Waterfront Cottages for Sale in Ontario Under $300000 – Affordable Lakeside Retreats
Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.
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LN 201 Cedars Resort Lane in Grey County: Grey Highlands House for sale : MLS®# X12283558
LN 201 Cedars Resort Lane Grey County N0C 1E0 
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12283558
Welcome to some of the nicest natural scenery Southern Ontario has to offer. This is your opportunity to build your dream home or cottage on a 0.411 acre development lot in this picturesque area that is a natural four season playground. Enjoy Lake Eugene or the nearby Conservation areas or Eugenia Falls in the summer months, snowmobiling in the Winter months, or skiing at the Beaver Valley Ski Club. This amazing lot already has a 24'x24' 2 car garage/workshop that is both insulated with a new propane heater, and 200 AMP hydro service, Three RV outlets on the outside, One Welder's outlet on the inside that can be converted to an EV charger, and substantial water supply from the dug well with a new pump in its insulated well house. The best part is that the lot was rezoned to RS-13 Residential Shoreline Zoning and has been approved for a residential home to be built with approvals from the city and the conservation authority already granted (please see all approval documents attached to the listing). This lot is ready for you to bring your dream home/cottage to life. **EXTRAS** Public water access for some great fishing located at the end of Cedars Resort Lane on the right. Road maintenance association fee approximately $100/year for snow removal. More detailsListed by RE/MAX WEST REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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30 1085 10th Concession Road W in Hamilton: Rural Flamborough House for sale : MLS®# X12369456
30 1085 10th Concession Road W Hamilton N0B 2J0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12369456
- Bedrooms:
- 2
- Bathrooms:
- 1
Welcome to Lot 30 of Rocky Ridge Estates Your Country Cottage Retreat Close to the City. This charming 2-bedroom, 1-bathroom home offers the perfect balance of comfort, privacy, and convenience. Set in the desirable all ages year-round community of Rocky Ridge Estates, this property is ideal as a full-time residence or a peaceful weekend getaway. Step inside and enjoy a cottage-like living space complete with laundry, a wood-burning fireplace, and a newer propane furnace. At the back of the home, you have stunning views from the spacious private deck. Perfect for bird watching, relaxing with your morning coffee, unwind in the evening, or host family and friends. With two dedicated parking spaces right at your front door, everyday living is made easy. Located a short walk to the LaFarge walking trail and just minutes from Valens Lake Conservation Area, this home offers endless outdoor recreation opportunities. The community's peaceful country setting is balanced by its easy access to urban conveniences shopping in Cambridge, Guelph, and Waterdown, charming antique markets in Freelton and Aberfoyle, nearby golf courses, and quick highway access for commuters to Toronto, Hamilton, and Kitchener. If you've been searching for a home that combines a relaxed lifestyle, natural surroundings, and modern comforts, this Rocky Ridge gem is the one. Don't miss your chance come see it today and imagine the possibilities! More detailsListed by Keller Williams Home Group Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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801 28 Ann Street in Peel: Port Credit Condo Apartment for sale (Mississauga) : MLS®# W12388325
801 28 Ann Street Peel L9G 3G1
$300,000Residential Condo & Other- Status:
- Active
- MLS® Num:
- W12388325
- Bedrooms:
- 1
- Bathrooms:
- 1
Welcome to Westport Condos, a premier Port Credit landmark where this 1-bedroom, 1-bathroom, 1 parking and locker offers 636 sq. ft. of sophisticated living, and 99 sq. ft. private balcony with stunning southeast views of Toronto's skyline and Lake Ontario, one underground parking space and a storage locker for seamless convenience. Situated in the vibrant heart of Port Credit, steps from the Port Credit GO Mobility Hub and upcoming Hurontario LRT, Westport Condos blends urban connectivity with waterfront tranquility. This architectural masterpiece features over 10.5 ft ceilings and over 15,000 sq. ft. of interconnected amenity spaces across two floors, including a 24/7 concierge for peace of mind, a café-style co-working hub with a private boardroom and kitchen, a state-of-the-art fitness centre with a dedicated yoga studio, a children's activity space for play and creativity, and pet-friendly amenities like an enclosed dog run, heated indoor waiting area, and pet spa. The breathtaking rooftop terrace offers panoramic lake and city views, ideal for relaxation or entertaining, complemented by a sports and entertainment lounge and guest suites for visitors. Inside, the condo boasts floor-to-ceiling windows, wide plank flooring, a modern kitchen with stainless steel appliances and stone countertops, a spacious bedroom with a walk-in closet, and a luxurious 5-piece bathroom. With a Walk Score of 81, enjoy Port Credits vibrant cafes, restaurants, boutique shops, and over 225 km of scenic trails and parks, all minutes from Lake Ontario's shores and the marina. Perfect for professionals, couples, or pet owners seeking an upscale, pet-friendly lifestyle, Westport Condos delivers unmatched elegance and community. Check out the video tour for more information!!!! More detailsListed by RE/MAX ESCARPMENT REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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2322 N Orr Lake Road in Simcoe: Rural Springwater House for sale (Springwater) : MLS®# S12024436
2322 N Orr Lake Road Simcoe L0L 1P0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12024436
Discover the perfect opportunity to build your dream home or four-season cottage on this expansive 205 ft x 199 ft lot, nestled in a peaceful setting with convenient access to Highway 93. A charming creek runs along the back of the property, creating a serene and natural retreat. This prime location is just a short walk to public access at Orr Lake and only minutes from a public boat launch. Enjoy proximity to golf courses, ski hills, and Simcoe County trails, perfect for hiking, hunting, fishing, and dirt biking. The existing structure must be removed by the buyer at their expense, along with property cleanup. The property is being sold "As Is, Where Is." This is a rare opportunity to own a sizable lot in a sought-after location, surrounded by nature yet close to essential amenities. More detailsListed by ROYAL LEPAGE SIGNATURE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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936B Bear Lake Road E in Parry Sound: Bear Lake House for sale (McMurrich/Monteith) : MLS®# X12144924
936B Bear Lake Road E Parry Sound P0A 1Y0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12144924
Fantastic waterfront lot with west / southwest exposure. The land is flat coming in off the road, with plenty of building envelope options. The land slopes just slightly down to the water's edge from the ideal building area for great views out over the lake. Plenty of mature trees for privacy and shade. Located near the end of the seasonally maintained municipal road with winter maintenance ending about 1/4 KM from this parcel so there is plenty of privacy here. Water depth is good and the shoreline is very natural. More detailsListed by Cottage Vacations Real Estate Brokerage Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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12284 Blacks Road in Elgin: Rural West Elgin House for sale (West Elgin) : MLS®# X12220664
12284 Blacks Road Elgin N0L 2C0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12220664
Nestled in the countryside, this beautiful parcel of just over 3 acres offers the ideal setting to bring your dream home to life. The groundwork has been thoughtfully done, setting the stage for a smooth build. The land has been professionally graded, there is a completed survey that clearly outlines the property boundaries, and the soil has already been tested for a septic system saving you time and effort. Whether you're imagining a cozy country cottage or a spacious estate, this property is a blank canvas full of potential. Picture evenings on your front porch watching the sun set, a garden that blooms with the seasons, a welcoming driveway, and even space for a shop to build, create, or tinker. This is more than just land, it's the start of something special. The place where your vision can take shape and your future home can truly begin. More detailsListed by KELLER WILLIAMS LIFESTYLES- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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219 Elgin Road in Hastings: McClure Ward House for sale (Hastings Highlands) : MLS®# X12252060
219 Elgin Road Hastings K0L 2K0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12252060
- Bedrooms:
- 1
- Bathrooms:
- 1
219 Elgin Road | Boulter Lake - Recreational Acreage with Buildable Potential in Cottage Country - Discover over 24 acres of in Ontario's sought-after Cottage Country; a rare opportunity for those seeking a recreational property with development potential. Surrounded by mature forest, two natural creeks, and a network of private trails, this parcel is ideal for outdoor enthusiasts, nature lovers, and those planning a future retreat or year-round home.This property features two existing outbuildings: one with a functioning kitchen and bathroom, the other set up as a sleeping and living area making it the perfect setup for comfortable glamping while you build. Whether you're envisioning a cottage, cabin, or custom home, the level building site is ready for your plans. With access to ATV and snowmobile trail systems, and road allowance access to Boulter Lake just across the road for boating, fishing, and swimming, 219 Elgin Road offers four-season recreation at your doorstep. Located only 10 minutes from the village of Maynooth, you'll have access to groceries, fuel, and essential amenities without sacrificing privacy. This is more than just vacant land - its a well-positioned recreational property with the infrastructure to start enjoying immediately, and the potential to create a private, self-sustaining lifestyle immersed in nature. Please do not trespass - appointments required. More detailsListed by REVA REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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265-285 Woodland Drive in Simcoe: Rural Oro-Medonte House for sale (Oro-Medonte) : MLS®# S12277033
265-285 Woodland Drive Simcoe L3V 6H1
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12277033
Recreational Use Only Waterfront Property. Great for Land Banking or Hunting/Fishing Camp. 17.5 Acres Total. Multiple Parcels. EP Land With Stream Running Through To Lake Simcoe. No Road Access. Walk Land At Your Own Risk. More detailsListed by RE/MAX WEST REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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8250 FIRE ROUTE 0 Road in Greater Sudbury: Sudbury House for sale : MLS®# X11912312
8250 FIRE ROUTE 0 Road Greater Sudbury P0M 1B0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X11912312
103+ Acres of mixed terrain. A large area has a great sized pond that could result in a great building envelope for your cottage / home or camp. Many other building area opportunities plus excellent ATV & Snowmobile trails. This property also has great options for an easy access hunt camp . Hydro is available at lot lines , and this property gives you an access area owned for canoeing , paddle boarding , kayaking etc directly into the famous Whitewater Lake. Only a short 5km drive to Azilda and 13 km to Sudbury. Visit this rare large parcel of land to see the great opportunities that awaits your dreams . Canadian Shields outcroppings, ponds, open areas , wilderness, water access , the list goes on and on. Large parcels like this so close to town are very rare !! Buyers to use due diligence to confirm permits available, all measurements and lot size information was calculated from Geo. More detailsListed by Royal LePage Locations North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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42 STEWARTS Point in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12260547
42 STEWARTS Point Bruce N0H 2T0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X12260547
- Bedrooms:
- 2
- Bathrooms:
- 1
Welcome to this unique property, ready to make into your own. This waterfront property has 2 separate rustic cottages. One is a 2 bedroom, 3 piece bath, 775 square foot cottage and the other a smaller 2 bedroom cabin with a separate detached 3 piece bathroom. There is another smaller bunkie right along the shore that is currently being used for storage. There is a dredged channel along the shoreline that allows for boat access to Lake Huron. Private shore line to enjoy sunset views over Widgeon Cove off Pike Bay. More detailsListed by Century 21 In-Studio Realty Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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00 Snider Road in Lennox & Addington: 62 - Addington Highlands House for sale (Addington Highlands) : MLS®# X9019070
00 Snider Road Lennox & Addington K0J 2R0
$299,990Residential Freehold- Status:
- Active
- MLS® Num:
- X9019070
Looking for a Homestead property where you could reclaim some former farmland, cut your own firewood and timber, keep some livestock, tap some maple trees, fish from the creek, hunt on the land, diversify hobby-style farming and yet be about an hour to Napanee/Renfrew/Perth? Vennachar Ontario.Build your dwelling & outbuildings from timber on the property, great location for yurt or living off-grid lifestyle. No Crown Land adjacent or nearby. Looking to build an off-grid house. There are good locations on the property but hydro could be 8-10 poles away. Sand/gravel deposits, a creek used to yield trout, hunted for decades, potatoes and large gardens grown in the past, trees of numerous Canadian Shield species, and year-round neighbours are at Matawatchan Road. Snider Road is a 3-season municipal road, (late spring to snowfall), quiet and very peaceful, catching up to the area wildlife. Build a home, a cottage or a cabin for hunting or just a great quiet place to go for some enjoyment. **EXTRAS** No direct showings please, all showings must be accompanied by a Realtor, bring a whistle if you are walking the property. Take Snider Road past the snowplow turnaround and look for signs and property stake on the right side. More detailsListed by REVA REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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0 Curtis Point Road in Northumberland: Rural Alnwick/Haldimand House for sale (Alnwick/Haldimand) : MLS®# X11889763
0 Curtis Point Road Northumberland K0K 2X0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X11889763
Stunning one-acre lot location seconds to the lapping shores of Rice Lake where you can launch your boat and swim at a small waterfront park, or rent a dock for the season. Lovely views of the Northumberland Hills and some lake views. Georgeous sunrises and sunsets. Trails of the Northumberland Forest for walking, skiiing, ATVs and snowmobiles only a few minutes away. Rice Lake is part of the Trent-Severn Waterway that connects Lake Ontario to Georgian Bay. It's also one of the best year-round recreational and fishing lakes in Southern Ontario. Half hour to Hwy 407 and 20 minutes to Cobourg/Port Hope. All ready for your dream home! Seller is also a Tarion registered builder and can build for you (Only neighbor next door was built by seller). More detailsListed by JUST 3 PERCENT REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Data was last updated September 9, 2025 at 05:15 PM (UTC)
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?
Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:
• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes
What to Expect in Ontario’s Affordable Cottage Market
While some listings may be seasonal or off-grid, many offer surprising value with:
- Basic utilities or solar-powered systems
- Wood-burning fireplaces or propane heating
- Cozy layouts ideal for small families or couples
- Options for rental income or long-term investment
Start Your Cottage Search Today
Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.
Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.
Explore More GTA Homes:
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Each link provides updated listings and expert insights.
FAQs – Waterfront Cottages for Sale in Ontario Under $300000
1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.
2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.
3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.
4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.