Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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Lot 1 Highway 35

Lutterworth Minden Hills K0M 2L1

$299,900

Residential Freehold beds: 0 baths: 0.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12404278

• Photos (8)

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If I were building another home, it would be on a lot like this! Stunning treed landscape with several acresand great elevations. This building lot is the perfect site for your dream home or cottage. Offering over 15acres and located steps to incredible Gull Lake, you can have the benefit of the waterfront lifestyle withoutthe price tag of waterfront property. For the day to day, you are minutes to the town of Minden, a 30 minutedrive to Orillia as well as being only 2.5 hours to Toronto. First time ever offered, this lot is ready for you tobring your home or cottage to life. If you are a builder or developer, there are 4 lots total here that couldmake a great project for spec builds or inventoried for later construction. The HST is included in the priceslisted and immediate possession is available. All servicing is the responsibility of the Buyer and theBuyer/Buyers representative to do their own due diligence in respect to building terms and criteria with thetownship. Lot is number 1 in the photos, see copy of survey attached. Four lots for sale

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Vacant Land

Lot Size:

10-24.99

Lot Depth:

0'0 m

Lot Frontage:

0'0 m

Lot Details:

0.00 x 0.00 Feet (See Geowarehouse)

Direction Faces:

West

Bedrooms:

0

Bathrooms:

0.0

Water supply:

None

Kitchens:

0

Rooms:

0

Additional Info:

Possession Details:

TBD

Lot Irregularities:

See Geowarehouse

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$280.12 / 2025

Assessment:

$- / -

County:

Haliburton

Listing Area:

Minden Hills

Listing Sub-Area:

Lutterworth

Lot Features:

Irregular Lot

Waterfront:

None

Water Body Name:

Gull Lake

Water Body Type:

Lake

Other Details:

Utilities Cable:

No

Utilities Telephone:

No

Utilities Gas:

No

Utilities Hydro:

No

Utilities Water:

No

Sewers:

No

Special Designation:

Unknown

Sewers:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Sep 15, 2025

Original Price:

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Previous Price:

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Listed by ENGEL & VOLKERS BARRIE

Data was last updated January 25, 2026 at 06:15 PM (UTC)

Area Statistics

Listings on market:

26

Avg list price:

$185,000

Min list price:

$110,000

Max list price:

$2,900,000

Avg days on market:

125

Min days on market:

5

Max days on market:

826

These statistics are generated based on the current listing's property type and located in Minden Hills. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

• Basic utilities or solar-powered systems
• Wood-burning fireplaces or propane heating
• Cozy layouts ideal for small families or couples
• Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

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Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.