Waterfront Cottages for Sale in Ontario Under $300000 – Affordable Lakeside Retreats

Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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  • 2322 N Orr Lake Road in Springwater: Rural Springwater House for sale : MLS®# S12024436

    2322 N Orr Lake Road Rural Springwater Springwater L0L 1P0
    Main Photo: 2322 N Orr Lake Road in Springwater: Rural Springwater House for sale : MLS®# S12024436
    $300,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    S12024436
    Discover the perfect opportunity to build your dream home or four-season cottage on this expansive 205 ft x 199 ft lot, nestled in a peaceful setting with convenient access to Highway 93. A charming creek runs along the back of the property, creating a serene and natural retreat. This prime location is just a short walk to public access at Orr Lake and only minutes from a public boat launch. Enjoy proximity to golf courses, ski hills, and Simcoe County trails, perfect for hiking, hunting, fishing, and dirt biking. Located on a year-round municipal maintained road. School bus route, community mailbox delivery and municipal collection of garbage and recycling. Utilities (gas, hydro, high speed internet) located at edge of property. The existing structure must be removed by the buyer at their expense, along with property cleanup. The property is being sold "As Is, Where Is." This is a rare opportunity to own a sizable lot in a sought-after location, surrounded by nature yet close to essential amenities. More details
    Listed by ROYAL LEPAGE SIGNATURE REALTY
    DARYL  KING
  • 12284 Blacks Road in West Elgin: Rural West Elgin House for sale : MLS®# X12220664

    12284 Blacks Road Rural West Elgin West Elgin N0L 2C0
    Main Photo: 12284 Blacks Road in West Elgin: Rural West Elgin House for sale : MLS®# X12220664
    $300,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12220664
    Nestled in the countryside, this beautiful parcel of just over 3 acres offers the ideal setting to bring your dream home to life. The groundwork has been thoughtfully done, setting the stage for a smooth build. The land has been professionally graded, there is a completed survey that clearly outlines the property boundaries, and the soil has already been tested for a septic system saving you time and effort. Whether you're imagining a cozy country cottage or a spacious estate, this property is a blank canvas full of potential. Picture evenings on your front porch watching the sun set, a garden that blooms with the seasons, a welcoming driveway, and even space for a shop to build, create, or tinker. This is more than just land, it's the start of something special. The place where your vision can take shape and your future home can truly begin. More details
    Listed by KELLER WILLIAMS LIFESTYLES
    DARYL  KING
  • 265-285 Woodland Drive in Oro-Medonte: Rural Oro-Medonte House for sale : MLS®# S12277033

    265-285 Woodland Drive Rural Oro-Medonte Oro-Medonte L3V 6H1
    Main Photo: 265-285 Woodland Drive in Oro-Medonte: Rural Oro-Medonte House for sale : MLS®# S12277033
    $300,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    S12277033
    Recreational Use Only Waterfront Property. Great for Land Banking or Hunting/Fishing Camp. 17.5 Acres Total. Multiple Parcels. EP Land With Stream Running Through To Lake Simcoe. No Road Access. Walk Land At Your Own Risk. More details
    Listed by RE/MAX WEST REALTY INC.
    DARYL  KING
  • 8250 FIRE ROUTE 0 Road in Greater Sudbury: Sudbury House for sale : MLS®# X11912312

    8250 FIRE ROUTE 0 Road Sudbury Greater Sudbury P0M 1B0
    Main Photo: 8250 FIRE ROUTE 0 Road in Greater Sudbury: Sudbury House for sale : MLS®# X11912312
    $299,999
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X11912312
    103+ Acres of mixed terrain. A large area has a great sized pond that could result in a great building envelope for your cottage / home or camp. Many other building area opportunities plus excellent ATV & Snowmobile trails. This property also has great options for an easy access hunt camp . Hydro is available at lot lines , and this property gives you an access area owned for canoeing , paddle boarding , kayaking etc directly into the famous Whitewater Lake. Only a short 5km drive to Azilda and 13 km to Sudbury. Visit this rare large parcel of land to see the great opportunities that awaits your dreams . Canadian Shields outcroppings, ponds, open areas , wilderness, water access , the list goes on and on. Large parcels like this so close to town are very rare !! Buyers to use due diligence to confirm permits available, all measurements and lot size information was calculated from Geo. More details
    Listed by Royal LePage Locations North
    DARYL  KING
  • Part Lot 25 (Part 2) ROBINSON Road: Wasaga Beach House for sale : MLS®# S12429290

    Part Lot 25 (Part 2) ROBINSON Road Wasaga Beach Wasaga Beach L9Z 2Z4
    Main Photo: Part Lot 25 (Part 2) ROBINSON Road: Wasaga Beach House for sale : MLS®# S12429290
    $299,999
    Residential Freehold
    Status:
    Active
    MLS® Num:
    S12429290
    Discover the perfect opportunity to build your dream home or cottage on this spacious vacant lot located in the heart of Wasaga Beach. Situated in a vibrant community, this lot offers walking distance to the beach as well as close proximity to local amenities including shopping, dining and recreational activities, making it an ideal location for year-round living or a seasonal getaway. All services, including water, sewer, gas and hydro, are conveniently available right at the lot line, ensuring a seamless and efficient development process. Don't miss out on this rare opportunity to own a piece of prime real estate in one of Ontario's most sought-after beach destinations! More details
    Listed by Royal LePage Locations North
    DARYL  KING
  • 7 1ST Street in Haldimand: Nanticoke House for sale : MLS®# X12441492

    7 1ST Street Nanticoke Haldimand N0A 1P0
    Main Photo: 7 1ST Street in Haldimand: Nanticoke House for sale : MLS®# X12441492
    $299,999
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12441492
    Bedrooms:
    1
    Bathrooms:
    1
    Welcome to the beach house with deed on private beach $$$...Note this is a single residential house ,Use as year around main residence. Beautiful landscaped garden 40ft.X 100ft lot , hardwood floors , some pot lights , large enclosed front porch and deck...Natural gas fireplace , newer windows &roof...all just one minute away from your piece of private beach on lake Erie Looking To Retire By The Lake? Downsize? Own A Vacation Home With An Easy Commute? This Cozy Winterized Cottage Has Deeded Access To The Beach, Is Just 45 Minutes From Hamilton And Won't Break The Bank! The Front Room Bow Window Makes This A Birdwatcher's Paradise. Enjoy The Perennial Gardens In The Shade Of Your Character Filled Backyard. Walk The Picturesque Creek Path, Take A Dip In The Lake Or Hike The Wooded Trails Of The Provincial Park Just Down The Road. Or Just Snuggle Up By The Gas Fireplace With Custom Mantle. .Great for a investment as well...Note the property needs some cosmetics updates -painting is not finalized , Come and Make it your dream place ...at the lake !!! More details
    Listed by SUTTON GROUP - SUMMIT REALTY INC.
    DARYL  KING
  • 00 Snider Road in Addington Highlands: 62 - Addington Highlands House for sale : MLS®# X9019070

    00 Snider Road 62 - Addington Highlands Addington Highlands K0J 2R0
    Main Photo: 00 Snider Road in Addington Highlands: 62 - Addington Highlands House for sale : MLS®# X9019070
    $299,990
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X9019070
    Looking for a Homestead property where you could reclaim some former farmland, cut your own firewood and timber, keep some livestock, tap some maple trees, fish from the creek, hunt on the land, diversify hobby-style farming and yet be about an hour to Napanee/Renfrew/Perth? Vennachar Ontario.Build your dwelling & outbuildings from timber on the property, great location for yurt or living off-grid lifestyle. No Crown Land adjacent or nearby. Looking to build an off-grid house. There are good locations on the property but hydro could be 8-10 poles away. Sand/gravel deposits, a creek used to yield trout, hunted for decades, potatoes and large gardens grown in the past, trees of numerous Canadian Shield species, and year-round neighbours are at Matawatchan Road. Snider Road is a 3-season municipal road, (late spring to snowfall), quiet and very peaceful, catching up to the area wildlife. Build a home, a cottage or a cabin for hunting or just a great quiet place to go for some enjoyment. **EXTRAS** No direct showings please, all showings must be accompanied by a Realtor, bring a whistle if you are walking the property. Take Snider Road past the snowplow turnaround and look for signs and property stake on the right side. More details
    Listed by REVA REALTY INC.
    DARYL  KING
  • 0 Curtis Point Road in Alnwick/Haldimand: Rural Alnwick/Haldimand House for sale : MLS®# X11889763

    0 Curtis Point Road Rural Alnwick/Haldimand Alnwick/Haldimand K0K 2X0
    Main Photo: 0 Curtis Point Road in Alnwick/Haldimand: Rural Alnwick/Haldimand House for sale : MLS®# X11889763
    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X11889763
    Stunning one-acre lot location seconds to the lapping shores of Rice Lake where you can launch your boat and swim at a small waterfront park, or rent a dock for the season. Lovely views of the Northumberland Hills and some lake views. Georgeous sunrises and sunsets. Trails of the Northumberland Forest for walking, skiiing, ATVs and snowmobiles only a few minutes away. Rice Lake is part of the Trent-Severn Waterway that connects Lake Ontario to Georgian Bay. It's also one of the best year-round recreational and fishing lakes in Southern Ontario. Half hour to Hwy 407 and 20 minutes to Cobourg/Port Hope. All ready for your dream home! Seller is also a Tarion registered builder and can build for you (Only neighbor next door was built by seller). More details
    Listed by JUST 3 PERCENT REALTY INC.
    DARYL  KING
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  • Unit 39 Tamarac Road: Northern Bruce Peninsula House for sale : MLS®# X11913101

    Unit 39 Tamarac Road Northern Bruce Peninsula Northern Bruce Peninsula N0H 2M0
    Main Photo: Unit 39 Tamarac Road: Northern Bruce Peninsula House for sale : MLS®# X11913101
    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X11913101
    Nestled just a short 5-minute stroll (400 meters) from the sparkling shores of Lake Huron, this beautiful property offers an incredible opportunity to bring your vision to life. Spanning an impressive 200' x 95' (nearly half an acre), it provides the perfect canvas for your dream home, cottage, or vacation retreat. Located on a year-round paved road, this property combines convenience with tranquility. Essential utilities like hydro, internet, and telephone services are already available at the lot line, simplifying the building process. The land features a thoughtfully cleared section while retaining a charming mix of mature trees, offering both functionality and natural beauty. For water lovers, the nearby public dock invites you to explore Lake Hurons pristine waters. Across the road, the serene "Turtle Pond" adds a picturesque touch, complete with sightings of majestic herons and a peaceful ambiance. Conveniently located a short drive from Lion's Head, you'll have easy access to grocery stores, shops, and local amenities. After a day of exploring, treat yourself to ice cream and enjoy the sandy beach and marina in town. Whether you're dreaming of building a permanent home, a seasonal retreat, or simply owning a piece of the Bruce Peninsulas breathtaking landscape, this property is your blank slate to make it happen. Your adventure begins here don't miss out! More details
    Listed by RE/MAX Grey Bruce Realty Inc.
    DARYL  KING
  • LOT 1 N/A-WAO Kasshabog Lake: Havelock-Belmont-Methuen House for sale : MLS®# X12038697

    LOT 1 N/A-WAO Kasshabog Lake Havelock-Belmont-Methuen Havelock-Belmont-Methuen K0L 2H0
    Main Photo: LOT 1 N/A-WAO Kasshabog Lake: Havelock-Belmont-Methuen House for sale : MLS®# X12038697
    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12038697
    Dreaming of a private getaway on the lake, here is your opportunity to own your own slice of paradise. This 3.3 acre parcel features natural waterfrontage facing west in a quieter portion of the lake. With a mixture of vegetation and trees this is an ideal property for nature lovers and those wanting to connect with their environment. Kasshabog Lake is a smaller, land locked lake with just over 600 cottages and a vibrant cottage association. Families enjoy boating, fishing, watersports and local lake events all summer long. There are many who use the lake year round. Just a short drive from the Marina landing is the Village of Havelock offers many conveniences and comforts. This acerage is the first parel of four parcels being offered for sale. More details
    Listed by ROYAL HERITAGE REALTY LTD.
    DARYL  KING
  • LOT 2 N/A-WAO Kasshabog Lake: Havelock-Belmont-Methuen House for sale : MLS®# X12038728

    LOT 2 N/A-WAO Kasshabog Lake Havelock-Belmont-Methuen Havelock-Belmont-Methuen K0L 2H0
    Main Photo: LOT 2 N/A-WAO Kasshabog Lake: Havelock-Belmont-Methuen House for sale : MLS®# X12038728
    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12038728
    A fantiastic opportunity to own waterfront on sought after Kasshabog Lake. This private 3.3 acre parcel offers a variety of trees, vegetation and wildlife. A short boat ride from the marina brings you to a natural lakefrontage that is perfect for those looking for a quiet getaway in nature. Lake Kassahbog is a smaller, landlocked lake with over 600 cottages and residences. This vibrant lake has a very active cottage association which hosts meetings, social events and family friendly gatherings for the whole lake! This is one of four properties being offered for sale. Just a short drive to the Village of Havelock which has a host of amenities and conveniences and 90 minutes from the GTA. More details
    Listed by ROYAL HERITAGE REALTY LTD.
    DARYL  KING
  • LOT 3 N/A-WAO Kasshabog Lake: Havelock-Belmont-Methuen House for sale : MLS®# X12038829

    LOT 3 N/A-WAO Kasshabog Lake Havelock-Belmont-Methuen Havelock-Belmont-Methuen K0L 2H0
    Main Photo: LOT 3 N/A-WAO Kasshabog Lake: Havelock-Belmont-Methuen House for sale : MLS®# X12038829
    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12038829
    Lake Kasshabog 3 acre parcel with mix of natural trees, vegetation and wildlife. This vacant land offers the opportunity to reconnect with nature. Just a short boat ride from the marina this property could be a wonderful location for your families cottage or recreational property. The privacy that so many crave can be found here on this westward facing lot. Kasshabog Lake is a smaller, land locked lake with over 600 cottages and residences. The active lake is known for fishing, boating and their vibrant cottage association, which hosts meetings, and events for the whole lake! This is one of four parcels being offered for sale. Just a short drive to the Village of Havelock where you will find amenities and convenieces. As easy commute to the GTA in approx 90 minutes. More details
    Listed by ROYAL HERITAGE REALTY LTD.
    DARYL  KING
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Data was last updated October 24, 2025 at 08:15 PM (UTC)
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.

Get The Royal Treatment

When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.