Waterfront Cottages for Sale in Ontario Under $300000 – Affordable Lakeside Retreats
Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.
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12284 Blacks Road in West Elgin: Rural West Elgin House for sale : MLS®# X12220664
12284 Blacks Road West Elgin N0L 2C0 
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12220664
Nestled in the countryside, this beautiful parcel of just over 3 acres offers the ideal setting to bring your dream home to life. The groundwork has been thoughtfully done, setting the stage for a smooth build. The land has been professionally graded, there is a completed survey that clearly outlines the property boundaries, and the soil has already been tested for a septic system saving you time and effort. Whether you're imagining a cozy country cottage or a spacious estate, this property is a blank canvas full of potential. Picture evenings on your front porch watching the sun set, a garden that blooms with the seasons, a welcoming driveway, and even space for a shop to build, create, or tinker. This is more than just land, it's the start of something special. The place where your vision can take shape and your future home can truly begin. More detailsListed by KELLER WILLIAMS LIFESTYLES- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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265-285 Woodland Drive in Oro-Medonte: Rural Oro-Medonte House for sale : MLS®# S12277033
265-285 Woodland Drive Oro-Medonte L3V 6H1
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12277033
Recreational Use Only Waterfront Property. Great for Land Banking or Hunting/Fishing Camp. 17.5 Acres Total. Multiple Parcels. EP Land With Stream Running Through To Lake Simcoe. No Road Access. Walk Land At Your Own Risk. More detailsListed by RE/MAX WEST REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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197 Kennedy Avenue in Oro-Medonte: Hawkestone House for sale : MLS®# S12582690
197 Kennedy Avenue Oro-Medonte L0L 1T0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- S12582690
Top 5 Reasons You Will Love This Property: 1) Nestled in the heart of desirable Oro-Medonte, this stunning 80'x187' cleared lot offers an unbeatable location just steps from the sparkling shores of Lake Simcoe and two breathtaking beaches 2) Endless potential to bring your dream home or cottage to life, the property already features a solid 20'x40' foundation and a private driveway, making it easy to get started on your vision 3) Key services are ready and waiting to support your build, including a well, a holding tank, an electrical line right on the property, and a convenient gas hookup at the lot line 4) A rare chance to own a generous parcel in a sought-after lakeside community where you'll have all the space you need to craft the perfect year-round escape or seasonal retreat 5) Just minutes from Highway 11, this location offers the best of both worlds with the tranquility of lake life paired with quick access to local shops, dining, Burl's Creek Event Grounds and other everyday essentials. More detailsListed by FARIS TEAM REAL ESTATE BROKERAGE- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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8250 FIRE ROUTE 0 Road in Greater Sudbury: Sudbury House for sale : MLS®# X11912312
8250 FIRE ROUTE 0 Road Greater Sudbury P0M 1B0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X11912312
103+ Acres of mixed terrain. A large area has a great sized pond that could result in a great building envelope for your cottage / home or camp. Many other building area opportunities plus excellent ATV & Snowmobile trails. This property also has great options for an easy access hunt camp . Hydro is available at lot lines , and this property gives you an access area owned for canoeing , paddle boarding , kayaking etc directly into the famous Whitewater Lake. Only a short 5km drive to Azilda and 13 km to Sudbury. Visit this rare large parcel of land to see the great opportunities that awaits your dreams . Canadian Shields outcroppings, ponds, open areas , wilderness, water access , the list goes on and on. Large parcels like this so close to town are very rare !! Buyers to use due diligence to confirm permits available, all measurements and lot size information was calculated from Geo. More detailsListed by Royal LePage Locations North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Part Lot 25 (Part 2) ROBINSON Road: Wasaga Beach House for sale : MLS®# S12429290
Part Lot 25 (Part 2) ROBINSON Road Wasaga Beach L9Z 2Z4
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- S12429290
Discover the perfect opportunity to build your dream home or cottage on this spacious vacant lot located in the heart of Wasaga Beach. Situated in a vibrant community, this lot offers walking distance to the beach as well as close proximity to local amenities including shopping, dining and recreational activities, making it an ideal location for year-round living or a seasonal getaway. All services, including water, sewer, gas and hydro, are conveniently available right at the lot line, ensuring a seamless and efficient development process. Don't miss out on this rare opportunity to own a piece of prime real estate in one of Ontario's most sought-after beach destinations! More detailsListed by Royal LePage Locations North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Unit 39 Tamarac Road: Northern Bruce Peninsula House for sale : MLS®# X11913101
Unit 39 Tamarac Road Northern Bruce Peninsula N0H 2M0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X11913101
Nestled just a short 5-minute stroll (400 meters) from the sparkling shores of Lake Huron, this beautiful property offers an incredible opportunity to bring your vision to life. Spanning an impressive 200' x 95' (nearly half an acre), it provides the perfect canvas for your dream home, cottage, or vacation retreat. Located on a year-round paved road, this property combines convenience with tranquility. Essential utilities like hydro, internet, and telephone services are already available at the lot line, simplifying the building process. The land features a thoughtfully cleared section while retaining a charming mix of mature trees, offering both functionality and natural beauty. For water lovers, the nearby public dock invites you to explore Lake Hurons pristine waters. Across the road, the serene "Turtle Pond" adds a picturesque touch, complete with sightings of majestic herons and a peaceful ambiance. Conveniently located a short drive from Lion's Head, you'll have easy access to grocery stores, shops, and local amenities. After a day of exploring, treat yourself to ice cream and enjoy the sandy beach and marina in town. Whether you're dreaming of building a permanent home, a seasonal retreat, or simply owning a piece of the Bruce Peninsulas breathtaking landscape, this property is your blank slate to make it happen. Your adventure begins here don't miss out! More detailsListed by RE/MAX Grey Bruce Realty Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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51 3282 Ogdens Beach Road in Tay: Rural Tay House for sale : MLS®# S12043610
51 3282 Ogdens Beach Road Tay L9S 2K6
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- S12043610
- Bedrooms:
- 2
- Bathrooms:
- 1
Nestled along the serene shores of Southern Georgian Bay, this brand-new 2-bedroom, 1-bathroom Sans Souci Cottage offers an unparalleled opportunity for exclusive resort living. Located on a premium waterfront lot in the highly sought-after Phase 1 release of Wye Heritage Marine Resort, this 728 sq ft cottage is ready for immediate occupancy, allowing you to make the most of the 2025 cottage season. With a thoughtfully designed open-concept layout, this cottage is the perfect retreat for those seeking both comfort and style. The spacious living area seamlessly flows into a fully-equipped kitchen, making it ideal for both relaxing and entertaining. Large windows throughout capture the breathtaking views of Georgian Bay, while the cozy living room, complemented by modern finishes, creates a welcoming atmosphere. Step outside onto one of your two, covered private decks and enjoy the tranquil sounds of the water as you unwind with a cup of coffee, or spend your evenings watching the sunset over the bay. With robust options included, this turn-key cottage is equipped with all the amenities you need for seasonal enjoyment, including central air conditioning and a fully appointed interior. Wye Heritage Marine Resort offers an exclusive, seasonal 8-month experience from spring to fall, with an array of premium amenities, such as two heated swimming pools, a sports court (pickleball, tennis, basketball), a restaurant, sandy beach, playground, and a range of boating services. As a cottage owner, you'll be guaranteed a boat slip with a 20% discount on slip fees. Don't miss out on this exclusive opportunity to secure your very own retreat in one of the most desirable locations in the resort! More detailsListed by RE/MAX By The Bay Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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2750 Muskoka 117 Road in Lake of Bays: Mclean House for sale : MLS®# X12066404
2750 Muskoka 117 Road Lake of Bays P0B 1A0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12066404
Just outside the town limits of Baysville, this beautiful 2.58-acre vacant lot offers the perfect setting for your dream home or cottage retreat. Well-treed for privacy and surrounded by nature, the property provides a peaceful escape while still being just minutes from the charming village of Baysville. Enjoy the convenience of local amenities, including shops, restaurants, a library, a community centre, and the LCBO. Spend your days exploring nearby parks and trails or take advantage of the public docks on Lake of Bays, offering easy access to boating, swimming, and fishing. With a driveway already in place, access is easy, and the possibilities are endless. Whether you're looking to build a year-round residence or a seasonal getaway, this is a rare opportunity to own a piece of Muskoka paradise. Don't miss out. Corners have been marked with orange ribbon. More detailsListed by Royal LePage Lakes Of Muskoka Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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00 Crow Lake Road in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12215326
00 Crow Lake Road Frontenac K0H 2B0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12215326
Welcome to 00 Crow Lake Road. The perfect canvas for your dream waterfront retreat. Set on 16.7 acres of untouched beauty in the heart of the Canadian Shield, this rare parcel offers direct access to the sought-after waters of Bobs Lake. This property has a beautiful mix of tree species, including maple, oak, and poplar, creating a diverse and picturesque natural setting. This property offers the peace, privacy, and freedom you've been searching for. Please note, water levels can vary from year to year as the lake supports the Rideau Canal system. More detailsListed by RE/MAX AFFILIATES MARQUIS- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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4 Grandview Drive in St. Catharines: 436 - Port Weller House for sale : MLS®# X12252793
4 Grandview Drive St. Catharines L2M 1A8
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12252793
Welcome to your new custom home by the beach. This 30' x 90' lot offers a fantastic opportunity to build in a desirable, family-friendly neighborhood. Ideally situated, its just a short walk to Sunset Beach, Lake Ontario, and the scenic Waterfront Trail. Youll also enjoy quick access to the upcoming Hovercraft Link Terminal to Toronto, and you're only minutes from the shops, restaurants, and charm of Niagara-on-the-Lake. Plus, Niagara Falls is just a 20-minute drive away. More detailsListed by RE/MAX ESCARPMENT REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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10 Stoddart Street in Essa: Thornton House for sale : MLS®# N12256949
10 Stoddart Street Essa L0L 2N0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- N12256949
Transform your Architectural Dreams into Reality on this 57x164 Feet Building Lot On A Quiet Mature Street in The Quaint Village of Thornton! An Existing Drilled Well, Paved Driveway, Privacy Fencing and Level Landscape Give You a Huge Head Start on Your Building Plans! An Ideal Commuter Location, Just Off Hwy 27, Easy Access to Hwy 400, Minutes to Barrie, Shopping, Restaurants, Schools, Parks/Recreation, Skiing, Golfing, North to The Cottage or south to the GTA In Less Than One Hour! More detailsListed by COLDWELL BANKER RONAN REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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95 Fish Lake Road in Perry: Novar House for sale : MLS®# X12240690
95 Fish Lake Road Perry P0A 1A0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12240690
Escape to the serenity of Muskoka with this rare 13-acre vacant lot nestled in the peaceful community of Novar. This expansive parcel offers direct waterfront access, making it the perfect canvas for your dream home or cottage retreat. Plenty of creek frontage to canoe to beautiful Fish Lake. Driveway is already accessible. Situated just minutes from the highway, this property combines unmatched convenience with exceptional privacy ideal for year-round living or a seasonal getaway. Surrounded by mature trees and untouched natural beauty, you'll enjoy the tranquility of nature with easy access to nearby towns, lakes, and all that Muskoka has to offer. More detailsListed by Royal LePage Lakes Of Muskoka Realty- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Data was last updated December 9, 2025 at 06:15 AM (UTC)
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?
Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:
• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes
What to Expect in Ontario’s Affordable Cottage Market
While some listings may be seasonal or off-grid, many offer surprising value with:
- Basic utilities or solar-powered systems
- Wood-burning fireplaces or propane heating
- Cozy layouts ideal for small families or couples
- Options for rental income or long-term investment
Start Your Cottage Search Today
Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.
Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.
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Each link provides updated listings and expert insights.
FAQs – Waterfront Cottages for Sale in Ontario Under $300000
1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.
2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.
3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.
4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.