Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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42 STEWARTS Point
Northern Bruce Peninsula Bruce N0H 2T0

$299,999
Residential Freehold beds: 2 baths: 1.0

Main Photo: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 1: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 2: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 3: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 4: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 5: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 6: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 7: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 8: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 9: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Photo 10: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12260547
Bedrooms:
2
Bathrooms:
1
Welcome to this unique property, ready to make into your own. This waterfront property has 2 separate rustic cottages. One is a 2 bedroom, 3 piece bath, 775 square foot cottage and the other a smaller 2 bedroom cabin with a separate detached 3 piece bathroom. There is another smaller bunkie right along the shore that is currently being used for storage. There is a dredged channel along the shoreline that allows for boat access to Lake Huron. Private shore line to enjoy sunset views over Widgeon Cove off Pike Bay.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Property Attached:
Yes
Home Style:
Other
Approx. Age:
51-99
Total Approx Floor Area:
700-1100
Lot Size:
<.50
Depth:
155'
Frontage:
85'
Lot Details:
x 85
Topography:
Wooded/Treed
Direction Faces:
North
Bedrooms:
2+0
Bathrooms:
1.0
Water supply:
Well
Kitchens:
1
Kitchens in Basement:
0
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Kitchens Above Grade:
1
Rooms Above Grade:
6
Rooms Below Grade:
0
Rooms:
6
Zoning:
R2 RESORT RESIDENTIAL
Heating type:
Other
Heating Fuel:
Electric
Fireplaces:
0
Cooling:
No
New Construction:
No
Foundation:
Concrete Block
Roof:
Asphalt Rolled
Basement:
None
Fireplace/Stove:
No
Alternative Power:
None
Garage:
None
Garage Spaces:
0.0
Parking Features:
Private
Parking Spaces:
6
Total Parking Spaces:
6.0
Rural services:
Recycling Pickup
Family Room:
No
Possession Details:
Immediate
Pool:
None
Link:
No
HST Applicable To Sale Price:
In Addition To
Taxes:
$1,513 / 2025
Assessment:
$- / -
Northern Bruce Peninsula
Northern Bruce Peninsula
Bruce
Water Heater Owned
Privacy
Unknown
Wood
No
279'
Waterfront-Deeded
Direct
Soft Bottom
None
Water
Direct
Year Round Municipal Road
Lake Huron
Lake
Bunkie
None
Utilities Telephone:
Available
Utilities Hydro:
Yes
Water Supply Types:
Drilled Well
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Ensuite Laundry:
No
Date Listed:
Jul 03, 2025
Original Price:
Previous Price:
  • Photo 1: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
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  • Photo 2: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
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  • Photo 6: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
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  • Photo 7: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
    Channel to Lake Huron
  • Photo 8: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
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  • Photo 9: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
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  • Photo 10: 42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
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Listed by Century 21 In-Studio Realty Inc.
Data was last updated September 10, 2025 at 01:15 PM (UTC)
Area Statistics
Listings on market:
153
Avg list price:
$699,900
Min list price:
$199,000
Max list price:
$5,200,000
Avg days on market:
111
Min days on market:
2
Max days on market:
674
These statistics are generated based on the current listing's property type and located in Northern Bruce Peninsula. Average values are derived using median calculations. This data is not produced by the MLS® system.
DARYL  KING
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.