Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

Forgot password Extend Verify Contact

Lot 23-20-6 40 Arrow Bay Road
Curve Lake First Nation Curve Lake First Nation 35 K9L 9R0

$299,900
Residential Freehold beds: 3 baths: 1.0

Main Photo: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 1: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 2: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 3: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 4: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 5: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 6: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 7: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 8: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 9: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 10: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 11: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 12: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 13: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Photo 14: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X13161190
Bedrooms:
3
Bathrooms:
1
Summer Starts Here! Affordable Waterfront Living on Curve Lake, Escape to Cottage Life at 40 Arrow Bay Road. Welcome to 40 Arrow Bay Road, Curve Lake a rare opportunity to own an affordable waterfront cottage on the beautiful Trent Severn Waterway. Tucked away in a quiet bay, this 3 bedroom, 1 bathroom retreat offers the perfect setting for boating, swimming, fishing, and making unforgettable summer memories. Inside, enjoy a bright open concept kitchen, living, and dining area designed for easy cottage living and entertaining. Step outside to the lakeside deck, perfect for morning coffee, summer BBQs, or relaxing while taking in the peaceful water views. Clean, cozy, and move-in ready, this cottage offers an incredible chance to enjoy waterfront living at a fraction of the typical cost. Whether you're searching for a summer getaway, family retreat, or affordable waterfront investment, this property checks all the boxes. Located on leased land through Curve Lake First Nation, annual fees include: Land Lease: $3,450/year (Approximately) Service Fees: $1,648/year (Property taxes included in lease fees, Approximately)Enjoy the ultimate cottage lifestyle with direct access to endless boating and recreation on one of Ontario's most loved water systems. Don't miss your chance to enjoy summer at the lake book your private viewing today!
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow
Total Approx Floor Area:
700-1100
Lot Size:
<.50
Lot Depth:
263'3"
Lot Frontage:
78'8"
Lot Shape:
Irregular
Topography:
Flat
Direction Faces:
South
Bedrooms:
3
Bathrooms:
1.0
Water supply:
Well
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
6
Zoning:
Residential
Heating type:
Baseboard
Heating Fuel:
Electric
Foundation:
Post & Pad
Roof:
Asphalt Shingle
Basement:
None
Fireplace/Stove:
No
Alternative Power:
None
Garage:
None
Garage Spaces:
0.0
Parking Features:
Available
Parking Spaces:
10
Total Parking Spaces:
10.0
Rural services:
Garbage Pickup, Recycling Pickup, Internet High Speed, Cell Services
Family Room:
No
Possession Details:
TBD
Lot Irregularities:
90.75'/78.67' x 263.2'/247.67'
Pool:
None
Link:
No
HST Applicable To Sale Price:
Included In
Taxes:
$0 / 2026
Assessment:
$- / -
Peterborough
Curve Lake First Nation 35
Curve Lake First Nation
Clear View, Lake/Pond, Other, Waterfront, Wooded/Treed
Other, Primary Bedroom - Main Floor
Deck, Fishing, Privacy, Porch, Recreational Area, Seasonal Living
Smoke Detector
Unknown
Fridge, stove, electric light fixtures, all furniture, paddle boat.
Personal belongings, quilts.
Vinyl Siding
No
258'
Trent System
Direct
Mixed
None
East
Clear, Lake, Water
Direct
Private Docking, Private Road, Public Road, Year Round Municipal Road
Trent System
Chemong Lake
Lake
Not Applicable
Private
Floor
Type
Size
Other
Main
Kitchen
29' × 12'5"
Main
Bedroom
12'5" × 10'
Main
Bedroom 2
10' × 10'
Main
Bedroom 3
12'5" × 10'
Water Supply Types:
Drilled Well
Special Designation:
Landlease
Sewers:
Holding Tank
Air Conditioning:
Wall Unit(s)
Central Vacuum:
No
Seller Property Info Statement:
No
Physically Handicapped-Equipped:
No
Date Listed:
May 22, 2026
Original Price:
Previous Price:
  • Photo 1: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 1 of 14
  • Photo 2: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 2 of 14
  • Photo 3: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 3 of 14
  • Photo 4: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 4 of 14
  • Photo 5: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 5 of 14
  • Photo 6: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 6 of 14
  • Photo 7: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 7 of 14
  • Photo 8: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 8 of 14
  • Photo 9: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 9 of 14
  • Photo 10: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 10 of 14
  • Photo 11: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 11 of 14
  • Photo 12: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 12 of 14
  • Photo 13: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 13 of 14
  • Photo 14: Lot 23-20-6 40 Arrow Bay Road in Curve Lake First Nation 35: Curve Lake First Nation House for sale : MLS®# X13161190
    Photo 14 of 14
Listed by RE/MAX HALLMARK EASTERN REALTY
Data was last updated June 18, 2026 at 03:15 AM (UTC)
DARYL  KING
powered by myRealPage.com

Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.