Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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5 Bellview Crescent

Hagerman Whitestone P0A 1G0

$299,900

Residential Freehold beds: 2 baths: 1.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12809472

Bedrooms:

2

Bathrooms:

1

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Looking for a project to turn into your cottage country home or investment property? This 2 bedroom 1 bathroom home with a water view, full unfinished basement and single garage. Garage is ready for your magical touch! Located in the Municipality of Whitestone with rental potential. Enjoy a west/sunset view of large and desirable Whitestone Lake from your deck and access to waterfront just steps away from your property line. Short walk to stores, amenities, community/recreation centre, restaurants, boat launch, park and beach with swim programs. Public school and nursing station nearby. A great location to raise a family, a home away from home, a cottage without paying waterfront taxes. Enjoy all season activities, with snowmobiling, cross country skiing, ATVing, swimming, fishing, boating and ice fishing. Whitestone lake is a large full service lake with marina and boat launches. Great for all your boating needs. Short distance from the main road. Work from home with a view and take your kids for a swim after they are dropped off by the school bus. Your sweat equity will be the greatest investment you've made. This property is being sold in "As is, Where is." This is not a waterfront property, however, just a hop skip and a jump away.

General Info:

Under Contract:

Hot Water Tank-Electric

Property Type:

Residential Freehold

Property Sub Type:

Detached

Home Style:

2-Storey

Total Approx Floor Area:

1100-1500

Lot Size:

.50-1.99

Lot Depth:

146'7½"44.7 m

Lot Frontage:

125'2½"38.2 m

Direction Faces:

East

Bedrooms:

2

Bathrooms:

1.0

Water supply:

Well

Kitchens:

1

Bedrooms Above Grade:

2

Kitchens Above Grade:

1

Rooms Above Grade:

6

Additional Info:

Heating type:

Other

Heating Fuel:

Oil

Foundation:

Block, Concrete

Roof:

Asphalt Shingle

Basement:

Unfinished

Fireplace/Stove:

No

Garage:

Detached

Garage Spaces:

1.0

Parking Spaces:

3

Total Parking Spaces:

4.0

Family Room:

Yes

Possession Details:

Immediate

Pool:

None

Link:

No

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$1,600 / 2025

Assessment:

$- / -

County:

Parry Sound

Listing Area:

Whitestone

Listing Sub-Area:

Hagerman

Interior Features:

None

Exterior Features:

Deck

Rental Items:

Hot Water Tank

Exterior Finish:

Wood, Shingle

Waterfront:

Indirect

Access to property:

Private Road, Year Round Private Road

Room Information:

Floor

Type

Size

Other

Main

Living Room

19'5.79 m × 12'3.66 m

Main

Kitchen

11'3.35 m × 10'3.05 m

Main

Dining Room

15'11¾"4.87 m × 11'5"3.48 m

Second

Bedroom

12'3.66 m × 10'3.05 m

Second

Bedroom

17'11¾"5.48 m × 11'3.35 m

Other Details:

Special Designation:

Unknown

Sewers:

Septic

Air Conditioning:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Feb 21, 2026

Original Price:

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Previous Price:

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Listed by RE/MAX Parry Sound Muskoka Realty Ltd

Data was last updated March 23, 2026 at 06:15 AM (UTC)

Area Statistics

Listings on market:

11

Avg list price:

$629,000

Min list price:

$249,900

Max list price:

$1,749,000

Avg days on market:

126

Min days on market:

4

Max days on market:

648

These statistics are generated based on the current listing's property type and located in Hagerman. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

• Basic utilities or solar-powered systems
• Wood-burning fireplaces or propane heating
• Cozy layouts ideal for small families or couples
• Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

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Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.