Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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Lot 4 Fox Island
Fox Island Georgina Islands L0E 1R0

$299,900
Residential Freehold beds: 3 baths: 1.0

Main Photo: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 1: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 2: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 3: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 4: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 5: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 6: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
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Photo 8: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
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Photo 10: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 11: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 12: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 13: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 14: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 15: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 16: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 17: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 18: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 19: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 20: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
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Photo 22: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
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Photo 25: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
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Photo 38: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
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Photo 40: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 41: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Photo 42: Lot 4 Fox Island in Georgina Islands: Fox Island House for sale : MLS®# N13040504
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
N13040504
Bedrooms:
3
Bathrooms:
1
Step Onto The Expansive Deck Overlooking The Tranquil Shores Of Lake Simcoe. This Outdoor Oasis Is Perfect For Morning Coffee Or Evening Gatherings, With Breathtaking Views That Inspire Relaxation And Rejuvenation. The Large, Well-Maintained Yard Provides Plenty Of Space For Outdoor Activities And Enjoying The Natural Beauty Of The Island Setting. Inside, The Cottage Welcomes You With An Open Concept Kitchen That Seamlessly Flows Into The Living Area. Cathedral Ceilings Enhance The Spacious Feel, Creating An Airy Atmosphere That's Perfect For Entertaining Friends And Family. Three Cozy Bedrooms Offer Comfortable Accommodations, Complemented By A Well-Appointed Bathroom For Convenience. This Cottage Offers More Than Just A Getaway; It's A Lifestyle. Imagine Spending Summers Surrounded By Nature, Enjoying The Peace And Tranquility Of Lakeside Living. With A Secure Land Lease Currently $4450/Per Year, You Can Relax Knowing Your Retreat Is Here To Stay. Whether You're Seeking A Weekend Escape Or A Summer Retreat, This Property On Fox Island Promises Unforgettable Experiences And Cherished Memories. Don't Miss Your Chance To Make This Lakeside Paradise Your Own. Schedule A Showing Today And Discover The Allure Of Waterfront Cottage Living, Just 1 Hour Away From The Heart Of Toronto. Your Lakeside Escape Awaits!
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow
Total Approx Floor Area:
700-1100
Lot Depth:
0'
Lot Frontage:
0'
Direction Faces:
East
Bedrooms:
3
Bathrooms:
1.0
Water supply:
Other
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
6
Heating type:
Baseboard
Heating Fuel:
Electric
Foundation:
Unknown
Roof:
Asphalt Shingle
Basement:
None
Fireplace/Stove:
No
Alternative Power:
None
Garage:
None
Garage Spaces:
0.0
Other Structures:
Garden Shed
Parking Features:
Available
Parking Spaces:
1
Total Parking Spaces:
1.0
Family Room:
No
Possession Details:
Flexible
Pool:
None
Link:
No
HST Applicable To Sale Price:
Included In
Taxes:
$1,473.76 / 2025
Assessment:
$- / -
York
Georgina Islands
Fox Island
Beach, Island, Marina, Waterfront, Wooded/Treed, Lake Access
Carpet Free
Deck, Seasonal Living, Fishing
Unknown
Land Lease, Not Mortgageable, $4450/Per Year.
Vinyl Siding
0'
Dock, Marina Services, Island, Stairs to Waterfront, Beach Front
Direct
Rocky, Clean, Sandy
Not Owned
East
Beach, Lake, Water
Direct
Water Only
Lake Simcoe
Lake
Not Applicable
Marina, Private
Floor
Type
Size
Other
Main
Living Room
15'4¼" × 12'10"
French Doors, W/O To Deck, Cathedral Ceiling(s)
Main
Kitchen
15'4¼" × 11'7¾"
Open Concept, Window, W/O To Deck
Main
Dining Room
15'4¼" × 10'9½"
Ceiling Fan(s), Closet, W/O To Deck
Main
Primary Bedroom
11' × 9'11"
French Doors, W/O To Deck, W/O To Deck
Main
Bedroom 2
11' × 9'8½"
Ceiling Fan(s), Closet
Main
Bedroom 3
11' × 9'5"
Utilities Cable:
Available
Utilities Telephone:
Available
Utilities Gas:
No
Utilities Hydro:
Yes
Utilities Water:
No
Water Supply Types:
Lake/River
Sewers:
No
Green Property Information Statement:
Yes
Special Designation:
Landlease
Sewers:
Septic
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Apr 24, 2026
Original Price:
Previous Price:
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Listed by RE/MAX HALLMARK YORK GROUP REALTY LTD.
Data was last updated May 4, 2026 at 03:15 AM (UTC)
DARYL  KING
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.