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13 Cumming Street
458 - Western Hill Niagara L2S 1H6

$469,900
Residential Freehold beds: 2+1 baths: 2.0

Main Photo: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 1: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 2: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 3: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 4: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 5: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 6: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 7: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 8: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 9: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 10: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 11: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 12: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 13: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 14: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 15: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 16: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 17: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 18: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 19: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 20: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Photo 21: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12369882
Bedrooms:
2+1
Bathrooms:
2
MOVE-IN READY BUNGALOW IN PRIME LOCATION WITH FUTURE FLEXIBILITY & BUILT-IN INCOME POTENTIAL! Welcome to 13 Cumming St., St. Catharines a raised bungalow with built-in flexibility for homeowners and investors alike. This home has a smart layout with 3 bedrooms, 1.5 bathrooms, and oversized windows that flood both levels with natural light. The lower level has been freshly renovated (2024) and already has plumbing in place for a second kitchen and bathroom expansion, making it ideal for an in-law suite or full duplex conversion. Whether youre looking to generate rental income, house extended family, or build equity quickly, this well built, low maintenance property is set up to deliver. Upgrades include new flooring in the upstairs bedrooms, a double-wide paved driveway, and a cement walkway leading to a spacious deck. The fully fenced backyard features two storage sheds and plenty of room for enjoying low maintenance outdoor living. Set in a prime location, this home is steps from the GO Train and Via Rail station, just over the bridge from Downtown, and minutes from everyday essentials like Walmart, LCBO, restaurants, parks, and schools. Youll also enjoy quick access to the bustling Fourth Avenue power center, the new St. Catharines hospital, and world-class education at Ridley College. The Pen Centre, Niagaras largest shopping mall, and Brock University are both less than a 10-minute drive, making this an ideal location for families, professionals, and future tenants alike. With its combination of a newer build for the neighbourhood, move-in readiness, and clear potential for secondary suite conversion, 13 Cumming St. is a smart buy for both first-time buyers and investors. Quick closing is available.
Under Contract:
Hot Water Tank-Gas
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow-Raised
Approx. Age:
31-50
Total Approx Floor Area:
700-1100
Depth:
105'
Frontage:
35'
Direction Faces:
South
Bedrooms:
2+1
Bathrooms:
2.0
Water supply:
Municipal
Kitchens:
1
Bedrooms Above Grade:
2
Bedrooms Below Grade:
1
Kitchens Above Grade:
1
Rooms Above Grade:
7
Zoning:
R2
Heating type:
Baseboard
Heating Fuel:
Electric
Fireplaces:
2
Foundation:
Concrete
Roof:
Asphalt Shingle
Basement:
Full, Finished
Fireplace Features:
Natural Gas
Fireplace/Stove:
Yes
Garage:
None
Garage Spaces:
0.0
Parking Features:
Private Double
Parking Spaces:
2
Total Parking Spaces:
2.0
Family Room:
No
Possession Details:
Flexible
Pool:
None
Link:
No
HST Applicable To Sale Price:
Not Subject to HST
Assessment:
$193,000
Assessment Year:
2024
Taxes:
$3,529.52 / 2024
Assessment:
$193,000.00 / 2024
St. Catharines
458 - Western Hill
Niagara
Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit
Air Exchanger, In-Law Capability, Sump Pump, Water Heater
Hot Water Heater
Fridge, Stove, Range Hood, Dishwasher, Microwave, Washer, Dryer, All Window Coverings
None
Brick, Vinyl Siding
Floor
Type
Size
Other
Main
Kitchen
11'4" × 10'1"
Main
Dining Room
11'3" × 8'2"
Main
Living Room
15'10" × 11'
Fireplace
Main
Primary Bedroom
14'3" × 11'4"
Main
Bedroom 2
10'1" × 8'11"
Lower
Recreation
24'2" × 19'6"
Fireplace
Lower
Bedroom 3
12'3" × 10'9"
Lower
Laundry
Measurements not available
Floor
Ensuite
Pieces
Other
Main
No
4
7'3" x 6'7" 4 Pc Bath
Lower
No
2
10'8" x 8' 2 Pc Bath
Special Designation:
Unknown
Sewers:
Sewer
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Ensuite Laundry:
No
Laundry Level:
Lower Level
Date Listed:
Aug 29, 2025
Original Price:
Previous Price:
  • Photo 1: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
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  • Photo 3: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Virtually Staged
  • Photo 4: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Virtually Staged
  • Photo 5: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Virtually Staged
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  • Photo 7: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Virtually Staged
  • Photo 8: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Virtually Staged
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  • Photo 10: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Virtually Staged
  • Photo 11: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Virtually Staged
  • Photo 12: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Virtually Render/Staged
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  • Photo 20: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Main Level
  • Photo 21: 13 Cumming Street in Niagara: 458 - Western Hill House for sale (St. Catharines)  : MLS®# X12369882
    Lower Level

Virtual Tour

Listed by YOUR HOME SOLD GUARANTEED REALTY ELITE
Data was last updated September 3, 2025 at 06:15 AM (UTC)
Area Statistics
Listings on market:
30
Avg list price:
$499,450
Min list price:
$279,000
Max list price:
$889,000
Avg days on market:
45
Min days on market:
1
Max days on market:
334
These statistics are generated based on the current listing's property type and located in 458 - Western Hill. Average values are derived using median calculations. This data is not produced by the MLS® system.
DARYL  KING
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