Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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12284 Blacks Road
Rural West Elgin Elgin N0L 2C0

$300,000
Residential Freehold beds: 0 baths: 0.0

Main Photo: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
Photo 1: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
Photo 2: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
Photo 3: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
Photo 4: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
Photo 5: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12220664
Nestled in the countryside, this beautiful parcel of just over 3 acres offers the ideal setting to bring your dream home to life. The groundwork has been thoughtfully done, setting the stage for a smooth build. The land has been professionally graded, there is a completed survey that clearly outlines the property boundaries, and the soil has already been tested for a septic system saving you time and effort. Whether you're imagining a cozy country cottage or a spacious estate, this property is a blank canvas full of potential. Picture evenings on your front porch watching the sun set, a garden that blooms with the seasons, a welcoming driveway, and even space for a shop to build, create, or tinker. This is more than just land, it's the start of something special. The place where your vision can take shape and your future home can truly begin.
Property Type:
Residential Freehold
Property Sub Type:
Vacant Land
Lot Size:
2-4.99
Depth:
926'
Frontage:
447'
Direction Faces:
South
Bedrooms:
0
Bathrooms:
0.0
Water supply:
None
Kitchens:
0
Zoning:
HR
HST Applicable To Sale Price:
In Addition To
Taxes:
$1,116 / 2025
Assessment:
$- / -
West Elgin
Rural West Elgin
Elgin
None
None
Utilities Cable:
Available
Utilities Telephone:
Available
Utilities Gas:
Yes
Utilities Hydro:
Available
Utilities Water:
No
Sewers:
No
Special Designation:
Unknown
Sewers:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Jun 14, 2025
Original Price:
Previous Price:
  • Photo 1: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
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  • Photo 2: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
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  • Photo 4: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
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  • Photo 5: 12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin)  : MLS®# X12220664
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Listed by KELLER WILLIAMS LIFESTYLES
Data was last updated July 25, 2025 at 06:15 PM (UTC)
DARYL  KING
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.