Cottages for Sale Ontario Under $500 000 – Affordable Escapes in Nature
Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.
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56 Poplar Drive in Simcoe: Lafontaine House for sale (Tiny) : MLS®# S12101562
56 Poplar Drive Simcoe L9M 0J2 
$274,800Residential Freehold- Status:
- Active
- MLS® Num:
- S12101562
This lot has everything to get you started with your building right away without wasting any time. New survey completed, 2 sets of different sample floor plans ready to choose from. One of the few lots in Sought After Lafontaine Neighbourhood that provides a natural downgrade slope that allows for a seamless basement walk-out! This Beautiful West facing lot its located only a 5 min walk from gorgeous sandy Cove Beach and 10 Min walk from Tiny Cove Marina. It has recently been cleared while preserving stunning mature trees that add natural charm & privacy. Located on a quiet street a few Kilometers away from Lafontaine Village (with shops, gas station & LCBO), Approx. 15 min drive to Midland & Penetanguishene. Approx. 90 min. Drive to Toronto. Close to OFSCA Snowmobile trail system & Approx. 40 min. drive from Mt. St. Louis skiing hills. Great opportunity to build a cottage that will allow for a year-round residence with high demand vacation rental potential! **EXTRAS** Gas, Hydro, Garbage Collection & High-Speed Internet are available More detailsListed by HOMELIFE/RESPONSE REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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00 Bordenwood in Frontenac: Frontenac Centre House for sale (Central Frontenac) : MLS®# X12102953
00 Bordenwood Frontenac K0H 1B0
$319,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12102953
Attention investor!Welcome to this approximately 42-acre vacant land property, a place to build your dream home/cottage/ place of worship. The potential is endless! This land is found in a friendly, tranquil country community in central Frontenac. Hydro is at-lot land, and Internet and phone services are also available. This land offers rolling meadows, ponds, open fields, and mature trees. It is conveniently located just minutes from Highway 7 (Trans Canada Highway) and close to other homes, churches, and cottages. Please note that the land has been surveyed and professionally marked by a local survey or company, completed in 2022. More detailsListed by HOMELIFE G1 REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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44 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay) : MLS®# S12101385
44 3282 Ogdens Beach Road Simcoe L9S 2K6
$319,900Residential Freehold- Status:
- Active
- MLS® Num:
- S12101385
- Bedrooms:
- 3
- Bathrooms:
- 1
Located on a premium waterfront lot (#44) with breathtaking views of Georgian Bay, this brand-new 3-bedroom, 1-bathroom Massassauga Cottage offers the ultimate in resort-style living. At 760 sq ft, this spacious cottage is ideally situated close to the sandy beach area and the resorts new private inground heated pool, ensuring you're never far from the best amenities. Designed for comfort and convenience, this turn-key cottage is ready for immediate occupancy, allowing you to make the most of the 2025 cottage season. The open-concept layout includes a cozy living area with a 36 electric fireplace, creating the perfect space to unwind after a day of outdoor adventures. Large windows allow for stunning views of the bay, while the modern kitchen and furnishings provide both functionality and style. Step outside to one of the two covered deck areas to take in the beautiful waterfront view, or stay inside on those hot summer days and enjoy the central air conditioning. Wye Heritage Marine Resort delivers an exclusive, seasonal 8-month experience with an array of premium amenities, including two heated swimming pools, a sports court, restaurant, beach, playground, and a full range of boating services. As a cottage owner, you'll receive a guaranteed boat slip along with a 20% discount on slip fees. This is a rare opportunity to own a premium waterfront retreat in one of the resort's most desirable locations. Don't miss out on this chance to secure your own piece of paradise on the stunning shores of Georgian Bay More detailsListed by RE/MAX By The Bay Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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60 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay) : MLS®# S12101383
60 3282 Ogdens Beach Road Simcoe L9S 2K6
$339,900Residential Freehold- Status:
- Active
- MLS® Num:
- S12101383
- Bedrooms:
- 2
- Bathrooms:
- 2
Set against the picturesque backdrop of Southern Georgian Bay, this 2-bedroom, 2-bathroom Beausoleil Cottage model offers an exceptional opportunity for resort living at its finest. Proudly manufactured in Canada, this move-in-ready cottage is perfect for those eager to take full advantage of the 2025 cottage season. Located on a waterfront lot overlooking the harbour, this turkey cottage provides panoramic views from one of two covered decks. At 718 sq ft, this thoughtfully designed cottage features an open-concept living area, a fully-equipped kitchen, and a cozy yet spacious living room ideal for hosting family and friends. With modern furnishings and top-tier amenities, including central air conditioning and a 36 linear electric fireplace, this cottage is designed for comfort and convenience. Wye Heritage Marine Resort is a seasonal 8-month resort, allowing you to enjoy the best of cottage living from spring to fall. The community offers an abundance of amenities, including two heated swimming pools, sports court (pickleball, tennis, basketball), restaurant, sandy beach, playground, and boating services. Cottage owners are guaranteed a boat slip and receive a 20% discount on their slip fees. This is an exclusive Phase 1 lot, so don't miss your chance to own this prime piece of paradise on Georgian Bay! More detailsListed by RE/MAX By The Bay Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay) : MLS®# S12101371
49 3282 Ogdens Beach Road Simcoe L9S 2K6
$342,900Residential Freehold- Status:
- Active
- MLS® Num:
- S12101371
- Bedrooms:
- 2
- Bathrooms:
- 2
Set against the picturesque backdrop of Southern Georgian Bay, this 2-bedroom, 2-bathroom Beausoleil Cottage model offers an exceptional opportunity for resort living at its finest. Proudly manufactured in Canada, this move-in-ready cottage is perfect for those eager to take full advantage of the 2025 cottage season. Located on a premium waterfront lot, this cottage provides panoramic views and is just steps from the resorts new private pool. At 718 sq ft, this thoughtfully designed cottage features an open-concept living area, a fully-equipped kitchen, and a cozy yet spacious living room ideal for hosting family and friends. Step outside to one of two covered decks and enjoy your morning coffee while watching the sunrise over the water. With modern furnishings and top-tier amenities, including central air conditioning and a 50 linear electric fireplace, this cottage is designed for comfort and convenience. Wye Heritage Marine Resort is a seasonal 8-month resort, allowing you to enjoy the best of cottage living from spring to fall. The community offers an abundance of amenities, including two heated swimming pools, sports court (pickleball, tennis, basketball), restaurant, sandy beach, playground, and boating services. Cottage owners are guaranteed a boat slip and receive a 20% discount on their slip fees. This is an exclusive Phase 1 lot, so don't miss your chance to own this prime piece of paradise on Georgian Bay! More detailsListed by RE/MAX By The Bay Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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704 Mosley Street in Simcoe: Wasaga Beach House for sale : MLS®# S12101861
704 Mosley Street Simcoe L9Z 1Z5
$399,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12101861
- Bedrooms:
- 3
- Bathrooms:
- 1
Where else can you find freehold ownership at a lower price in Wasaga Beach? Nowhere. Its a smarter choice than paying rent. This home needs some TLC but offers an awesome lot, prime location, and solid bones. Selling in 'As Is' condition Seller and Seller's agent make no representations or warranties. Steps to the Beach! This charming home is priced to sell and features key upgrades, including the furnace, electrical system, flooring, tub, toilet, and ductwork (approx. 2013). With a little aesthetic vision, this property has the potential to shine as your perfect full-time residence or weekend cottage in beautiful Wasaga Beach. Boasting 3 bedrooms, a large 4-piece bathroom, and a bonus laundry area, the layout includes a walkout to the front deck and a door to the fully fenced backyard. Ideal for cottage living or year-round enjoyment, this home is conveniently located near schools, parks, rec centers, and the worlds longest freshwater beach. Flexible closing available. Call today for your personal viewing this one wont last! There is a gas fireplace to off set the electric heating and a central air conditioning unit. Both are in 'as is' condition as the Seller has never used them. More detailsListed by EXP REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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452 Champlain Road in Simcoe: Penetanguishene House for sale : MLS®# S12101874
452 Champlain Road Simcoe L9M 1S5 $399,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12101874
- Bedrooms:
- 3
Lake View & Development Potential! Charming cottage with a clear indirect view of the lake, offering the perfect blend of tranquility and convenience. Ideal for relaxing getaways or year-round living in a picturesque, friendly town. With potential to build two cottages (minor variance required), this property is a great opportunity for investors, builders, or families looking to create a private retreat. Enjoy the peaceful surroundings, close-knit community, and the beauty of lakeside living all just a short drive from the city. More detailsListed by ROYAL LEPAGE YOUR COMMUNITY REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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201 27 Deerhurst Drive in Muskoka: Chaffey Condo Apartment for sale (Huntsville) : MLS®# X12100322
201 27 Deerhurst Drive Muskoka P1H 1A9
$406,000Residential Condo & Other- Status:
- Active
- MLS® Num:
- X12100322
- Bedrooms:
- 1
- Bathrooms:
- 1
Luxury Muskoka Retreat at Deerhurst Resort, Never Rented, HST Included. Discover your perfect cottage alternative with this immaculate 1-bedroom, 1-bathroom condo nestled within the prestigious Deerhurst Resort. This turnkey unit has never been rented, offering a serene and private retreat that's fully furnished, meticulously maintained, and move-in ready, with HST included in the purchase price; there are no surprises, just pure peace of mind. Located steps from Peninsula Lake, this bright and spacious condo offers the comforts of home with none of the upkeep. Enjoy a full kitchen, cozy fireplace, modern bathroom, and a private balcony where you can soak in tranquil views of Muskoka's iconic landscape. Whether you're sipping morning coffee or unwinding after a day on the lake, this space is all yours. As part of Deerhurst Resort, your ownership includes access to a wide array of premium amenities indoor and outdoor pools, hot tub, fitness centre with Peloton bikes, Amba Spa, tennis courts, waterfront access with kayaks and paddleboards, hiking and biking trails, and two 18-hole golf courses. Winter activities like cross-country skiing, snowshoeing, and skating are just outside your door. This condo is the ultimate four-season escape like a cottage, but completely taken care of for you. No mowing, no plowing, no worries. Just arrive and relax. Explore near by Huntsville's charming downtown, Algonquin and Arrowhead Provincial Parks, and Limberlost Forest Reserve. From vibrant fall foliage to snowy adventures and summer lake days, Muskoka's magic awaits. Whether you're looking for a private sanctuary or a low-maintenance lifestyle upgrade, this exclusive, never-rented unit offers the perfect balance of luxury, nature, and freedom. The bathroom features a relaxing Jacuzzi tub. More detailsListed by ROYAL LEPAGE ESTATE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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704 York Avenue in Bruce: South Bruce Peninsula House for sale : MLS®# X12101346
704 York Avenue Bruce N0H 2G0
$419,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12101346
- Bedrooms:
- 3
- Bathrooms:
- 1
FANTASTIC VALUE IN NORTH SAUBLE BEACH - Walk to the Water! This charming cottage offers unbeatable value in one of North Sauble Beach's desirable locations. Nestled on a large, private 100 ft X 150 ft lot in a quiet, tree-lined area, the beach is a pleasant 8-12 minute walk away, offering the ideal summer lifestyle without the crowds. Inside, there are 3 bedrooms and 1 bath, all set up in a relaxed, cottage vibe that are ready for your personal touches. A New Bunkie on the property adds even more space, giving you room to host extra family or guests. Whether you're looking for a peaceful getaway, fabulous rental opportunity or a smart investment in a sought-after location, this kind of property doesn't come around often. Don't miss out on this opportunity to own a piece of Sauble Beach whether for investment, vacation, or summer living. More detailsListed by Royal LePage Estate Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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0 Hinchinbrooke RD N Road in Frontenac: Frontenac South House for sale (South Frontenac) : MLS®# X12100383
0 Hinchinbrooke RD N Road Frontenac K0H 2W0
$429,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12100383
Stunning Waterfront Retreat on Howes Lake 11+ Acres of Private ParadiseWelcome to your own private sanctuary on the shores of Howes Lakea rare opportunity featuring 368 feet of natural, flat waterfront and over 11 acres of lush, wooded landscape. Tucked into a tranquil bay with western exposure, this incredible property treats you to unforgettable sunsets, serene privacy, and unspoiled natural beauty.Located just 10 minutes from Verona and only 25 minutes north of Highway 401 and Kingston, the property offers year-round access via Hinchinbrooke Road and municipal services such as garbage, recycling, and mail. This is the perfect blend of peaceful escape and convenient access.The gently rolling terrain is rich with mature trees, rocky outcrops, and abundant wildlife, offering a true nature lovers haven. A spectacular elevated building site lies just 100 feet from the shoreline and about 20 feet above the water an ideal location to build your dream home or getaway cottage with sweeping lake views. Several other potential build sites are scattered throughout the acreage, providing flexible options for your vision. Adjacent to over 180 acres of protected land owned by a Land Conservancy group, you'll enjoy long-term privacy and uninterrupted views of pristine wilderness. Howes Lake is a spring-fed, crystal-clear lake with depths of up to 41 feet. Its renowned for excellent fishing home to walleye, bass, and pike and connects by water to Rock Lake, Silver Lake, Hambly Lake, and Hardwood Creek, making it a dream destination for paddlers and nature enthusiasts alike. Whether you're seeking a weekend escape, a permanent waterfront residence, or an incredible recreational investment, this property delivers endless potential. Embrace the lifestyle where relaxation, recreation, and natural beauty converge and start making memories by the water. More detailsListed by KIC REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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107 Grand River Avenue in Brantford: House for sale : MLS®# X12102647
107 Grand River Avenue Brantford N3T 4X5 OPEN HOUSE: Apr 27, 202502:00 PM - 04:00 PM EDTOpen House on Sunday, April 27, 2025 2:00PM - 4:00PM
$450,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12102647
- Bedrooms:
- 3
- Bathrooms:
- 1
Workshop Lovers Dream With All the Charm to Match!Looking for a property with a workshop? This one delivers! The heated and insulated garage/workshop features soaring ceilings high enough to accommodate a hoistperfect for hobbyists, mechanics, or anyone needing serious workspace. With ample parking for multiple vehicles, this setup is a true standout for those who need room to work and play.Step inside this adorable 3-bedroom, 1-bath bungalow thats full of character and charm. Warm wood accents throughout give it a cozy cottage feel, while the open-concept layout connects the modern, spacious kitchen to the formal dining areaideal for hosting or everyday family life.From the kitchen, walk out to a large deck overlooking a generous yardperfect for summer BBQs, gardening, or relaxing in the sunshine.Enjoy the ease of one-level living with a beautifully updated 4-piece bathroom and three spacious bedrooms.Nestled in a quiet, friendly neighborhood just steps from scenic walking trails along the Grand River and Wilkes Dam, and a quick drive to Brantford Golf & Country Club, Brantford General Hospital, and all the amenities you need. This charming home offers the perfect blend of comfort, convenience, and characterwith the workshop youve been waiting for! More detailsListed by RE/MAX TWIN CITY REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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508 Fifth Street in Wellington: Belwood House for sale (Centre Wellington) : MLS®# X12101029
508 Fifth Street Wellington N0B 1J0
$459,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12101029
- Bedrooms:
- 3
- Bathrooms:
- 1
Welcome to this charming 3-bedroom cottage tucked away on a spacious lot in the highly sought-after Belwood Lake community. Thoughtfully designed with an open-concept layout, this cozy yet roomy retreat offers generous-sized bedrooms, a walk-out deck bathed in all-day sun, and ample parking for guests. With two owned boat docks, easy highway access via Hwy 19, and just minutes from Fergus and Elora, convenience meets cottage lifestyle. Enjoy evenings by the fire, peaceful days fishing, or entertaining friends and family in the open outdoor space. An affordable opportunity to own a private lakeside getaway-perfect for making lifelong memories. More detailsListed by Halton Heritage Realty Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Data was last updated April 25, 2025 at 02:15 AM (UTC)
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Explore Affordable Cottages Across Ontario
These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.
- Waterfront and inland cottages under $500K
- Cozy cabins, A-frames, and seasonal retreats
- Many listings with decks, wood-burning stoves, and lake access
- Located near popular outdoor destinations like Georgian Bay and Haliburton
Why Choose a Cottage in Ontario Under $500 000?
Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:
- Quiet relaxation and outdoor adventure
- Strong resale or rental potential
- Proximity to major cities like Toronto and Ottawa
- Entry-level pricing for first-time buyers and vacation homeowners
Navigating the Cottage Buying Process
Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.
Maximizing Exposure for Your Ontario Cottage
If you’re selling a cottage in Ontario, our platform offers exceptional exposure to a targeted audience of potential buyers. We utilize advanced marketing techniques to highlight the key features and benefits of your property, ensuring it stands out in the market. Our goal is to connect you with interested buyers efficiently, facilitating successful and profitable transactions.
Start Your Cottage Search Today
Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.
2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.
3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.
4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.
5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.