Waterfront Cottages for Sale in Ontario Under $300000 – Affordable Lakeside Retreats
Dreaming of a cottage by the water? With waterfront cottages for sale in Ontario under $300000, it’s possible to own a serene escape without breaking the bank. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Whether you’re looking for a weekend getaway, a retirement retreat, or a budget-friendly investment, Ontario’s cottage country has options for every lifestyle.
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936B Bear Lake Road E in Parry Sound: Bear Lake House for sale (McMurrich/Monteith) : MLS®# X12144924
936B Bear Lake Road E Parry Sound P0A 1Y0 
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12144924
Fantastic waterfront lot with west / southwest exposure. The land is flat coming in off the road, with plenty of building envelope options. The land slopes just slightly down to the water's edge from the ideal building area for great views out over the lake. Plenty of mature trees for privacy and shade. Located near the end of the seasonally maintained municipal road with winter maintenance ending about 1/4 KM from this parcel so there is plenty of privacy here. Water depth is good and the shoreline is very natural. More detailsListed by Cottage Vacations Real Estate Brokerage Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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74 Cedar Lane in Northumberland: Rural Trent Hills House for sale (Trent Hills) : MLS®# X12152667
74 Cedar Lane Northumberland K0L 1L0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12152667
- Bedrooms:
- 3
- Bathrooms:
- 1
Discover this cozy, fully renovated 2+1 bedroom, 1 bathroom year round home/cottage nestled in the peaceful Cedarwoods Park community, just minutes from downtown Campbellford. Located steps from the scenic Crowe River where you have shared ownership of over 2000ft of shoreline and boat launch, this charming retreat is perfect for weekend getaways or year-round living. Relax by the water, go for a swim in clean, shallow and weed free river, or enjoy a picnic surrounded by nature. In the evenings, gather around the firepit to roast marshmallows and hot dogs, creating unforgettable memories with family and friends. The home/cottage features a functional kitchen with quartz counters and a full bathroom for comfort and convenience. It also includes a private heated 1,000-gallon cistern for water supply from Fall to Spring, and park water access from April to October, along with its own septic system. This property includes exclusive deeded use of the lot along with a 1/288th ownership share in Cedarwoods Park. Perfect for first time buyers, retirees, investors or that perfect family vacation cottage. Google Maps may recognize the address as Marmora not Campbellford. Breakdown of Fees is, $510 Lot Fee, $80 Capital Fund, $909.17 Property Tax. ( Listed in rooms section is "other" for the Shed, and "Utility" for the Pump House) More detailsListed by SOLID ROCK REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Pt LT 18 Con 11 Highway 26 in Grey County: Meaford House for sale : MLS®# X12169321
Pt LT 18 Con 11 Highway 26 Grey County N4L 1W5
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12169321
Welcome to an exceptional opportunity to create your dream home on over 7 acres of beautifully treed land, ideally located just outside the charming town of Meaford. This expansive vacant lot offers a rare combination of natural beauty, privacy, and convenience, making it the perfect setting for your forever home, weekend retreat, or investment property. Nestled amidst mature hardwoods and evergreens, the property provides a serene, park-like atmosphere with plenty of space to explore, design, and build. Whether you envision a custom-built estate, a cozy cottage, or a modern country escape, this lot serves as the perfect blank canvas to bring your vision to life. Surrounded by unspoiled nature and rich wildlife, you'll enjoy peaceful mornings, star-filled skies, and the calming sounds of the forest - an ideal backdrop for a relaxed and restorative lifestyle. Conveniently located only minutes from the vibrant communities of Meaford, Owen Sound, and Collingwood, as well as the shores of Georgian Bay, you'll have quick access to everything you need - grocery stores, boutique shopping, healthcare, schools, restaurants, and year-round recreational activities including hiking, skiing, golf, and boating. This property perfectly blends the tranquility of rural living with the advantages of urban accessibility. Whether you're planning to build immediately or invest for the future, this is a rare chance to own a piece of Ontario's beautiful countryside. More detailsListed by KELLER WILLIAMS EXPERIENCE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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. McKenzie Place in Kawartha Lakes: Kirkfield House for sale : MLS®# X12012318
. McKenzie Place Kawartha Lakes K0M 2B0
$300,000Residential Freehold- Status:
- Active
- MLS® Num:
- X12012318
Imagine spending you days enjoying the best of Balsam Lake - whether you're boating, swimming or simply relaxing on the water. This nearly half-acre building lot in the coveted Terrelac Community offers deeded access to a beautiful, sandy beach and private docking just a short walk away - perfect for those looking to embrace waterfront living without compromise. The lot is level, nicely treed, and tucked away on a private road with rear-round access, providing both privacy and convenience. Whether you're building a weekend retreat or a year -round home, the peaceful, natural setting is the ideal backdrop for a life at the lake. Plus, you'll be just a short drive from Fenelon Falls, Lindsay , and Orillia for shopping, dining, and local amenities. Balsam Lake, a gem in the Trent-Severn Waterway, is know for its clean, clear waters, exceptional fishing, and endless opportunities for boating and outdoor adventures. Whether you're enjoying a quiet morning on the dock or setting off for a day of exploration, this community offers the perfect mix or relaxation and recreation. Opportunities like this are rare - don't miss your chance to own a slice of paradise on Balsam Lake. Start planning your dream home today and make 2025 the year you create the waterfront lifestyle you've always imagined. More detailsListed by Century 21 Granite Realty Group Inc.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Part Lot 25 ROBINSON Road in Simcoe: Wasaga Beach House for sale : MLS®# S12038397
Part Lot 25 ROBINSON Road Simcoe L9Z 2Z4
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- S12038397
Discover the perfect opportunity to build your dream home or cottage on this spacious vacant lot located in the heart of Wasaga Beach. Situated in a vibrant community, this lot offers walking distance to the beach as well as close proximity to local amenities including shopping, dining and recreational activities, making it an ideal location for year-round living or a seasonal getaway. All services, including water, sewer, gas and hydro, are conveniently available right at the lot line, ensuring a seamless and efficient development process. Don't miss out on this rare opportunity to own a piece of prime real estate in one of Ontario's most sought-after beach destinations! More detailsListed by Royal LePage Locations North- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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79 & 85 BRIDGE Street in Lennox & Addington: Addington Highlands House for sale : MLS®# X12109643
79 & 85 BRIDGE Street Lennox & Addington K0H 1L0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X12109643
- Bedrooms:
- 4
- Bathrooms:
- 1
Escape to your own year-round retreat where nature and tranquility surround you. This spacious home or four-season cottage offers a beautiful view of Denbigh Lake and is just minutes from public lake access perfect for swimming, boating, and reeling in fish. Inside, you'll find comfort and practicality with a main floor bedroom, full bathroom, and laundry. Upstairs offers three more bedrooms plus a handy storage room. The cozy living room features a wood stove, while the large eat-in kitchen includes a dishwasher. A convenient mudroom at the rear entry keeps things tidy. Step out onto the covered front veranda to take in lake views and breathtaking sunsets. The generous yard offers room to relax, play, or garden. The home is equipped with a UV system on the drilled well, central vacuum, and comes with five appliances. A wired-in generator provides peace of mind. A bonus insulated workshop/games room offers 240V hydro service and comes with a stored propane stove ideal for hobbies, extra space to entertain or possibly a business opportunity. Situated in the heart of town, you're just moments from local amenities including a store, gas station, LCBO, library, playground, schools, snowmobile trails, and an emergency health clinic. Whether you're a retiree, growing family, or looking for the perfect year-round cottage, this property is a fantastic fit. More detailsListed by REAL BROKER ONTARIO LTD.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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00 Austris Road in Frontenac: 53 - Frontenac North House for sale : MLS®# X12140423
00 Austris Road Frontenac K0H 1C0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X12140423
Discover your dream escape on this incredible 3.39-acre recreational waterfront lot on Malcolm Lake, where adventure meets tranquility! With an impressive 338 feet of pristine shoreline, this private lot offers breathtaking panoramic views of the lake, facing north west and level build sites, create a perfect opportunity for your lakeside getaway! This location is highly desired for boating, swimming, and fishing enthusiasts alike. Enjoy year-round access via a municipally maintained road, with hydro conveniently nearby for your ultimate lakeside retreat. Whether you're casting a line for pickerel or simply soaking in the natural beauty around you, this slice of paradise is ideal for nature lovers and recreational waterfront enthusiasts. Submarine cable for bell and hydro at lake. Dont miss out on the chance to create unforgettable memories in this idyllic lakeside haven! Malcolm Lake, located in North Frontenac off Ardoch road, is approx. 545 acres surface area with a lake depth of 22 ft, with a public boat launch for your water toys to get on the lake. Fish Species include Walleye, North Pike, Small and Large Mouth Bass, and Yellow Perch. More detailsListed by ROYAL LEPAGE PROALLIANCE REALTY- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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2978 Glamorgan Road in Haliburton: Glamorgan House for sale (Highlands East) : MLS®# X12177313
2978 Glamorgan Road Haliburton K0M 1S0
$299,999Residential Freehold- Status:
- Active
- MLS® Num:
- X12177313
IF YOU ARE LOOKING FOR THE IDEAL PARCEL OF LAND THAT PROVIDES A PEACEFUL BACKDROP, WHILE STILL LOCATED ONLY 10 MINUTES FROM THE TOWN OF HALIBURTON WITH HALF OF THE DEVELOPMENT WORK COMPLETED, THEN THIS IS THE PLACE FOR YOU. A SERENE 10 ACRE PARCEL OF LAND WITH CLEARED AREA, WITH A NEWLY INSTALLED SEPTIC AND WELL IS READY FOR YOU TO BUILD YOUR GET AWAY COTTAGE OR PERMANENT HOME. WITH AN EXISTING DECK AND AN ADJACENT GAZEBO AND FIRE PIT, THE LOT IS READY FOR YOU TO BEGIN ENJOYING THE SURROUNDING TREES/WILDLIFE AND TO PLAN YOUR FUTURE BUILD. More detailsListed by CENTURY 21 RED STAR REALTY INC.- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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238 Barrie Road in Simcoe: Orillia Commercial for sale : MLS®# S11943318
238 Barrie Road Simcoe L3V 2R5
$299,990 /For SaleCommercial- Status:
- Active
- MLS® Num:
- S11943318
- Total Area:
- 5,338.56 sq. ft.
Welcome To 238 Barrie Road! This Exceptional Building Lot Is Conditionally Approved For A Side-By-Side Duplex With Walk-Up Basements. Four Units In Total. Semi-Detached Property. Each Duplex Will Be Separately Deeded. Water & Sewer Services At Lot Line. Conveniently Located In A Mature, Residential Neighbourhood With A Few Commercial Properties. Neighbouring Properties Considering A Sale So An Assembly May Be Possible. The City Of Orillia Is Is Major Need Of Affordable Housing. Minutes Away From Downtown Orillia, Orillia's Waterfront, Plazas, Shops, Restaurants And Municipal Services! **EXTRAS** None. More detailsListed by RE/MAX EXPERTS- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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238 Barrie Road in Simcoe: Orillia House for sale : MLS®# S11943315
238 Barrie Road Simcoe L3V 2R5
$299,990Residential Freehold- Status:
- Active
- MLS® Num:
- S11943315
Welcome To 238 Barrie Road! This Exceptional Building Lot Is Conditionally Approved For A Side-By-Side Duplex With Walk-Up Basements. Four Units In Total. Semi-Detached Property. Each Duplex Separately Deeded. Water & Sewer Services At Lot Line. Conveniently Located In A Mature, Residential Neighborhood With A Few Commercial Properties. Minutes Away From Downtown Orillia, Orillia's Waterfront, Plazas, Shops, Restaurants And Municipal Services! More detailsListed by RE/MAX EXPERTS- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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Part 1 R13 Road in Leeds and Grenville: 820 - Rideau Lakes (South Elmsley) Twp House for sale (Rideau Lakes) : MLS®# X12114941
Part 1 R13 Road Leeds and Grenville K0G 1L0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12114941
BIG RIDEAU LAKE WATERFRONT ACREAGE. Rare opportunity to build your dream home on this highly sought after lake. This level 1.29 acre waterfront lot has 256 of natural shoreline with a 50 foot sandy beach area for docking, boating, swimming, fishing etc. Approved buildable envelope in place for a large home with a triple car garage. This lot fronts on crystal clear Davidson's Bay with beautiful views down the lake. Call your preferred builder or architect now and make this dream come true. Build big, build small or build later. All the planning work has been done; soil testing, approved well location, set backs, surveys etc. Private point location. Year round access. Install a dock and start boating today! Big Rideau Lake is UNESCO world heritage site and part of the Rideau Canal System. Boat to Ottawa or Kingston through the historic lock system. 15 minutes to either Perth or Smith Falls with the hamlet of Rideau Ferry down the road. Just over an hour to Ottawa or Kingston. 3.5 hours from Toronto. More detailsListed by RE/MAX HALLMARK REALTY GROUP- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
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37 Emerson Avenue in Bruce: House for sale (South Bruce Peninsula) : MLS®# X12117500
37 Emerson Avenue Bruce N0H 2G0
$299,900Residential Freehold- Status:
- Active
- MLS® Num:
- X12117500
Dreaming of beachside living or planning your next investment move? Welcome to 37 Emerson Avenue in the heart of Sauble Beach a rare vacant lot just a short stroll from one of Ontario's most iconic shorelines. Tucked away on a quiet, tree-lined residential street, this property offers the perfect blend of peace, potential, and proximity. The lot measures approximately 99 by 149 feet and is framed by mature trees, creating a natural sense of privacy while still being just minutes to the beach, local trails, the Sauble River, parks, shops, and restaurants. With utilities available at the road and year-round municipal road access, the stage is set for your vision whether it's a cozy seasonal cottage, a modern full-time residence, or a smart long-term investment property. Zoning offers flexibility for future use , and the location is all about lifestyle, walkability, and long-term value. Whether you're ready to build now or looking to secure a piece of Sauble Beach for the future, this is an opportunity that doesn't come around often. Build your beachside dream in one of Ontario's most loved getaway communities. More detailsListed by RE/MAX Escarpment Realty Inc., Brokerage- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
Data was last updated June 7, 2025 at 09:15 PM (UTC)
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Why Consider Waterfront Cottages for Sale in Ontario Under $300,000?
Ontario’s diverse regions—like Kawartha Lakes, Bruce Peninsula, and Northern Ontario—offer access to affordable waterfront properties with:
• Scenic lakeside views and private beach access
• Rustic charm or potential for modern upgrades
• Fishing, boating, and outdoor adventure at your doorstep
• Low-maintenance lots perfect for weekend escapes
What to Expect in Ontario’s Affordable Cottage Market
While some listings may be seasonal or off-grid, many offer surprising value with:
- Basic utilities or solar-powered systems
- Wood-burning fireplaces or propane heating
- Cozy layouts ideal for small families or couples
- Options for rental income or long-term investment
Start Your Cottage Search Today
Our listings are updated regularly and showcase some of the best-value cottages under $300,000. Use filters to refine your search by region, water access, size, and year-round usability.
Let our team help you navigate zoning regulations, financing options, and hidden gems in Ontario’s cottage market.
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Each link provides updated listings and expert insights.
FAQs – Waterfront Cottages for Sale in Ontario Under $300000
1. Are year-round waterfront cottages available under $300,000?
Some are, but many are seasonal. Look for listings with winterized features or potential for upgrades.
2. Which regions in Ontario offer affordable cottages?
Areas like Northern Ontario, Bancroft, and parts of Kawartha Lakes often have waterfront listings in this price range.
3. Can I use a cottage as a rental property?
Yes, many owners rent out cottages seasonally. Check local bylaws before listing as a short-term rental.
4. What are common utilities in lower-priced cottages?
Many use well water, septic systems, propane, or off-grid power sources like solar or generators.
Get The Royal Treatment
When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.