Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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1018 St. George Lake Road

45 - Frontenac Centre Frontenac K0H 2P0

$299,900

Residential Freehold beds: 0 baths: 0.0

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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X13134468

• Photos (21)

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Set on approximately 5 acres along the shores of St. Georges Lake, this waterfront lot offers an excellent opportunity to build your future lakefront home or cottage retreat just 5 minutes south of the village of Sharbot Lake. With approximately 1,129 feet of shoreline, the property provides a rare sense of space and separation, with much of the frontage extending through a shallow bay that naturally helps buffer neighboring properties. A municipally maintained road provides easy year-round access, while an installed driveway and hydro already onsite add convenience and value for future development. The lot features a gently sloping landscape toward the lake with a desirable level area near the shoreline, creating a strong setting for a future building site and waterfront enjoyment. The main waterfront area near the preferred building location offers decent swimming access along a firmer shoreline, while the smaller lake setting is known locally for good fishing and a quieter atmosphere compared to some of the larger nearby lakes. A camper trailer is included in as-is condition, allowing immediate recreational use while planning future improvements. If you've been searching for a larger waterfront parcel with hydro, road access, and excellent future building potential close to Sharbot Lake, this property is well worth a closer look.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Vacant Land

Home Style:

Other

Lot Size:

5-9.99

Lot Depth:

986'9½"301 m

Lot Frontage:

149'5"45.5 m

Lot Shape:

Irregular

Direction Faces:

North

Bedrooms:

0

Bathrooms:

0.0

Water supply:

None

Kitchens:

0

Additional Info:

Alternative Power:

None

Parking Features:

Private

Parking Spaces:

3

Total Parking Spaces:

3.0

Possession Details:

Immediate

Financial Info:

HST Applicable To Sale Price:

Not Subject to HST

Taxes:

$1,607.34 / 2026

Assessment:

$- / -

County:

Frontenac

Listing Area:

Frontenac

Listing Sub-Area:

45 - Frontenac Centre

Property Features / Area Influences:

Lake/Pond, Waterfront, Wooded/Treed

Easement/ Restrictions:

Unknown

Water Frontage:

1296'395.05 m

Waterfront Features:

Waterfront-Deeded

Waterfront:

Direct

Shoreline:

Shallow

Shoreline Allowance:

None

View:

Forest, Lake, Trees/Woods, Water

Water View:

Direct

Access to property:

Municipal Road

Water Body Name:

St. George Lake

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

None

Other Details:

Utilities Cable:

No

Utilities Telephone:

Available

Utilities Gas:

No

Utilities Hydro:

Available

Utilities Water:

No

Water Supply Types:

None

Sewers:

No

Special Designation:

Unknown

Sewers:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

May 15, 2026

Original Price:

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Previous Price:

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Listed by RE/MAX FINEST REALTY INC., BROKERAGE

Data was last updated June 20, 2026 at 04:15 AM (UTC)

Area Statistics

Listings on market:

35

Avg list price:

$210,000

Min list price:

$109,900

Max list price:

$1,488,000

Avg days on market:

63

Min days on market:

0

Max days on market:

648

These statistics are generated based on the current listing's property type and located in 45 - Frontenac Centre. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

• Basic utilities or solar-powered systems
• Wood-burning fireplaces or propane heating
• Cozy layouts ideal for small families or couples
• Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

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Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.