Waterfront Cottages for Sale in Ontario Under $300000 – Affordable Lakeside Retreats
Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.
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2322 N Orr Lake Road in Simcoe: Rural Springwater House for sale (Springwater) : MLS®# S12024436
2322 N Orr Lake Road Simcoe L0L 1P0 
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12024436
Discover the perfect opportunity to build your dream home or four-season cottage on this expansive 205 ft x 199 ft lot, nestled in a peaceful setting with convenient access to Highway 93. A charming creek runs along the back of the property, creating a serene and natural retreat. This prime location is just a short walk to public access at Orr Lake and only minutes from a public boat launch. Enjoy proximity to golf courses, ski hills, and Simcoe County trails, perfect for hiking, hunting, fishing, and dirt biking. The existing structure must be removed by the buyer at their expense, along with property cleanup. The property is being sold "As Is, Where Is." This is a rare opportunity to own a sizable lot in a sought-after location, surrounded by nature yet close to essential amenities. More detailsListed by ROYAL LEPAGE SIGNATURE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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147 BEEK Road in Lanark: 902 - Montague Twp House for sale (Montague) : MLS®# X12115902
147 BEEK Road Lanark K0G 1K0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12115902
- Bedrooms:
- 3
- Bathrooms:
- 1
A bungalow cottage on the beautiful and historic Rideau River. The landscaped front entrance welcomes you with a cozy and charming ambiance. The open concept kitchen, with wooden cabinets, plenty of natural sunlight and the main level offering waterfront views. Three equally sized bedrooms and a 3-piece main bathroom featuring a sliding window and wooden siding . A convenient living room transitions into a sunroom with large paneling windows flooded with natural light. A sunroom equipped with storage shelving and extended waterfront views. Ideal for guests, leisure activities, and relaxation. Positioned on a controlled waterway, this property offers unique access and traveling abilities for all. 24 hr Irrevocable on offers. Convert it into a 4-season property if you wish! More detailsListed by RE/MAX AFFILIATES REALTY LTD.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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936B Bear Lake Road E in Parry Sound: Bear Lake House for sale (McMurrich/Monteith) : MLS®# X12144924
936B Bear Lake Road E Parry Sound P0A 1Y0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12144924
Fantastic waterfront lot with west / southwest exposure. The land is flat coming in off the road, with plenty of building envelope options. The land slopes just slightly down to the water's edge from the ideal building area for great views out over the lake. Plenty of mature trees for privacy and shade. Located near the end of the seasonally maintained municipal road with winter maintenance ending about 1/4 KM from this parcel so there is plenty of privacy here. Water depth is good and the shoreline is very natural. More detailsListed by Cottage Vacations Real Estate Brokerage Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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74 Cedar Lane in Northumberland: Rural Trent Hills House for sale (Trent Hills) : MLS®# X12152667
74 Cedar Lane Northumberland K0L 1L0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12152667
- Bedrooms:
- 3
- Bathrooms:
- 1
Discover this cozy, fully renovated 2+1 bedroom, 1 bathroom year round home/cottage nestled in the peaceful Cedarwoods Park community, just minutes from downtown Campbellford. Located steps from the scenic Crowe River where you have shared ownership of over 2000ft of shoreline and boat launch, this charming retreat is perfect for weekend getaways or year-round living. Relax by the water, go for a swim in clean, shallow and weed free river, or enjoy a picnic surrounded by nature. In the evenings, gather around the firepit to roast marshmallows and hot dogs, creating unforgettable memories with family and friends. The home/cottage features a functional kitchen with quartz counters and a full bathroom for comfort and convenience. It also includes a private heated 1,000-gallon cistern for water supply from Fall to Spring, and park water access from April to October, along with its own septic system. This property includes exclusive deeded use of the lot along with a 1/288th ownership share in Cedarwoods Park. Perfect for first time buyers, retirees, investors or that perfect family vacation cottage. Google Maps may recognize the address as Marmora not Campbellford. Breakdown of Fees is, $510 Lot Fee, $80 Capital Fund, $909.17 Property Tax. ( Listed in rooms section is "other" for the Shed, and "Utility" for the Pump House) More detailsListed by SOLID ROCK REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin) : MLS®# X12220664
12284 Blacks Road Elgin N0L 2C0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12220664
Nestled in the countryside, this beautiful parcel of just over 3 acres offers the ideal setting to bring your dream home to life. The groundwork has been thoughtfully done, setting the stage for a smooth build. The land has been professionally graded, there is a completed survey that clearly outlines the property boundaries, and the soil has already been tested for a septic system saving you time and effort. Whether you're imagining a cozy country cottage or a spacious estate, this property is a blank canvas full of potential. Picture evenings on your front porch watching the sun set, a garden that blooms with the seasons, a welcoming driveway, and even space for a shop to build, create, or tinker. This is more than just land, it's the start of something special. The place where your vision can take shape and your future home can truly begin. More detailsListed by KELLER WILLIAMS LIFESTYLES- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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265-285 Woodland Drive in Simcoe: Rural Oro-Medonte House for sale (Oro-Medonte) : MLS®# S12277033
265-285 Woodland Drive Simcoe L3V 6H1
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12277033
Recreational Use Only Waterfront Property. Great for Land Banking or Hunting/Fishing Camp. 17.5 Acres Total. Multiple Parcels. EP Land With Stream Running Through To Lake Simcoe. No Road Access. Walk Land At Your Own Risk. More detailsListed by RE/MAX WEST REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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LN 201 Cedars Resort Lane in Grey County: Grey Highlands House for sale : MLS®# X12283558
LN 201 Cedars Resort Lane Grey County N0C 1E0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12283558
Welcome to some of the nicest natural scenery Southern Ontario has to offer. This is your opportunity to build your dream home or cottage on a 0.411 acre development lot in this picturesque area that is a natural four season playground. Enjoy Lake Eugene or the nearby Conservation areas or Eugenia Falls in the summer months, snowmobiling in the Winter months, or skiing at the Beaver Valley Ski Club. This amazing lot already has a 24'x24' 2 car garage/workshop that is both insulated with a new propane heater, and 200 AMP hydro service, Three RV outlets on the outside, One Welder's outlet on the inside that can be converted to an EV charger, and substantial water supply from the dug well with a new pump in its insulated well house. The best part is that the lot was rezoned to RS-13 Residential Shoreline Zoning and has been approved for a residential home to be built with approvals from the city and the conservation authority already granted (please see all approval documents attached to the listing). This lot is ready for you to bring your dream home/cottage to life. **EXTRAS** Public water access for some great fishing located at the end of Cedars Resort Lane on the right. Road maintenance association fee approximately $100/year for snow removal. More detailsListed by RE/MAX WEST REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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8250 FIRE ROUTE 0 Road in Greater Sudbury: Sudbury House for sale : MLS®# X11912312
8250 FIRE ROUTE 0 Road Greater Sudbury P0M 1B0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X11912312
103+ Acres of mixed terrain. A large area has a great sized pond that could result in a great building envelope for your cottage / home or camp. Many other building area opportunities plus excellent ATV & Snowmobile trails. This property also has great options for an easy access hunt camp . Hydro is available at lot lines , and this property gives you an access area owned for canoeing , paddle boarding , kayaking etc directly into the famous Whitewater Lake. Only a short 5km drive to Azilda and 13 km to Sudbury. Visit this rare large parcel of land to see the great opportunities that awaits your dreams . Canadian Shields outcroppings, ponds, open areas , wilderness, water access , the list goes on and on. Large parcels like this so close to town are very rare !! Buyers to use due diligence to confirm permits available, all measurements and lot size information was calculated from Geo. More detailsListed by Royal LePage Locations North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Part Lot 25 (Part 2) ROBINSON Road in Simcoe: Wasaga Beach House for sale : MLS®# S12038397
Part Lot 25 (Part 2) ROBINSON Road Simcoe L9Z 2Z4
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- S12038397
Discover the perfect opportunity to build your dream home or cottage on this spacious vacant lot located in the heart of Wasaga Beach. Situated in a vibrant community, this lot offers walking distance to the beach as well as close proximity to local amenities including shopping, dining and recreational activities, making it an ideal location for year-round living or a seasonal getaway. All services, including water, sewer, gas and hydro, are conveniently available right at the lot line, ensuring a seamless and efficient development process. Don't miss out on this rare opportunity to own a piece of prime real estate in one of Ontario's most sought-after beach destinations! More detailsListed by Royal LePage Locations North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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00 Austris Road in Frontenac: 53 - Frontenac North House for sale : MLS®# X12140423
00 Austris Road Frontenac K0H 1C0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X12140423
Discover your dream escape on this incredible 3.39-acre recreational waterfront lot on Malcolm Lake, where adventure meets tranquility! With an impressive 338 feet of pristine shoreline, this private lot offers breathtaking panoramic views of the lake, facing north west and level build sites, create a perfect opportunity for your lakeside getaway! This location is highly desired for boating, swimming, and fishing enthusiasts alike. Enjoy year-round access via a municipally maintained road, with hydro conveniently nearby for your ultimate lakeside retreat. Whether you're casting a line for pickerel or simply soaking in the natural beauty around you, this slice of paradise is ideal for nature lovers and recreational waterfront enthusiasts. Submarine cable for bell and hydro at lake. Dont miss out on the chance to create unforgettable memories in this idyllic lakeside haven! Malcolm Lake, located in North Frontenac off Ardoch road, is approx. 545 acres surface area with a lake depth of 22 ft, with a public boat launch for your water toys to get on the lake. Fish Species include Walleye, North Pike, Small and Large Mouth Bass, and Yellow Perch. More detailsListed by ROYAL LEPAGE PROALLIANCE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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00 Snider Road in Lennox & Addington: 62 - Addington Highlands House for sale (Addington Highlands) : MLS®# X9019070
00 Snider Road Lennox & Addington K0J 2R0
$299,990Residential Freehold- Status:
- Active
- MLS® Num:
- X9019070
Looking for a Homestead property where you could reclaim some former farmland, cut your own firewood and timber, keep some livestock, tap some maple trees, fish from the creek, hunt on the land, diversify hobby-style farming and yet be about an hour to Napanee/Renfrew/Perth? Vennachar Ontario.Build your dwelling & outbuildings from timber on the property, great location for yurt or living off-grid lifestyle. No Crown Land adjacent or nearby. Looking to build an off-grid house. There are good locations on the property but hydro could be 8-10 poles away. Sand/gravel deposits, a creek used to yield trout, hunted for decades, potatoes and large gardens grown in the past, trees of numerous Canadian Shield species, and year-round neighbours are at Matawatchan Road. Snider Road is a 3-season municipal road, (late spring to snowfall), quiet and very peaceful, catching up to the area wildlife. Build a home, a cottage or a cabin for hunting or just a great quiet place to go for some enjoyment. **EXTRAS** No direct showings please, all showings must be accompanied by a Realtor, bring a whistle if you are walking the property. Take Snider Road past the snowplow turnaround and look for signs and property stake on the right side. More detailsListed by REVA REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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1134 Richard Gate Way in Lambton: St. Clair House for sale : MLS®# X9505485
1134 Richard Gate Way Lambton N0P 2H0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X9505485
Escape to your own cottage retreat on the serene Fawn Island, nestled in the beautiful St. Clair River in southwestern Ontario. This spacious lot features water at both ends, steel sea wall, and private boat dockage, offering ample room to build your dream getaway. Enjoy the tranquility of island life with municipal water services and convenient ferry access from the mainland. A $4,000 initial buy-in and $1,700 annual association fee apply. Clubhouse for all members to enjoy with boardwalks and public paths to walk the island. Discover the peaceful charm of Fawn Island. More detailsListed by PRIME REAL ESTATE BROKERAGE- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Data was last updated July 23, 2025 at 01:15 PM (UTC)
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?
Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:
• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes
What to Expect in Ontario’s Affordable Cottage Market
While some listings may be seasonal or off-grid, many offer surprising value with:
- Basic utilities or solar-powered systems
- Wood-burning fireplaces or propane heating
- Cozy layouts ideal for small families or couples
- Options for rental income or long-term investment
Start Your Cottage Search Today
Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.
Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.
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Each link provides updated listings and expert insights.
FAQs – Waterfront Cottages for Sale in Ontario Under $300000
1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.
2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.
3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.
4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.