskoka Rd 118 Highway W in Muskoka: Monck (Muskoka Lakes) Condo Apartment for sale (Muskoka Lakes) : MLS®# X12105985
A202-D1 1869 Muskoka Rd 118 Highway W Muskoka P1L 1W8 
$66,500Residential Condo & Other- Status:
- Active
- MLS® Num:
- X12105985
- Bedrooms:
- 2
- Bathrooms:
- 2
Experience effortless cottage living in this two-storey, two-bedroom, two-bathroom unit, complete with multiple outdoor spaces including a BBQ deck, a cozy enclosed Muskoka room, and a private sunning deck adjacent to the master suite. Enjoy your 6 weeks here (a bonus week every second year being one of X'mas, New Year, May 24 or Thanksgiving) or opt for added income by placing your unit back into the rental pool. Designed for the modern lifestyle, this property is equipped with high-speed internet, making it an ideal setting for those who need or prefer to work from home. When it comes to amenities, the resort doesn't skimp. Indulge in on-site dining at the Touchstone Grill restaurant or unwind in the infinity pool and hot tub. The property also features a sandy beach area, complete with an additional pool and hot tub, a children's playground, dual fire pits, and an array of docks and decks along the shoreline. Active guests will appreciate the tennis & pickle ball courts, spa, and fitness center, rounding out the offerings for your perfect Muskoka escape. Conveniently located near Bracebridge and Port Carling, you'll have easy access to a selection of fine dining options, charming retail shops, and essential amenities, allowing you to experience the best of Muskoka. D1 weeks and please note, this is a non-pet-friendly unit. Monday - Monday More detailsListed by Bracebridge Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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B8 7489 SIDEROAD 5 E in Wellington: Rural Wellington North House for sale (Wellington North) : MLS®# X12106497
B8 7489 SIDEROAD 5 E Wellington N0G 2L0
$149,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12106497
- Bedrooms:
- 2
- Bathrooms:
- 1
Looking for a perfect cottagecore alternative? Make this 2018 Northlander Park Model with a hard awning yours for this summer fun. Located in Parkbridge's Spring Valley Resort in Mount Forest on a very picturesque lot fronting onto Greenwood Lake. This non-motorized lake is great for fishing off your private dock, taking a paddle boat ride, or taking a kayak stroll around the lake! The lot is conveniently located next to the community's 2 pools (one family and one adult) and the parks rec. hall, where all the fun happens. Spring Valley offers many activities for both children and adults, making this park a great place for all ages. The trailer offers a beautiful lake view from your living room and large covered deck area. This unit has 2 bedrooms and a full bathroom with a flushing toilet. Sit under the hard awning overlooking the lake, or enjoy a campfire in the evenings lakeside. The 2025 season fees are $5400 and include everything but the propane, hydro, and internet/cable (if you choose to install it). There is no additional charge for water, visitors to the resort, property taxes, etc. The season runs from the first Friday in May to the third Sunday in October. Please note there are no rentals allowed in the resort at all. Call for your viewing today and get into your Cottage Alternative Recreational Home away from home! More detailsListed by RE/MAX at Blue Realty Inc- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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3 WHITE PINES Trail in Simcoe: Wasaga Beach House for sale : MLS®# S12106097
3 WHITE PINES Trail Simcoe L9Z 1X7
$159,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12106097
- Bedrooms:
- 2
- Bathrooms:
- 1
2 bedroom Cottage so close you can hear the waves of Georgian Bay! Seasonal retreat in popular Countrylife Resort. (7 months April 26th-Nov 16th). This 2008 Woodland Park Muskoka features 285 sq/ft of outdoor deck with gazebo roof. Centrally located water front lot with plenty of space and parking for two cars and a very short walk to the beach. Beautifully landscaped yard with low maintenance gardens on the waters edge. 1 bedroom + Den(2nd bedroom) 1 bathrooms with lots of room for family and friends. Living room separates into a separate sleeping area and sunroom can also be used as extra bedroom. King sized automatic bed included. Low maintenance exterior, paved driveway, engineered concrete pad under unit and nice size storage shed. Fully furnished with central A/C. This Cottage is ready for your family to start enjoying the summer! Resort features pools, splash pad, clubhouse, tennis court, play grounds, mini golf and short walk to the beach. Gated resort w/security. This unit has been very well maintained and is a pleasure to show! 2025 Seasonal Site fees are $ 7,610.00 PLUS HST. Leased Land community. More detailsListed by RE/MAX By The Bay Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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6587 Elephant Lake Road in Haliburton: Harcourt House for sale (Dysart et al) : MLS®# X12106084
6587 Elephant Lake Road Haliburton K0L 1X0
$499,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12106084
- Bedrooms:
- 2
- Bathrooms:
- 1
Check out this newer built 2 bed/1 bath log cottage on 3 nicely treed acres! This fabulous custom-built beauty is an enclosed shell waiting for you to bring your skills & imagination to take it to completion! Built with outdoor enjoyment in mind you will have your choice of 4 decks! There is a covered front porch, a screened-in porch of the master & 2 decks from the kitchen/dining area (1 covered, 1 not); perfect for enjoying the best of Mother Nature! This raised bungalow has a vaulted ceiling in the main room, a desirable open floor plan, plus an unfinished basement with walk-out for storage & laundry or extra living space! Perfect as a country retreat for those who love the beauty of wood! Most of the hard work has been done including thermal windows & doors, a drilled well & septic! Being sold As-Is & all room measurements are estimates only based on the rough floorplan. Don't miss your chance to own a dream get-away in the Haliburton Highlands! Situated between Bancroft & Wilberforce for amenities! Call now! More detailsListed by Re/Max Professionals North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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512 warner bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12106104
512 warner bay Road Bruce N0H 2R0
$369,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12106104
38.3 secluded, wooded acres located on the Bruce Peninsula. Around the corner from public access to Lake Huron. Just a short 10-minute drive to downtown Tobermory, national parks, tour boat services, and the Bruce Trail. Laneway already established. Year-round access via a paved road, with available services. Ideal private setting for your dream home or cottage. Potential for future development. This size property is a rare find and perfect for those seeking a private sanctuary or investment opportunity. More detailsListed by eXp Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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122 BLUE JAY Lane in Lanark: 910 - Beckwith Twp House for sale (Beckwith) : MLS®# X12106548
122 BLUE JAY Lane Lanark K7C 4L3
$435,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12106548
- Bedrooms:
- 3
- Bathrooms:
- 1
Your fun in the sun starts right here! Welcome to sought after Mississippi Lake. Huge double lot with over 200' of shoreline. Coveted west-facing views, expansive vistas, spectacular sunsets. Perched high and dry overlooking Kings Bay. The dock is included and ready to welcome your boat, canoe, kayak and more. Solidly built 3-bed family cottage has been in the same family for decades. Bring your design ideas and inspiration to life as you reinvent the space to suit your needs. Bonus second structure was the original cottage on the property and offers endless opportunities. Year round access. $250 annual fee for road maintenance. Looking for a cottage getaway that's not hours away? This gem is 15 minutes from Carleton Place and 35 mins from Kanata. Bring your cottage dreams to life! More detailsListed by INNOVATION REALTY LTD.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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3529 Hughes Landing Road in Lennox & Addington: Addington Highlands House for sale : MLS®# X12106227
3529 Hughes Landing Road Lennox & Addington K0H 1K0
$449,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12106227
- Bedrooms:
- 1
A wonderful opportunity to establish roots on this highly sought after Lake. Skotomatta is one of the areas largest lakes, offering something for everyone. There are vast tracts of Crown Land, picturesque islands and Canadian Shield outcrops that you will never tire of exploring. The clean deep waters offer excellent fishing opportunities with a variety of species. Paddlers will enjoy the nearby connectivity to beautiful paddle routes while those seeking more adventure can experience tubing, water skiing and wakeboarding. This property opens to panoramic vistas of the upper lake and shallow entry for swimming. A neighboring tributary is adjacent to the property and welcomes a variety of waterfowl including the iconic loon. The cottage offers an off grid lifestyle but is wired to support generator or solar options and is arranged to bring family and friends together to experience the outdoors and natural beauty of the area. The expansive waterfront assures privacy and the topography offers picturesque shield outcrops while remaining comfortably accessible. This an excellent opportunity to enter Cottage Life and tailoring it at your own pace or embrace it as is and build on the memories of families before. Welcome to beautiful Skootamata, a must see water body in the heart of the Land O Lakes. Nearby trails and an abundance of Crown allow you to explore the vast area around you throughout the seasons. Amenities and reasonable driving distances to larger urban centers should put this property on your list to see. Only 3 hours from the GTA and 2 hours away from Ottawa, 1.5 hrs to Kingston and less than an hour to Bancroft. Welcome to the Land O Lakes. More detailsListed by ROYAL LEPAGE PROALLIANCE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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11085 Gull River in Haliburton: Lutterworth House for sale (Minden Hills) : MLS®# X12103602
11085 Gull River Haliburton K0M 2L1
$419,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12103602
- Bedrooms:
- 3
- Bathrooms:
- 1
Affordable waterfront on Gull River! A 3 bed, 1 bath 3 season cottage on 2 acres, a short boat ride from your deeded parking area. A cozy bunkie on the property for your overflow guests. The wrap around deck and large dock are perfect for enjoying the western sunsets. The deep waterfront is a mix of rocky and sandy shoreline. Gull River connects to a 3 lake chain - Moore, East Moore and Black Lake, offering an affordable riverfront cottage with the same opportunity for lakefront summer activities. Head up to the cottage on a Friday afternoon with a quick commute to the GTA and Highway 407. More detailsListed by CENTURY 21 UNITED REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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363 Andrew Street in Huron: Exeter House for sale (South Huron) : MLS®# X12103603
363 Andrew Street Huron N0M 1S6
$419,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12103603
- Bedrooms:
- 2
- Bathrooms:
- 1
Quaint Ontario Cottage on Picturesque Andrew Street in the Town of Exeter. 30 minutes to London and 15 minutes to the beach in Grand Bend. Great starter home for first-time buyers or for retirees. Two bedroom with one 4 piece bath and an eat-in kitchen. Generous living room with french doors to the dining room. Lovely sunroom/family area at the rear with a cozy gas fireplace. The unfished attic/loft could be an excellent opportunity to create a couple of extra bedrooms or a large primary bedroom with a full bath. Attached garage and carport offer a great man cave/workshop. Covered porch at the front of the house with a backyard and brick patio at the rear. More detailsListed by ROYAL LEPAGE HEARTLAND REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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12 Guelph Street in Bruce: South Bruce Peninsula House for sale : MLS®# X12103497
12 Guelph Street Bruce N0H 2G0
$425,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12103497
- Bedrooms:
- 3
- Bathrooms:
- 1
Welcome to your perfect year-round retreat in one of Ontario's most sought-after beach communities! This beautifully winterized 3-bedroom, 1-bath home offers the ideal blend of cozy cottage charm and full-time comfort. Located just a short walk from the pristine sands of Sauble Beach, you're never far from sun-soaked summer days and stunning Lake Huron sunsets. Inside, you'll find a bright and spacious one floor layout with an over-sized kitchen, ideal for entertaining, family gatherings and games night! Large windows fill the home with natural light, while the thoughtful design makes everyday living a breeze. Step outside to enjoy the professionally landscaped grounds, featuring lush greenery, stone walkways, and inviting outdoor living spaces. Whether you're enjoying your morning coffee on the patio, tending to the garden, or unwinding in nature, this property is built for making lasting memories. Situated on the beautiful Bruce Peninsula, this home offers access to endless outdoor adventures year-round from boating, swimming, and beachcombing in the summer to snowmobiling and hiking in the winter. Sauble Beach itself is a vibrant community known for its warm, shallow waters, iconic sunsets, charming shops, and a relaxed, family-friendly vibe. This is more than just a home it's a lifestyle. Don't miss your chance to own a turnkey cottage or year-round residence in one of Ontario's premier vacation destinations. Open The Door To Better Living! and call for your private showing today! More detailsListed by RE/MAX Grey Bruce Realty Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1083 Lindey Lane in Frontenac: Frontenac North House for sale (North Frontenac) : MLS®# X12103510
1083 Lindey Lane Frontenac K0H 1K0
$434,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12103510
Discover the perfect canvas for your dream waterfront retreat on this stunning 1.9 acre parcel of vacant land on Big Gull Lake. Nestled in a serene natural setting, this expansive property offers breathtaking views, a gradual slope to the approximately 248 feet (75.59m) of private shoreline, and direct access to the pristine waters of one of the regions most sought-after lakes. Whether you envision building a cozy cottage, a luxurious lakefront home, or simply want a tranquil spot to escape, this land provides endless possibilities. With its mature trees, clear waters, and peaceful surroundings, it's an ideal location for year-round enjoyment. Hydro at lot line, private road maintained by year round residents. More detailsListed by ROYAL LEPAGE PROALLIANCE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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185 WILSON in Parry Sound: Wilson House for sale (Parry Sound Remote Area) : MLS®# X12103323
185 WILSON Parry Sound P0H 1Y0
$450,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12103323
- Bedrooms:
- 2
- Bathrooms:
- 1
Start making your own family memories. These two cottages that are situated in a quiet bay on Wilson (Wauquimakog) Lake, which offers 60+ kilometers of boating, fishing and enjoyment on the well known Pickerel River system. Sit out on the front deck and enjoy the scenic views. This property is well-treed, and slopes gently, offering 150 feet of natural waterfront with sandy bottom. One aluminum dock with wheels and one wooden cribbed dock are situated at the water. Jump off the dock into about 5 or 6 feet of water or play in the shallow sandy beach area. Great for all ages of children. Two septic systems (1 for cottage and 1 for bunkie) and many extras are included to allow you to enjoy this turn-key retreat. This charming cottage features 2 bedrooms, a 4-pc bathroom, beautiful pine finishing with handcrafted detail and a sunroom with gorgeous lake views. Plenty of space for entertaining with an additional insulated bunkie complete with a 4 pc bathroom, kitchenette and attached workshop/laundry area and its own hot water tank. Convenient 12x8 shed to store your tools and toys. Shore Road Allowance has been purchased (in process of final registration). Loring area is home to a large population of White-Tailed Deer, Moose and many other types of wildlife. OFSC snowmobile trails are close by. Don't forget to ask about the details and advantages of owning in an Unorganized Township. More detailsListed by RE/MAX Parry Sound Muskoka Realty Ltd- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Data was last updated April 27, 2025 at 06:15 AM (UTC)
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Explore Affordable Cottages Across Ontario
These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.
- Waterfront and inland cottages under $500K
- Cozy cabins, A-frames, and seasonal retreats
- Many listings with decks, wood-burning stoves, and lake access
- Located near popular outdoor destinations like Georgian Bay and Haliburton
Why Choose a Cottage in Ontario Under $500 000?
Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:
- Quiet relaxation and outdoor adventure
- Strong resale or rental potential
- Proximity to major cities like Toronto and Ottawa
- Entry-level pricing for first-time buyers and vacation homeowners
Navigating the Cottage Buying Process
Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.
Maximizing Exposure for Your Ontario Cottage
If you’re selling a cottage in Ontario, our platform offers exceptional exposure to a targeted audience of potential buyers. We utilize advanced marketing techniques to highlight the key features and benefits of your property, ensuring it stands out in the market. Our goal is to connect you with interested buyers efficiently, facilitating successful and profitable transactions.
Start Your Cottage Search Today
Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.
2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.
3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.
4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.
5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.