Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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00 Lot 1 Elephant Lake WAO
Harcourt Dysart et al K0L 1M0

$299,900
Residential Freehold beds: 0 baths: 0.0

Main Photo: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
Photo 1: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
Photo 2: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
Photo 3: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
Photo 4: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
Photo 5: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
Photo 6: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12739822
Boat access: 16 acres on south shore of Elephant Lake. Well treed secluded setting to build your waterfront, off grid cottage, private cabin or yurt. Mostly hardwood bush mixed with topography. 140 meters shallow shoreline, install a dock for your boat access in a short distance from nearby Silver Springs Resort with yearly docking fee paid from the public boat launch. This 3 lake chain which includes Baptiste and Benoir Lakes offers 36 miles of boating and excellent fishing for Pickerel (Walleye), Musky and Bass. Located just North West of Bancroft and very close to Algonquin Park.
Property Type:
Residential Freehold
Property Sub Type:
Vacant Land
Lot Size:
10-24.99
Lot Depth:
1770'
Lot Frontage:
400'
Lot Shape:
Rectangular
Topography:
Hilly, Wooded/Treed
Direction Faces:
West
Bedrooms:
0
Bathrooms:
0.0
Kitchens:
0
Fractional Ownership:
No
Zoning:
RU1L/EP
Assignment:
No
Alternative Power:
None
Rural services:
None
Possession Details:
TBA
HST Applicable To Sale Price:
Included In
Assessment:
$36,000
Assessment Year:
2025
Taxes:
$360 / 2025
Assessment:
$36,000.00 / 2025
Haliburton
Dysart et al
Harcourt
Waterfront, Wooded/Treed
Unknown
None
Dock
None
459'
Dock
Direct
Shallow, Natural
None
North East
Lake, Water, Trees/Woods
Direct
Water Only, By Water
Elephant Lake
Lake
Not Applicable
Private
Utilities Cable:
No
Utilities Telephone:
No
Utilities Gas:
No
Utilities Hydro:
No
Utilities Water:
No
Sewers:
No
Special Designation:
Unknown
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Jan 29, 2026
Original Price:
Previous Price:
  • Photo 1: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
    Photo 1 of 6
  • Photo 2: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
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  • Photo 3: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
    Photo 3 of 6
  • Photo 4: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
    Photo 4 of 6
  • Photo 5: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
    Photo 5 of 6
  • Photo 6: 00 Lot 1 Elephant Lake WAO in Dysart et al: Harcourt House for sale : MLS®# X12739822
    Photo 6 of 6
Listed by ROYAL LEPAGE FRANK REAL ESTATE
Data was last updated March 19, 2026 at 06:15 AM (UTC)
Area Statistics
Listings on market:
26
Avg list price:
$299,450
Min list price:
$140,000
Max list price:
$7,500,000
Avg days on market:
162
Min days on market:
13
Max days on market:
902
These statistics are generated based on the current listing's property type and located in Dysart et al. Average values are derived using median calculations. This data is not produced by the MLS® system.
DARYL  KING
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.