Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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00 County Rd 9
58 - Greater Napanee Lennox & Addington K7R 3K8

$199,900
Residential Freehold beds: 0 baths: 0.0

Main Photo: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 1: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 2: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 3: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 4: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 5: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 6: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 7: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 8: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 9: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 10: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 11: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 12: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 13: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 14: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Photo 15: 00 County Rd 9 in Lennox & Addington: 58 - Greater Napanee House for sale (Greater Napanee)  : MLS®# X12161490
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12161490
Set on the shores of Hay Bay, this 1.247-acre piece of vacant waterfront land offers over 385 feet of shoreline and a peaceful place to make your vision a reality. Whether you dream of building a year-round home or a weekend cottage, this property provides a rare opportunity to enjoy quiet water views and direct access to one of the area's most popular spots for fishing and boating. With plenty of space, its an ideal setting to create a private retreat and soak in everything waterfront living has to offer.
Property Type:
Residential Freehold
Property Sub Type:
Vacant Land
Total Approx Floor Area:
< 700
Lot Size:
.50-1.99
Depth:
172'6"
Frontage:
387'2"
Lot Shape:
Irregular
Direction Faces:
South
Bedrooms:
0
Bathrooms:
0.0
Water supply:
None
Kitchens:
0
Alternative Power:
None
Possession Details:
Immediate
Lot Irregularities:
See Survey
HST Applicable To Sale Price:
Included In
Taxes:
$520.96 / 2024
Assessment:
$- / -
Greater Napanee
58 - Greater Napanee
Lennox & Addington
None
Unknown
n/a
n/a
Waterfront-Deeded
Direct
Unknown
None
Direct
Year Round Municipal Road
Hay Bay
Bay
Not Applicable
None
Utilities Cable:
No
Utilities Telephone:
Available
Utilities Gas:
No
Utilities Hydro:
Available
Utilities Water:
No
Sewers:
No
Special Designation:
Unknown
Sewers:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 21, 2025
Original Price:
Previous Price:
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Listed by EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE and ROYAL LEPAGE SIGNATURE REALTY
Data was last updated June 10, 2025 at 02:15 AM (UTC)
Area Statistics
Listings on market:
23
Avg list price:
$264,900
Min list price:
$139,000
Max list price:
$1,800,000
Avg days on market:
80
Min days on market:
4
Max days on market:
424
These statistics are generated based on the current listing's property type and located in 58 - Greater Napanee. Average values are derived using median calculations.
DARYL  KING
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

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Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.