Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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16E MacDonald Crescent
Centre Hastings Hastings K0K 2K0

$287,000
Residential Freehold beds: 3 baths: 1.0

Main Photo: 16E MacDonald Crescent in Hastings: Centre Hastings House for sale : MLS®# X12130413
Photo 1: 16E MacDonald Crescent in Hastings: Centre Hastings House for sale : MLS®# X12130413
Photo 2: 16E MacDonald Crescent in Hastings: Centre Hastings House for sale : MLS®# X12130413
Photo 3: 16E MacDonald Crescent in Hastings: Centre Hastings House for sale : MLS®# X12130413
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Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12130413
Bedrooms:
3
Bathrooms:
1
Looking to get into the waterfront market? Check out this fully renovated 3 season cottage on Moira Lake. A short walk across the footbridge to this island property with 7 cottages. Turn the key, walk in, and relax!! 3 bedrooms, compost toilet, pine finishes throughout give a true cottage vibe. The living room features floor to ceiling windows overlooking the lake and offers lots of natural light. All the renos have been completed and are too numerous to list - plus all the contents are included so you are ready to enjoy this getaway. Short drive to Madoc for amenities and only 2 hours to Toronto or Ottawa so day trips are possible. Enjoy great fishing or boating on both upper and lower lake, or sit on the deck and waste the day away. Quick closing is ok so you can start the summer off right.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow
Approx. Age:
51-99
Total Approx Floor Area:
< 700
Depth:
65'2"
Frontage:
139'5¾"
Lot Shape:
Irregular
Direction Faces:
West
Bedrooms:
3
Bathrooms:
1.0
Water supply:
Other
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
5
Zoning:
LSR
Heating type:
Baseboard
Heating Fuel:
Electric
Foundation:
Piers
Roof:
Metal
Basement:
None
Fireplace/Stove:
No
Alternative Power:
None
Garage:
None
Garage Spaces:
0.0
Other Structures:
None
Parking Features:
Available
Parking Spaces:
2
Total Parking Spaces:
2.0
Family Room:
No
Possession Details:
immediate
Pool:
None
Link:
No
HST Applicable To Sale Price:
Not Subject to HST
Taxes:
$2,172.62 / 2025
Assessment:
$- / -
Centre Hastings
Centre Hastings
Hastings
Arts Centre, Golf, Island, Library, Park, Waterfront
Primary Bedroom - Main Floor
Unknown
none
Fridge, stove, water heater, water pump, air conditoner, linens, all furniture, stereo, outdoor furniture, dishes and cuttlery
Kayak and paddleboard
Vinyl Siding
Waterfront-Deeded Access, Winterized, Boat Launch
Direct
Gravel, Natural
Owned
Direct
Other
Moira Lake
Lake
Not Applicable
None, Private
Floor
Type
Size
Other
Main
Kitchen
14' × 11'5¾"
Main
Bedroom
8'4¾" × 7'3"
Main
Bedroom 2
8'6" × 8'4¾"
Main
Bedroom 3
9'8" × 8'
Main
Living Room
19'3½" × 11'5¾"
Floor
Ensuite
Pieces
Other
Main
No
-
6'11" x 6'7"
Utilities Cable:
No
Utilities Telephone:
No
Utilities Gas:
No
Utilities Hydro:
Yes
Utilities Water:
No
Water Supply Types:
Lake/River
Sewers:
No
Special Designation:
Unknown
Sewers:
Other
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 07, 2025
Original Price:
Previous Price:
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Listed by CENTURY 21 LANTHORN REAL ESTATE LTD.
Data was last updated July 8, 2025 at 04:15 AM (UTC)
Area Statistics
Listings on market:
33
Avg list price:
$644,900
Min list price:
$209,000
Max list price:
$3,999,000
Avg days on market:
54
Min days on market:
4
Max days on market:
126
These statistics are generated based on the current listing's property type and located in Centre Hastings. Average values are derived using median calculations.
DARYL  KING
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.