Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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2868C County Rd 8
58 - Greater Napanee Greater Napanee K7R 3K7

$300,000
Residential Freehold beds: 1 baths: 0.0

Main Photo: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 1: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 2: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 3: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 4: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 5: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 6: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 7: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 8: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 9: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 10: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Photo 11: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X13075722
Bedrooms:
1
Beautiful waterfront property that has an old summer cottage on it. Buyers can dream of theirnew plans for it. Along a quiet lane with very little traffic. Experience sun all throughoutthe day with your north facing cottage or home. Seller does not provide any guarantees.
Property Type:
Residential Freehold
Property Sub Type:
Rural Residential
Home Style:
Bungalow
Total Approx Floor Area:
700-1100
Lot Size:
<.50
Lot Depth:
152'
Lot Frontage:
100'
Topography:
Flat
Direction Faces:
North
Bedrooms:
1
Bathrooms:
0.0
Water supply:
None
Kitchens:
0
Bedrooms Above Grade:
1
Kitchens Above Grade:
0
Rooms Above Grade:
2
Zoning:
SR-1, EP
Heating type:
Other
Heating Fuel:
Other
Foundation:
Block
Roof:
Asphalt Shingle
Basement:
None
Fireplace/Stove:
No
Alternative Power:
Unknown
Garage:
None
Garage Spaces:
0.0
Other Structures:
None
Parking Spaces:
2
Total Parking Spaces:
2.0
Family Room:
No
Possession Details:
flexible
Pool:
None
HST Applicable To Sale Price:
Included In
Assessment Year:
2025
Taxes:
$1,903 / 2025
Assessment:
$- / 2025
Lennox & Addington
Greater Napanee
58 - Greater Napanee
Lake Access, Level, Waterfront
None
Fishing, Privacy
Unknown
n/a
n/a
n/a
Brick, Wood
328'
Waterfront-Deeded
Direct
Natural, Shallow, Mixed
Owned
North
Water, Bay
Direct
Municipal Road
Hay Bay
Bay
Not Applicable
None
Utilities Cable:
Available
Utilities Telephone:
Available
Utilities Gas:
No
Utilities Hydro:
Yes
Utilities Water:
No
Water Supply Types:
None
Sewers:
No
Green Property Information Statement:
No
Special Designation:
Unknown
Sewers:
None
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 03, 2026
Original Price:
Previous Price:
  • Photo 1: 2868C County Rd 8 in Greater Napanee: 58 - Greater Napanee House for sale : MLS®# X13075722
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Listed by COLDWELL BANKER FIRST OTTAWA REALTY INC., BROKERAGE
Data was last updated May 4, 2026 at 03:15 AM (UTC)
DARYL  KING
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.