13 Cumming Street in Niagara: 458 – Western Hill House for sale (St. Catharines) : MLS®# X12369882
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MOVE-IN READY BUNGALOW IN PRIME LOCATION WITH FUTURE FLEXIBILITY & BUILT-IN INCOME POTENTIAL! Welcome to 13 Cumming St., St. Catharines a raised bungalow with built-in flexibility for homeowners and investors alike. This home has a smart layout with 3 bedrooms, 1.5 bathrooms, and oversized windows that flood both levels with natural light. The lower level has been freshly renovated (2024) and already has plumbing in place for a second kitchen and bathroom expansion, making it ideal for an in-law suite or full duplex conversion. Whether youre looking to generate rental income, house extended family, or build equity quickly, this well built, low maintenance property is set up to deliver. Upgrades include new flooring in the upstairs bedrooms, a double-wide paved driveway, and a cement walkway leading to a spacious deck. The fully fenced backyard features two storage sheds and plenty of room for enjoying low maintenance outdoor living. Set in a prime location, this home is steps from the GO Train and Via Rail station, just over the bridge from Downtown, and minutes from everyday essentials like Walmart, LCBO, restaurants, parks, and schools. Youll also enjoy quick access to the bustling Fourth Avenue power center, the new St. Catharines hospital, and world-class education at Ridley College. The Pen Centre, Niagaras largest shopping mall, and Brock University are both less than a 10-minute drive, making this an ideal location for families, professionals, and future tenants alike. With its combination of a newer build for the neighbourhood, move-in readiness, and clear potential for secondary suite conversion, 13 Cumming St. is a smart buy for both first-time buyers and investors. Quick closing is available.
Under Contract:
Hot Water Tank-Gas
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow-Raised
Approx. Age:
31-50
Total Approx Floor Area:
700-1100
Depth:
105'32 m
Frontage:
35'10.7 m
Direction Faces:
South
Bedrooms:
2+1
Bathrooms:
2.0
Water supply:
Municipal
Kitchens:
1
Bedrooms Above Grade:
2
Bedrooms Below Grade:
1
Kitchens Above Grade:
1
Rooms Above Grade:
7
Zoning:
R2
Heating type:
Baseboard
Heating Fuel:
Electric
Fireplaces:
2
Foundation:
Concrete
Roof:
Asphalt Shingle
Basement:
Full, Finished
Fireplace Features:
Natural Gas
Fireplace/Stove:
Yes
Garage:
None
Garage Spaces:
0.0
Parking Features:
Private Double
Parking Spaces:
2
Total Parking Spaces:
2.0
Family Room:
No
Possession Details:
Flexible
Pool:
None
Link:
No
HST Applicable To Sale Price:
Not Subject to HST
Assessment:
$193,000
Assessment Year:
2024
Taxes:
$3,529.52 /
2024
Assessment:
$193,000.00 /
2024
St. Catharines
458 - Western Hill
Niagara
Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit
Air Exchanger, In-Law Capability, Sump Pump, Water Heater
Hot Water Heater
Fridge, Stove, Range Hood, Dishwasher, Microwave, Washer, Dryer, All Window Coverings
Data was last updated September 3, 2025 at 06:15 AM (UTC)
Area Statistics
Listings on market:
30
Avg list price:
$499,450
Min list price:
$279,000
Max list price:
$889,000
Avg days on market:
45
Min days on market:
1
Max days on market:
334
These statistics are generated based on the current listing's property type
and located in
458 - Western Hill. Average values are
derived using median calculations. This data is not produced by the MLS® system.
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