Cottages for Sale Ontario Under $500 000 – Affordable Escapes in Nature
Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.
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344 220 Gord Canning Drive in Grey County: Blue Mountains Condo Apartment for sale : MLS®# X12132325
344 220 Gord Canning Drive Blue Mountains Grey County L9Y 0V9 $299,000Residential Condo & Other- Status:
- Active
- MLS® Num:
- X12132325
- Bathrooms:
- 1
This beautifully refurbished bachelor suite in the Westin Trillium House at Blue Mountain offers a stunning view of the Mill Pond and features a private balcony, making it an IDEAL COTTAGE ALTERNATIVE. Fully furnished and turn-key, the suite includes a kitchenette, dining area, gas fireplace, and a pull-out sofa for additional sleeping space. Owners enjoy premium amenities such as valet parking, a year-round outdoor pool and hot tub, sauna, fitness center, and optional pet-friendly accommodations. In-room dining is available from the renowned Oliver & Bonacini restaurant located in the lobby, with additional dining and entertainment options just steps away in Blue Mountain Village. Ownership includes access to a fully managed rental program through Blue Mountain Resorts, providing income potential while allowing for personal use. Additional perks include an owners ski locker, bike storage, and all-inclusive condo fees that cover utilities and insurance. Note that HST is applicable to the purchase price but may be deferred, and BMVA fees apply as part of ownership in this vibrant resort community which are 2% +hst of the purchase price for the BMVA one-time membership fee and an annual BMVA fee of $1.08 +hst per sq ft More detailsListed by Royal LePage Locations North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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#10 21 Prospect Street: Parry Sound Condo for sale : MLS®# X12132343
#10 21 Prospect Street Parry Sound Parry Sound P2A 2B5 $450,000Residential Condo & Other- Status:
- Active
- MLS® Num:
- X12132343
- Bedrooms:
- 2
- Bathrooms:
- 1
Live the cottage country dream whether a home or your city getaway w/low maintenance! 2 bedroom condo with built in closets just a few steps away from the beach, trails, park & Georgian Bay. Enjoy the sunset filled skies over the Bay from your balcony ( 5'8"x11'2"). Full dining room, ensuite, laundry, master bedroom w/plenty of closet/storage space & custom built office area. Built-in cabinetry in living room & dining room. Plenty of lighting & sun in the day. New flooring being installed, new bathroom vanity and all interior wall being freshly painted. Vacant, however, flooring and painting in progress. Access is on the second floor with stairs at the rear of the building. Therefore 24 hrs required for notice. Interior photos will be updated soon.The Seller is a Realestate Registrant. More detailsListed by RE/MAX Parry Sound Muskoka Realty Ltd- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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LT 254 Dorcas Bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12129284
LT 254 Dorcas Bay Road Northern Bruce Peninsula Bruce N0H 2R0 $169,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12129284
Good building lot in Dorcas Bay is located on a year-round paved municipal road. This well treed property measures 200 feet in width and 400 feet in depth. Utilities such as hydro and telephone are available along the roadside. As a building lot, it permits the construction of either a year-round residence or a four-season cottage. Set in a rural area, the lot will necessitate the installation of a septic system and a well, typically drilled, for water. The municipal road is maintained and plowed during the winter. 2025 taxes: $290.00. This building lot is ideal for those who cherish country living and aspire to construct their dream home or cottage. It is conveniently located about a fifteen-minute drive to Tobermory, with Singing Sands beach also nearby. More detailsListed by RE/MAX Grey Bruce Realty Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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LT 255 Pedwell Pt. Drive in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12129332
LT 255 Pedwell Pt. Drive Northern Bruce Peninsula Bruce N0H 2R0 $159,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12129332
Good building lot in Dorcas Bay - located on year round municipal road. Property is well treed, measuring 200 feet wide by 300 feet deep. There is hydro and telephone along the roadside. The property is a building lot, which means you can build a year round home or four season cottage. The property is located in a rural setting and will require a septic system, and a well (typically a drilled one) for water supply. The municipal road where the property is located does get plowed during the winter time. Taxes: $278.40. If you enjoy country living, and would love to build your dream property, check this one out! Property is located approximately a fifteen minute drive to Tobermory. Singing Sands beach is just a short distance away. More detailsListed by RE/MAX Grey Bruce Realty Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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741 Shore Lane in Simcoe: Wasaga Beach House for sale : MLS®# S12129500
741 Shore Lane Wasaga Beach Simcoe L9Z 2C7 $499,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12129500
- Bedrooms:
- 2
- Bathrooms:
- 1
Welcome to this charming, year-round retreat just steps from the sandy shores of Wasaga Beach, close enough to hear the waves from your front deck! Nestled on the coveted north side of Mosley Street, this two-bedroom cottage offers a spacious living and dining area warmed by a cozy gas fireplace, plus a bright 3-piece bath. Enjoy peace of mind with a durable steel roof and relax or entertain on the expansive wrap-around deck. This turnkey property comes fully furnished, even including two storage sheds and a handy trailer packed with useful extras. Whether you are looking for a full-time home or a weekend escape, this is your chance to own a slice of beachside paradise. Start making unforgettable memories with family and friends today. Book your showing and experience this unbeatable location in person! More detailsListed by RE/MAX By The Bay Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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165 Cedarplank Road in Kawartha Lakes: Somerville House for sale : MLS®# X12129490
165 Cedarplank Road Somerville Kawartha Lakes K0M 1N0 $389,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12129490
Imagine building your dream home or cottage on the picturesque Burnt River. This 115' x 187' lot is perfectly situated, connected to the Trent Severn Waterway and just a 15-minute drive from Fenelon Falls. The deep water offers a 25-minute boat ride to Cameron Lake, providing endless opportunities for waterfront adventures. You'll be thrilled to know that the shoreline has been professionally rehabilitated with a stunning armour stone retaining wall and built-in stairs for easy water access. This prime land is ready for your dream home, featuring a concrete-reinforced base for your dock. The driveway has been expertly raised and graded with limestone, and the property itself has been meticulously graded. Plus, with 200-amp power and multiple outlets available, all your electrical needs are sorted. Don't let this incredible opportunity to join a thriving waterfront community pass you by More detailsListed by MINCOM KAWARTHA LAKES REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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LKR036 1047 Bonnie Lake Camp Road in Muskoka: Macaulay House for sale (Bracebridge) : MLS®# X12129523
LKR036 1047 Bonnie Lake Camp Road Macaulay Muskoka P1L 1W9 $136,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12129523
- Bedrooms:
- 3
- Bathrooms:
- 1
This beautiful 3-bedroom Resort Cottage sits on a spectacular site in our new development at Bonnie Lake! The new deck with upgraded aluminum rails allows you to enjoy coffee each morning. The tasteful decor, furnishings and appliances, combined with the ample space of The Heron will comfortably accommodate you and your family. The open-concept kitchen and living room complete with kitchen island, allows you to stay connected with your family and guests as you entertain and prepare meals, without feeling left out. Along with the comforts of home, you'll enjoy all-inclusive resort amenities such as the beach, playground, multi-sports court and more.*For Additional Property Details Click The Brochure Icon Below* More detailsListed by ICI SOURCE REAL ASSET SERVICES INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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443 Bruce Road #13 Road in Bruce: Native Leased Lands House for sale : MLS®# X12129542
443 Bruce Road #13 Road Native Leased Lands Bruce N0H 2L0 $379,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12129542
- Bedrooms:
- 3
- Bathrooms:
- 2
Affordable Lakefront Getaway Just North of Southampton Here is your opportunity to own a lakefront cottage and experience the joys of waterfront living without the hefty price tag. Situated on a generous 66 x 200 lot with a gentle slope to the waters edge, this charming 3-bedroom, 1.5 bath cottage offers stunning views of Lake Huron and a peaceful escape from the everyday. Step inside to a bright and airy open-concept living space featuring vaulted ceilings, a combined kitchen and dining area, and large lake-facing windows and doors that fill the home with natural light and frame the picturesque sunsets over the water. The spacious primary bedroom addition includes a convenient ensuite powder room and walk-in closet, creating a private retreat within the home. This lovingly maintained cottage has been thoughtfully updated with a brand new septic system in 2024, a new 10 x 8 pump house and water system, and an updated 3-piece bathroom with a modern walk-in shower. Windows, doors, and roof shingles were previously replaced in 2013, providing peace of mind for years to come. Comfort is ensured in every season with a combination of baseboard heating, a gas fireplace, and a cozy woodstove. Outdoors, three sundecks offer the perfect setting for relaxing, entertaining, or simply taking in the lake breeze. Whether youre kayaking, canoeing, gathered around the campfire, or unwinding in a lounge chair, this property offers something for every lake lover. Plenty of storage, ample parking, and the convenience of being fully furnished even down to the dishes make this cottage truly turnkey. With an annual lease fee of $9,000 for 2025 and a service fee of just $1,200, theres still no more affordable way to enjoy a summer on the waterfront. Don't miss your chance to own this ideal retreat contact your real estate agent today to arrange a private viewing. More detailsListed by Royal LePage D C Johnston Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1637 Chief Joseph Snake Road in York: Georgina Island House for sale (Georgina Islands) : MLS®# N12129696
1637 Chief Joseph Snake Road Georgina Island York L0E 1R0 $415,000Residential Freehold- Status:
- Active
- MLS® Num:
- N12129696
- Bedrooms:
- 3
- Bathrooms:
- 1
Your Own Slice of Paradise on Lake Simcoe 1637 Chief Joseph Snake Rd Welcome to an exceptional cottage retreat on beautiful Lake Simcoe! Located at 1637 Chief Joseph Snake Rd, this charming three-bedroom getaway offers unbeatable value and stunning westerly views, perfect for soaking in those breathtaking sunsets. Step into an open-concept layout featuring a kitchen, spacious dining area, and a cozy living space all with clear views of the water. The bedrooms easily accommodate doubles or bunk beds, and the primary bedroom includes a walkout with its own lake view. From the dining area, step out to the large deck, an ideal space for entertaining, relaxing, and watching the sunset paint the sky. With approximately 80 feet of waterfront, you'll have front-row access to everything Lake Simcoe has to offer boating, windsurfing, kite boarding, fishing, or simply floating your cares away. Lake Simcoe also serves as a gateway to charming destinations like Barrie, Orillia, Jacksons Point, Beaverton, Lagoon City, and Lake Couchiching-all bursting with festivals, shopping, and lakeside fun. Key Features: 3 bedrooms Walkouts and water views Open-concept living/dining/kitchen Large waterfront deck Concrete crawl space Municipal garbage & recycling Land lease with the Chippewas of Georgina Island in place until 2043Boat or car ferry access Under 1 hour from the GTA! Currently used seasonally, with potential to winterize and extend your enjoyment year-round. Please note: short-term rentals (e.g., Airbnb) are not permitted. Come discover a rare opportunity to own a piece of paradise on Lake Simcoe where the sunsets are unforgettable and the lake life is calling. More detailsListed by ROYAL LEPAGE YOUR COMMUNITY REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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46 Taylor Lake Road in Parry Sound: Whitestone House for sale : MLS®# X12129889
46 Taylor Lake Road Whitestone Parry Sound P0A 1G0 $499,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12129889
- Bedrooms:
- 1
Welcome to 46 Taylor Lake Road - a rare opportunity to own over 3 acres of natural beauty with more then 400 feet of pristine frontage on the clear calm waters of Taylor Lake. This stunning property offers peace, privacy and direct access to endless outdoor adventures. Located in the picturesque Ardbeg area this region is known for its rugged landscapes, friendly community and incredible recreational options. Taylor Lake is a clean, spring-fed lake with easy access to vast stretches of Crown Land - ideal for kayaking, fishing, hiking and snowmobiling throughout the seasons. The property includes a 40' x 30' garage that's been partially converted to include two basic bedrooms and a living area - a functional and convenient space to stay while you build your dream cottage. Whether you're looking for a weekend retreat, a base for exploring nature or a blank canvas for your future getaway this property has the potential to become something truly special. Don't miss your chance to own a piece of Taylor Lake. Schedule a visit today and start planning your escape to the lake. More detailsListed by Royal LePage Team Advantage Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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758 Paradise Lane: Parry Sound House for sale : MLS®# X12129908
758 Paradise Lane Parry Sound Parry Sound P2A 2X4 $429,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12129908
- Bedrooms:
- 2
- Bathrooms:
- 1
Don't miss this well-kept, turnkey 2-bedroom, 1-bathroom cottage nestled on leased land on beautiful Parry Island. Enjoy a sandy beach shoreline with a gentle entry and deep water dockage in a protected bay directly across from scenic Killbear Point. This inviting property has seen numerous updates over the years, including a durable steel roof, updated siding, windows, doors and piers. Inside the cottage is tastefully decorated and ready for immediate enjoyment. The nicely landscaped yard leads to a stunning 16'x16' guesthouse perched on Georgian Bay granite offering breathtaking views and a perfect space for visitors. If you're looking for a serene summer getaway or a fantastic family retreat, this property has it all. Act fast, book your showing today! Check out the video link. NOTE: Property is Leased Land. More detailsListed by Royal LePage Team Advantage Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1899 Bobcaygeon Road in Haliburton: Anson House for sale (Minden Hills) : MLS®# X12130090
1899 Bobcaygeon Road Anson Haliburton K0M 2K0 $99,995Residential Freehold- Status:
- Active
- MLS® Num:
- X12130090
10+ acres of Haliburton County nature awaits at 1899 Bobcaygeon Road in the heart of Minden Hills- offering the privacy and natural beauty that buyers seek in cottage country. This property features an existing cabin structure, being offered strictly in "as is, where is" condition. No representations or guarantees are made regarding the cabin's structural integrity, habitability, or renovation potential. The true value lies in the land itself - over 10 acres of terrain offering privacy, natural beauty, and the freedom to envision your own future use. The property enjoys convenient access from Bobcaygeon Road while maintaining distance from neighboring properties. The location offers the best of both worlds, tranquility on your own acreage, yet just a quick 10-minute drive to Carnarvon where you'll find restaurants, an LCBO, and a convenience store for all your essential needs. Don't miss your opportunity to own a piece of Ontario's Haliburton Highlands. More detailsListed by RE/MAX Professionals North Baumgartner Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Explore Affordable Cottages Across Ontario
These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.
- Waterfront and inland cottages under $500K
- Cozy cabins, A-frames, and seasonal retreats
- Many listings with decks, wood-burning stoves, and lake access
- Located near popular outdoor destinations like Georgian Bay and Haliburton
Why Choose a Cottage in Ontario Under $500 000?
Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:
- Quiet relaxation and outdoor adventure
- Strong resale or rental potential
- Proximity to major cities like Toronto and Ottawa
- Entry-level pricing for first-time buyers and vacation homeowners
Navigating the Cottage Buying Process
Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.
Maximizing Exposure for Your Ontario Cottage
If you’re selling a cottage in Ontario, our platform offers exceptional exposure to a targeted audience of potential buyers. We utilize advanced marketing techniques to highlight the key features and benefits of your property, ensuring it stands out in the market. Our goal is to connect you with interested buyers efficiently, facilitating successful and profitable transactions.
Start Your Cottage Search Today
Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.
2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.
3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.
4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.
5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.

Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.