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Waterfront Cottages for Sale in Ontario Under $300000 – Affordable Lakeside Retreats

Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.

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  • 265-285 Woodland Drive in Oro-Medonte: Rural Oro-Medonte House for sale : MLS®# S12277033

    265-285 Woodland Drive Rural Oro-Medonte Oro-Medonte L3V 6H1
    Main Photo: 265-285 Woodland Drive in Oro-Medonte: Rural Oro-Medonte House for sale : MLS®# S12277033

    265-285 Woodland Drive Oro-Medonte L3V 6H1 Rural Oro-Medonte

    $300,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    S12277033
    Recreational Use Only Waterfront Property. Great for Land Banking or Hunting/Fishing Camp. 17.5 Acres Total. Multiple Parcels. EP Land With Stream Running Through To Lake Simcoe. No Road Access. Walk Land At Your Own Risk. More details
    Listed by RE/MAX WEST REALTY INC.
    LISTING DETAILS
    DARYL KING

  • 197 Kennedy Avenue in Oro-Medonte: Hawkestone House for sale : MLS®# S12582690

    197 Kennedy Avenue Hawkestone Oro-Medonte L0L 1T0
    Main Photo: 197 Kennedy Avenue in Oro-Medonte: Hawkestone House for sale : MLS®# S12582690

    197 Kennedy Avenue Oro-Medonte L0L 1T0 Hawkestone

    $300,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    S12582690
    Top 5 Reasons You Will Love This Property: 1) Nestled in the heart of desirable Oro-Medonte, this stunning 80'x187' cleared lot offers an unbeatable location just steps from the sparkling shores of Lake Simcoe and two breathtaking beaches 2) Endless potential to bring your dream home or cottage to life, the property already features a solid 20'x40' foundation and a private driveway, making it easy to get started on your vision 3) Key services are ready and waiting to support your build, including a well, a holding tank, an electrical line right on the property, and a convenient gas hookup at the lot line 4) A rare chance to own a generous parcel in a sought-after lakeside community where you'll have all the space you need to craft the perfect year-round escape or seasonal retreat 5) Just minutes from Highway 11, this location offers the best of both worlds with the tranquility of lake life paired with quick access to local shops, dining, Burl's Creek Event Grounds and other everyday essentials. More details
    Listed by FARIS TEAM REAL ESTATE BROKERAGE
    LISTING DETAILS
    DARYL KING

  • Pt Lt 16, 17 & 18 Con 14 Island: Nipissing House for sale : MLS®# X12677790

    Pt Lt 16, 17 & 18 Con 14 Island Nipissing Nipissing P0H 1W0
    Main Photo: Pt Lt 16, 17 & 18 Con 14 Island: Nipissing House for sale : MLS®# X12677790

    Pt Lt 16, 17 & 18 Con 14 Island Nipissing P0H 1W0 Nipissing

    $300,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12677790
    170 Acres of Untouched Waterfront Wilderness on Lake Nipissing. A rare and remarkable opportunity to own 170 acres of pristine waterfront. Offering true northern seclusion, this expansive parcel is accessible exclusively by boat or snowmobile, ensuring unmatched privacy and a genuine backcountry experience. With beautiful southern exposure, the property enjoys all-day sun and sweeping lake views. The shoreline provides excellent potential for a private dock, future cottage site, or a secluded retreat surrounded by natural Northern Ontario landscape. Enjoy year-round fishing on one of the province's most iconic lakes, along with endless recreational possibilities in every season. Whether you're seeking a recreational paradise, a long-term investment, or a legacy property to pass down through generations, this vast tract of land delivers unparalleled space, tranquility, and freedom. A truly exceptional offering on Lake Nipissing. More details
    Listed by Century 21 Blue Sky Region Realty Inc., Brokerage
    LISTING DETAILS
    DARYL KING

  • 1005 170 Sumach Street in Toronto: Regent Park Condo Apartment for sale (Toronto C08) : MLS®# C12694656

    1005 170 Sumach Street Regent Park Toronto M5A 0C3
    Main Photo: 1005 170 Sumach Street in Toronto: Regent Park Condo Apartment for sale (Toronto C08) : MLS®# C12694656

    1005 170 Sumach Street Toronto M5A 0C3 Regent Park

    $299,999
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    C12694656
    Bathrooms:
    1
    Welcome to this beautifully maintained, bright bachelor suite at One Park Place North Tower that blends modern elegance with effortless city living. Freshly painted throughout and thoughtfully cared for, this open-concept residence features sleek laminated flooring, a contemporary kitchen with built-in stainless steel appliances, soaring 9' ceilings, and stunning floor-to-ceiling windows that flood the space with natural light. Enjoy an open view directly across from a 6-acre community park and aquatic centre, creating an airy, spacious feel rarely found in the city. Residents enjoy an exceptional collection of amenities on the 4th floor, including a 24-hour concierge, party room, business centre, media/theatre room, gym, games room, basketball and squash courts, guest suites, and a terrace with BBQ area. Perfectly positioned steps to the DVP, Yonge-Dundas Square, Eaton Centre, TMU (Ryerson), U of T, Queen & King streetcars, and the 505 Dundas streetcar, with quick access to Union Station GO and the waterfront within 30 minutes, and nearby shops and supermarkets. This is refined urban living at its best. You don't want to miss it! More details
    Listed by KELLER WILLIAMS EMPOWERED REALTY
    LISTING DETAILS
    DARYL KING

  • 2750 Muskoka 117 Road in Lake of Bays: Mclean House for sale : MLS®# X12066404

    2750 Muskoka 117 Road Mclean Lake of Bays P0B 1A0
    Main Photo: 2750 Muskoka 117 Road in Lake of Bays: Mclean House for sale : MLS®# X12066404

    2750 Muskoka 117 Road Lake of Bays P0B 1A0 Mclean

    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12066404
    Just outside the town limits of Baysville, this beautiful 2.58-acre vacant lot offers the perfect setting for your dream home or cottage retreat. Well-treed for privacy and surrounded by nature, the property provides a peaceful escape while still being just minutes from the charming village of Baysville. Enjoy the convenience of local amenities, including shops, restaurants, a library, a community centre, and the LCBO. Spend your days exploring nearby parks and trails or take advantage of the public docks on Lake of Bays, offering easy access to boating, swimming, and fishing. With a driveway already in place, access is easy, and the possibilities are endless. Whether you're looking to build a year-round residence or a seasonal getaway, this is a rare opportunity to own a piece of Muskoka paradise. Don't miss out. Corners have been marked with orange ribbon. More details
    Listed by Royal LePage Lakes Of Muskoka Realty
    LISTING DETAILS
    DARYL KING

  • 4 Grandview Drive in St. Catharines: 436 - Port Weller House for sale : MLS®# X12252793

    4 Grandview Drive 436 - Port Weller St. Catharines L2M 1A8
    Main Photo: 4 Grandview Drive in St. Catharines: 436 - Port Weller House for sale : MLS®# X12252793

    4 Grandview Drive St. Catharines L2M 1A8 436 - Port Weller

    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12252793
    Welcome to your new custom home by the beach. This 30' x 90' lot offers a fantastic opportunity to build in a desirable, family-friendly neighborhood. Ideally situated, its just a short walk to Sunset Beach, Lake Ontario, and the scenic Waterfront Trail. Youll also enjoy quick access to the upcoming Hovercraft Link Terminal to Toronto, and you're only minutes from the shops, restaurants, and charm of Niagara-on-the-Lake. Plus, Niagara Falls is just a 20-minute drive away. More details
    Listed by RE/MAX ESCARPMENT REALTY INC.
    LISTING DETAILS
    DARYL KING

  • 95 Fish Lake Road in Perry: Novar House for sale : MLS®# X12240690

    95 Fish Lake Road Novar Perry P0A 1A0
    Main Photo: 95 Fish Lake Road in Perry: Novar House for sale : MLS®# X12240690

    95 Fish Lake Road Perry P0A 1A0 Novar

    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12240690
    Escape to the serenity of Muskoka with this rare 13-acre vacant lot nestled in the peaceful community of Novar. This expansive parcel offers direct waterfront access, making it the perfect canvas for your dream home or cottage retreat. Plenty of creek frontage to canoe to beautiful Fish Lake. Driveway is already accessible. Situated just minutes from the highway, this property combines unmatched convenience with exceptional privacy ideal for year-round living or a seasonal getaway. Surrounded by mature trees and untouched natural beauty, you'll enjoy the tranquility of nature with easy access to nearby towns, lakes, and all that Muskoka has to offer. More details
    Listed by Royal LePage Lakes Of Muskoka Realty
    LISTING DETAILS
    DARYL KING

  • 604 Gough Street in Huron-Kinloss: Lucknow House for sale : MLS®# X12364806

    604 Gough Street Lucknow Huron-Kinloss N0G 2H0
    Main Photo: 604 Gough Street in Huron-Kinloss: Lucknow House for sale : MLS®# X12364806

    604 Gough Street Huron-Kinloss N0G 2H0 Lucknow

    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12364806
    Bedrooms:
    1
    Bathrooms:
    1
    Cozy 1-floor Georgian Stone Cottage on a double lot with potential for severance.The single-story design offers accessibility and the potential for a cozy, functional living space. Located in the small town of Lucknow with its general store and friendly atmosphere and a 30 min drive to Goderich. House being sold "AS IS". More details
    Listed by SHANAHAN REALTY INC.
    LISTING DETAILS
    DARYL KING
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  • 128 Devils Glen Road: Northern Bruce Peninsula House for sale : MLS®# X12373714

    128 Devils Glen Road Northern Bruce Peninsula Northern Bruce Peninsula N0H 2T0
    Main Photo: 128 Devils Glen Road: Northern Bruce Peninsula House for sale : MLS®# X12373714

    128 Devils Glen Road Northern Bruce Peninsula N0H 2T0 Northern Bruce Peninsula

    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12373714
    Build your dream home on this stunning 2.25 acre waterfront lot. Situated at the south west end of Little Pike Bay, with easy access to Lake Huron. Privately located in the exclusive "Shores" development just 25 minutes north of Wiarton. Create the home or cottage you've always imagined! Perfectly positioned and convenient to all areas of the Bruce Peninsula. Just 30 minutes north of Sauble Beach, 40 minutes south of Tobermory and 20 minutes west of Lion's Head. Live on and explore the Bruce Peninsula anytime you desire. Imagine your weekends hiking the Bruce Trail, swimming at The Grotto, laying on the sandy beaches of Sauble Beach, and so much more! Avoid GTA and highway 400 traffic and see why the Bruce Peninsula is one of the most amazing areas in Ontario! Open The Door To Better Living!! More details
    Listed by RE/MAX Grey Bruce Realty Inc.
    LISTING DETAILS
    DARYL KING

  • 5811 Grandview Signature Drive in Huntsville: Chaffey Condo Apartment for sale : MLS®# X12377368

    5811 Grandview Signature Drive Chaffey Huntsville P1H 2N1
    Main Photo: 5811 Grandview Signature Drive in Huntsville: Chaffey Condo Apartment for sale : MLS®# X12377368

    5811 Grandview Signature Drive Huntsville P1H 2N1 Chaffey

    $299,900
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    X12377368
    Bedrooms:
    1
    Bathrooms:
    1
    Lakeside living awaits at this cozy and comfortable Signature suite at Grandview. This lovely one bed/one bath condo makes the most of the square footage having a functional layout with open kitchen and living enhanced by a bright patio door providing walkout access to the beautiful grounds of the condo complex. The Signature suites have the amazing bonus of exclusive access to a shared waterfront dock area for ultimate enjoyment of Muskoka's premiere 4 lake chain system on Fairy Lake. The condo fee is inclusive of everything, this is an excellent opportunity to secure your piece of the Huntsville real estate market at an economical price. The Huntsville community is thriving year round and continues to offer more and more for residents and guests alike from dining to culture and enjoyment of nature and outdoor activities at their finest. More details
    Listed by Coldwell Banker Thompson Real Estate
    LISTING DETAILS
    DARYL KING

  • Lot 1 Highway 35 in Minden Hills: Lutterworth House for sale : MLS®# X12404278

    Lot 1 Highway 35 Lutterworth Minden Hills K0M 2L1
    Main Photo: Lot 1 Highway 35 in Minden Hills: Lutterworth House for sale : MLS®# X12404278

    Lot 1 Highway 35 Minden Hills K0M 2L1 Lutterworth

    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12404278
    If I were building another home, it would be on a lot like this! Stunning treed landscape with several acresand great elevations. This building lot is the perfect site for your dream home or cottage. Offering over 15acres and located steps to incredible Gull Lake, you can have the benefit of the waterfront lifestyle withoutthe price tag of waterfront property. For the day to day, you are minutes to the town of Minden, a 30 minutedrive to Orillia as well as being only 2.5 hours to Toronto. First time ever offered, this lot is ready for you tobring your home or cottage to life. If you are a builder or developer, there are 4 lots total here that couldmake a great project for spec builds or inventoried for later construction. The HST is included in the priceslisted and immediate possession is available. All servicing is the responsibility of the Buyer and theBuyer/Buyers representative to do their own due diligence in respect to building terms and criteria with thetownship. Lot is number 1 in the photos, see copy of survey attached. Four lots for sale More details
    Listed by ENGEL & VOLKERS BARRIE
    LISTING DETAILS
    DARYL KING

  • 730 Echo Ridge Road: Kearney House for sale : MLS®# X12407078

    730 Echo Ridge Road Kearney Kearney P0A 1M0
    Main Photo: 730 Echo Ridge Road: Kearney House for sale : MLS®# X12407078

    730 Echo Ridge Road Kearney P0A 1M0 Kearney

    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12407078
    Enjoy this west-facing waterfront lot, which includes a level building backlot with lake views!! Totaling approx. 0.94ac with stunning views of Lynx/Groom Lake! The backlot has been assessed and approved for septic installation. A beautiful, clear stream runs by the front of the lot and down one side. Cleared area in the middle of the lot with trees surrounding offers privacy. Hydro has been brought onto the property (includes an RV outlet and 2 standard outlets). Ready for you and your RV to enjoy!! Located on a year-round municipal road, just outside of Kearney, you can enjoy your own private waterfront, public beaches, walking trails, park, post office, convenience stores, liquor store, shops, and restaurants. There is also public access to many of Kearney's wide variety of lakes nearby as well. Access to Algonquin Park is just down the road. Some of the best ATV/Snowmobile trails are very close as well. Crown land is abundant in this area. You will never run out of activities to do here! Kearney is unique, vibrant, and attractive for growth, with a great community. Kearney hosts events and activities year-round. Included for your convenience is a 12'x24'x10' Shelter Logic garage. It had a new cover in July/2022. Also included is a 58"x68" Metal storage shed and a 10 ' x16' wood platform for tents or a gazebo. Back your boat out of your driveway with ease and directly into Lynx Lake at the public launch. Do not enter the property without booking a showing, please. Showings are by appointment only. Book your appointment now! Explore this great opportunity to own a beautiful piece of waterfront property! More details
    Listed by Chestnut Park Real Estate
    LISTING DETAILS
    DARYL KING
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Data was last updated January 25, 2026 at 04:15 AM (UTC)
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?

Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:

• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes

What to Expect in Ontario’s Affordable Cottage Market

While some listings may be seasonal or off-grid, many offer surprising value with:

  • Basic utilities or solar-powered systems
  • Wood-burning fireplaces or propane heating
  • Cozy layouts ideal for small families or couples
  • Options for rental income or long-term investment

Start Your Cottage Search Today

Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.

Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Waterfront Cottages for Sale in Ontario Under $300000

1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.

2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.

3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.

4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.

Get The Royal Treatment

When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.

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