Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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2318 Talbot Trail
Wheatley Chatham-Kent N0P 2P0

$499,000
Residential Freehold beds: 3 baths: 2.0

Main Photo: 2318 Talbot Trail in Chatham-Kent: Wheatley House for sale : MLS®# X11938650
Photo 1: 2318 Talbot Trail in Chatham-Kent: Wheatley House for sale : MLS®# X11938650
Photo 2: 2318 Talbot Trail in Chatham-Kent: Wheatley House for sale : MLS®# X11938650
Photo 3: 2318 Talbot Trail in Chatham-Kent: Wheatley House for sale : MLS®# X11938650
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Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X11938650
Bedrooms:
3
Bathrooms:
2
3 Lots for the price of one !! Total 175 Ft Of Waterfront X 310 Deep . Huge 75 Ft X 310 Ft Lot With a cottage and 2 Additional lots Of 50 Ft X 300 Ft water frontage Each. Lots Of Potential To Add Mobile Homes, Trailers, Events Etc. buyer to do their own due diligence with city with respect to uses on the two vacant lots ( Please google search "Birds Point Cottage" to see reviews and more pictures) Absolute Stunner - This Beautiful Charming "Birds Point Cottage "Sitting On A Cliff With 180 Degrees Waterfront Views. It Has 3Bdr & 2Br Is Upgraded With Newer Washrooms, Tiki Bar, Games Room And Sauna. This Is A Perfect Retreat. The House used to be An Air Bnb And Generating Income At Over $5000 Per Month. It needs new flooring in Bedrooms and paint ( Ready for your buyers personal touches )- Pls Note the Property is Not for $1 - Sellers are open to all reasonable offers for a quick sale.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow
Approx. Age:
51-99
Total Approx Floor Area:
1500-2000
Lot Size:
<.50
Depth:
319'
Frontage:
175'
Lot Details:
175.00 x 319.00 Feet
Direction Faces:
North
Bedrooms:
3
Bathrooms:
2.0
Water supply:
Municipal
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
# Main Level Bedrooms:
2
# Main Level Bathrooms:
2
Rooms Above Grade:
10
Rooms:
10
Zoning:
Residential
Heating type:
Forced Air
Heating Fuel:
Gas
Cooling:
Yes
Foundation:
Block, Concrete
Roof:
Asphalt Shingle
Basement:
None
Fireplace/Stove:
Yes
Alternative Power:
None
Attached Garage:
No
Garage:
Carport
Garage Spaces:
0.0
Parking Features:
Lane
Parking Spaces:
12
# Of Carport Spaces:
0.0
Total Parking Spaces:
12.0
Rural services:
Garbage Pickup, Internet High Speed, Natural Gas
Family Room:
Yes
Possession Details:
Can Be Agreed
Pool:
None
Link:
No
HST Applicable To Sale Price:
No
Assessment:
$197,000
Assessment Year:
2024
Development Charges Paid:
Yes
Taxes:
$3,410 / 2024
Assessment:
$197,000.00 / 2024
Chatham-Kent
Wheatley
Chatham-Kent
Campground, Waterfront
Storage
Unknown
HWT , Furnace
Air Conditioner
Aluminum Siding
No
123'
Other, Stairs to Waterfront, Winterized
Direct
Rocky
None
North West
Clear
Direct
Year Round Municipal Road
Lake Erie
Lake
Water Treatment
Not Applicable
None
Floor
Type
Size
Other
Main
Primary Bedroom
11'5¾" × 9'10"
Main
Bedroom 2
8'2" × 7'5"
Main
Bedroom 3
8'2" × 8'2"
Main
Kitchen
11'5¾" × 9'10"
Main
Dining Room
11'5¾" × 6'6¾"
Main
Family Room
13'1½" × 11'5¾"
Main
Game Room
16'5" × 9'10"
-
Other
Measurements not available
Sauna
Main
Laundry
8'2" × 6'6¾"
Floor
Ensuite
Pieces
Other
Main
No
3
6'6¾" x 9'10" 3 Pc Bath
Main
No
3
6'6¾" x 8'2" 3 Pc Bath
UFFI:
No
Utilities Cable:
Available
Utilities Telephone:
Available
Utilities Gas:
Yes
Utilities Hydro:
Yes
Utilities Water:
Yes
Sewers:
No
Energy Certification:
No
Green Property Information Statement:
No
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Laundry Level:
Main Level
Date Listed:
Jan 24, 2025
Original Price:
Previous Price:
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Listed by ANCHOR NEW HOMES INC.
Data was last updated July 5, 2025 at 03:15 AM (UTC)
Area Statistics
Listings on market:
74
Avg list price:
$579,000
Min list price:
$129,900
Max list price:
$1,689,000
Avg days on market:
47
Min days on market:
1
Max days on market:
431
These statistics are generated based on the current listing's property type and located in Chatham-Kent. Average values are derived using median calculations.
DARYL  KING
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.