Cottages for Sale Ontario Under $500 000 – Affordable Escapes in Nature
Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.
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361 Healey Lake Water in Parry Sound: Archipelago South House for sale (The Archipelago) : MLS®# X12122834
361 Healey Lake Water Parry Sound P0C 1H0 
$499,999Residential Freehold- Status:
- Active
- MLS® Num:
- X12122834
- Bedrooms:
- 3
- Bathrooms:
- 2
Close to Mactier for groceries, hardware and LCBO. 2 marinas on the lake for gas and service , 30 min to Parry Sound. Water access cottage with ATV and Snowmobile Trails nearby. Could easily be converted to 4 season use. More detailsListed by SUTTON GROUP REALTY SYSTEMS INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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0 Seguin Trail in Parry Sound: Perry House for sale : MLS®# X12123012
0 Seguin Trail Parry Sound P0A 1J0
$499,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12123012
- Bedrooms:
- 3
- Bathrooms:
- 1
If you're looking for a recreational getaway property, cottage or to do a new build with acreage and waterfront, this could be for you. A truly fantastic 154 acres surrounding an approximately 20 acre unnamed private lake (not located on Compass Lake, but in close proximity) with a 3 bedroom camp/cottage is waiting. The main area has been gutted and redone and is a great place to relax and unwind being only 2 km off the year round road with trails running through the forest. This part of the Seguin Trail is a snowmobile trail in the winter and you can drive there the rest of the year. A nice mix of acreage, waterfront and privacy. Pin number's 521660030 and 521660034 being sold together. More detailsListed by Coldwell Banker Thompson Real Estate- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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9 Sweet Water Drive N in Huron: Colborne Twp House for sale (Ashfield-Colborne-Wawanosh) : MLS®# X12123107
9 Sweet Water Drive N Huron N7A 0C1
$439,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12123107
- Bedrooms:
- 2
- Bathrooms:
- 2
Wow! This turn-key former model home comes totally furnished! Beautiful open-concept bungalow located just a short walk from the lake in the very desirable "Bluffs at Huron!" This immaculate "Creekview" model offers many upgrades including quartz counter tops with undermount sinks, kitchen cupboards with crown moulding, Moen faucets, premium flooring and pot lights throughout. Step inside from the inviting covered front porch and you will be impressed with the bright open concept. The kitchen features an abundance of cabinetry with premium upgraded appliances including counter depth refrigerator, Samsung gas stove, Bosch dishwasher and an over sized center island. The spacious living room is adjacent to the dining area which features patio doors leading to the backyard. There is also a large primary bedroom with walk-in closet and 4pc ensuite bath, spare bedroom and an additional 4 pc bathroom with laundry closet. Plenty of additional storage options are available in the home as well, including a full crawl space. Also for those wanting to keep their vehicles clean and dry there is an attached two car garage! This beautiful home is located in an upscale land lease community, with private recreation center and indoor pool and located along the shores of Lake Huron, close to shopping and several golf courses. All contents in the home with the exception of personal items are included - appliances, sofa, chairs, bedroom furniture, TV with sound bar, dining room table and chairs, linens, dishes, linen drapery, vacuum, bbq and snow blower! All you need to do is bring some clothes to what could be your furnished year round home or cottage! Call your agent today for a private viewing. More detailsListed by Pebble Creek Real Estate Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1288 Portage Road in Kawartha Lakes: Eldon House for sale : MLS®# X12123122
1288 Portage Road Kawartha Lakes K0M 2B0
$399,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12123122
- Bedrooms:
- 3
- Bathrooms:
- 1
GREAT Location On Trent Canal East Of Kirkfield, Mitchell Lake 100' On Lake, Sloping Lot. APPX 900 Sq.Ft. Cottage Needs Repair, Faces South. Excellent Boating,Fishing, Treed Lot, Open Front Porch, Stores Close By. More detailsListed by HOMELIFE NEW WORLD REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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PT LT35 CON 3 WBR PT 77 Concession in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12121926
PT LT35 CON 3 WBR PT 77 Concession Bruce N0H 1W0
$85,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12121926
Build your dream home or cottage on this spacious 212 ft x 100 ft vacant lot located in the peaceful community of Hardwick Cove, on the stunning Bruce Peninsula. Perfectly positioned just minutes from the public boat launch, Sandy Beach, and Stokes Bay, this property offers easy access to all the natural beauty and recreation the area is known for. Zoned R1 Residential, this lot is ideal for a year-round residence or seasonal getaway. Enjoy nearby hiking, swimming, boating, and the laid-back lifestyle of the Bruce. Don't miss this rare opportunity to own a piece of paradise! More detailsListed by Sutton-Sound Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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LOT 50 FOX ISLAND S in York: Fox Island House for sale (Georgina Islands) : MLS®# N12122234
LOT 50 FOX ISLAND S York L4P 3E9
$328,800Residential Freehold- Status:
- Active
- MLS® Num:
- N12122234
- Bedrooms:
- 3
- Bathrooms:
- 1
Awesome Lake Simcoe Direct Waterfront Family Cottage on the highly sought-after south shore of Fox Island on a (Land Lease Lot). New Lease in place until 2065; large pebble beach, transitioning to sand in the water, and easy access to water/swimming.3 Bedroom, 1 Bathroom with a cathedral ceiling in living room/kitchen - very spacious and bright. Vinyl siding with a metal roof. Recently renovated kitchen with Fridge, Stove and dishwasher. Easy to use Pellet stove/furnace included. Kitchen table, couches, coffee tables, beds, kitchenware, water cooler, small appliances all included. Baseboard heating with a thermostat in each room. Forced air electric furnace, offers a variety of heating options. Good fishing at the water's edge(great place to watch children play in the water or enjoy a meal) comes with a patio set and umbrella. Wrap around deck, freshly painted 2022. Freshly painted last year - comes with propane BBQ. 2firepits front and back. Separate shed with metal roof; UV water system, pre-filter and large pressure tank. Submersible pump with cam locks for easy connection/disconnect More detailsListed by ROYAL LEPAGE YOUR COMMUNITY REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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40 TEMAGAMI Trail in Simcoe: Wasaga Beach House for sale : MLS®# S12122233
40 TEMAGAMI Trail Simcoe L9Z 1X7
$177,900Residential Freehold- Status:
- Active
- MLS® Num:
- S12122233
- Bedrooms:
- 2
- Bathrooms:
- 1
Summer is coming, it is time to find your cottage getaway! Immaculate Woodland Park Muskoka Model. Enjoy the vacation lifestyle with this seasonal cottage at the highly sought-after Wasaga Countrylife Resort. Available from April 26th to November 17th, Tucked away on a peaceful street, just a short walk from the sandy shores of Georgian Bay. This charming cottage features a fantastic kitchen with large island that seats 6 easily. Modern appliances including wine fridge. Swivel built-in TV for easy viewing from kitchen or living room. Ample cabinet storage, vaulted ceilings, and the convenience of an in-unit washer and dryer adds to the comfort. The cottage includes 1 bathroom & 2 bedrooms one with a queen-size bed and the other with bunkbeds that have plenty of under-bed storage. Situated on a full engineered concrete pad, the unit provides clean and dry storage underneath. The property also features a paved driveway and a spacious shed. Fully furnished, this retreat is ready for your family to start enjoying immediately. Resort amenities include access to five inground pools, a splash pad, clubhouse, tennis court, playgrounds, mini-golf, and a short walk to the beach. The gated resort with security ensures peace of mind. Seasonal site fees for 2025 $7025+HST. Your perfect vacation escape is waiting! More detailsListed by RE/MAX By The Bay Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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5 - 601 Glen Abbey Way in Parry Sound: Seguin Time Share Condo for sale : MLS®# X12122229
5 - 601 Glen Abbey Way Parry Sound P0C 1H0
$155,000Residential Condo & Other- Status:
- Active
- MLS® Num:
- X12122229
- Bedrooms:
- 4
- Bathrooms:
- 4
On the shores of Lake Joseph, 4-season comfort & worry-free, luxury resort living at "Rocky Crest Resort". Popular 6-week fractional ownership share in one of the most appealing and attractive units at the resort. A 4-bedroom semi-detached cottage/villa designed in traditional Muskoka fashion both inside and outside. Featuring 3-Full Bathrooms, a powder room, a fully equipped kitchen, high-end furnishings, spacious and welcoming principal rooms, luxurious bedrooms, with a patio with all the amenities of a World Class Resort. Rocky Crest is located on Lake Joseph, 2 hours from Toronto, in the heart of Muskoka. A championship 18-hole award-winning golf course, and access to the outdoor swimming pool, lakefront dock and swimming activities, gymnasium, tennis court, dining, Armishaw Lake & Lake Joseph, all at your doorstep. 2025 Weeks include: May 26-June 7; June 23-June 30; Jul 28-Aug 4; Aug 4 -Aug 11; Sept 15-Sept 22; Oct 13-Oct 20. Subject to resort rules and regulations. Property taxes are included in the monthly condo fees. More detailsListed by Harvey Kalles Real Estate Ltd.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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53 Boyd Landing Lane in Leeds and Grenville: 805 - Merrickville/Wolford Twp House for sale (Merrickville-Wolford) : MLS®# X12122346
53 Boyd Landing Lane Leeds and Grenville K0G 1N0
$449,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12122346
- Bedrooms:
- 1
- Bathrooms:
- 1
Escape to peace and privacy with this beautiful 4-season cottage nestled along the scenic Rideau River. Situated just five minutes from the historic village of Merrickville, where you will find quaint shops and restaurants, this property offers the perfect blend of nature, charm, and convenience, only an hour south of Ottawa. Enjoy breathtaking sunsets from your private dock, unwind on the spacious porch surrounded by wildlife, or gather with friends around the firepit or in the large, screened gazebo. This cottage is ideal for year-round enjoyment and outdoor living. Inside, you'll find a thoughtfully designed main floor featuring an open-concept living room and eat-in kitchen, along with a charming 3-piece bathroom complete with a classic clawfoot tub. The cozy upper-level loft bedroom offers serene river views, making it a peaceful place to wake up each morning. Additional features include a crawl space basement with laundry and ample storage, new septic system and drilled well. Whether you're seeking a weekend getaway or a peaceful full-time residence, this property offers everything you need to relax, recharge, and connect with nature. Don't miss out on this perfect waterfront retreat, call today to schedule your private viewing! More detailsListed by EXSELLENCE TEAM REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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0 Crowder Road E in Stormont, Dundas and Glengarry: 704 - South Dundas (Williamsburgh) Twp House for sale (South Dundas) : MLS®# X12118445
0 Crowder Road E Stormont, Dundas and Glengarry K0C 1X0
$114,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12118445
High-Potential Opportunity for Investors in South Dundas, Morrisburg, ON! A popular Destination for Tourists and Families alike, thanks to its many Attractions and Charm! Welcome to a rare 2.09 acre Vacant Lot, located in idyllic surroundings, just minutes from the scenic Heartland of Eastern Ontario Town of Morrisburg. Ideal to build a Cottage or Year-round Home/Residence! This countryside is great for Hunting, Fishing, or simply embracing the outdoors without sacrificing convenience. You're just minutes from local destinations including LCBO, Foodland, Canadian Tire, Restaurants, Winery, Rijke's Produce Farm, McDonald's, the Flea Market, and much more. Only 7 min to the Town of Morrisburg. Easy access to Hwy 401 and Cardinal Village. Close to the Johnstown Bridge to the USA, offering convenient cross-border access. About 45 min to Ottawa. Whether you're looking to Build a Family Home or Invest in Real Estate, with a wealth of local attractions and convenient access to city life, this Vacant Lot offers endless possibilities! Don't miss this rare chance to own in one of Eastern Ontario's MOST CHARMING REGIONS! (Please don't walk the property without an agent. Book your showing Seller & L/A are not liable.) More detailsListed by META REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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CON 2 WBR PT LOT 23 Maple Drive in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12118815
CON 2 WBR PT LOT 23 Maple Drive Bruce N0H 1Z0
$84,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12118815
Discover the perfect canvas for your dream home or cottage retreat on this spacious 100 x 150 vacant building lot in the heart of Northern Bruce Peninsula. Ideally located just off Highway 6 in a quiet, family-friendly neighbourhood, this property offers an exceptional blend of privacy and accessibility.Nature lovers and outdoor enthusiasts will appreciate the proximity to Lions Head, Tobermory, the Bruce Trail, The Grotto, and Bruce Peninsula National Park. Enjoy easy access to inland lakes, the sparkling shores of Lake Huron and Georgian Bay, as well as nearby beaches, making this an ideal four-season destination.Whether youre planning to build a year-round residence or a seasonal getaway, this level, treed lot offers endless potential in a stunning natural setting.Don't miss the opportunity to own a slice of paradise in one of Ontarios most desirable outdoor regions. More detailsListed by Sutton-Sound Realty and KELLER WILLIAMS REALTY CENTRES- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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555 Barnes Avenue in Simcoe: Port McNicoll House for sale (Tay) : MLS®# S12118964
555 Barnes Avenue Simcoe L0K 1R0
$149,999Residential Freehold- Status:
- Active
- MLS® Num:
- S12118964
Welcome to 555 Barnes Ave. Located On A Quiet Street In The Desirable, Family-Friendly Village Of Port Mcnicoll In Tay Township. An excellent buildable lot with municipal water, hydro and gas available at the lot line. This 55 x 113 foot lot is ready to build your dream home or cottage. Minutes to beaches, marina, parks, rec center and approx. 400 metres to the clear blue waters of Georgian Bay. This property is only 1.5 hours from Toronto. More detailsListed by KELLER WILLIAMS REFERRED URBAN REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Data was last updated May 5, 2025 at 03:15 AM (UTC)
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Explore Affordable Cottages Across Ontario
These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.
- Waterfront and inland cottages under $500K
- Cozy cabins, A-frames, and seasonal retreats
- Many listings with decks, wood-burning stoves, and lake access
- Located near popular outdoor destinations like Georgian Bay and Haliburton
Why Choose a Cottage in Ontario Under $500 000?
Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:
- Quiet relaxation and outdoor adventure
- Strong resale or rental potential
- Proximity to major cities like Toronto and Ottawa
- Entry-level pricing for first-time buyers and vacation homeowners
Navigating the Cottage Buying Process
Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.
Maximizing Exposure for Your Ontario Cottage
If you’re selling a cottage in Ontario, our platform offers exceptional exposure to a targeted audience of potential buyers. We utilize advanced marketing techniques to highlight the key features and benefits of your property, ensuring it stands out in the market. Our goal is to connect you with interested buyers efficiently, facilitating successful and profitable transactions.
Start Your Cottage Search Today
Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.
2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.
3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.
4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.
5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.