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95 Elgin Street

St. Thomas St. Thomas N5R 3M5

$599,900

Residential Freehold beds: 2+2 baths: 2.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12806106

Bedrooms:

2+2

Bathrooms:

2

• Photos (41)

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Welcome to 95 Elgin Street, a premier investment opportunity in the highly desirable Courthouse District of St.Thomas. This home is situated on a 92 by 104 foot corner lot on a street known for its historic appeal. A major renovation in 2023 transformed the property into a turn-key asset with high-end finishes throughout. The home features four bedrooms, with two bedrooms in the upper unit and two in the lower unit. The upper suite was remodelled with quartz countertops, stainless steel appliances, and luxury vinyl plank flooring. It also includes a designer bathroom with an extra-deep tub and rain shower. Both units are freshly painted and offer bright interiors with forest and valley views. The location is excellent for families or professionals, being steps from V.A. Barrie Park, the public library, and local shops. For investors, this property provides unique value through its upside to add a third unit. The home already features three separate entrances and a full basement with updated drainage from 2023. Maintenance is simplified by completely separate utilities, including independent meters for hydro, gas, and water.There are also separate electrical panels, water heaters, and central air units. This property features turn-key luxury and offers significant future potential in a top tier location.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Duplex

Home Style:

2-Storey

Total Approx Floor Area:

1500-2000

Lot Depth:

103'7"31.6 m

Lot Frontage:

92'11"28.3 m

Direction Faces:

East

Bedrooms:

2+2

Bathrooms:

2.0

Water supply:

Municipal

Kitchens:

2

Kitchens in Basement:

1

Bedrooms Above Grade:

2

Bedrooms Below Grade:

2

Kitchens Above Grade:

1

Rooms Above Grade:

4

Rooms Below Grade:

4

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Electric

Foundation:

Concrete Block

Roof:

Asphalt Shingle

Basement:

Separate Entrance, Unfinished

Fireplace/Stove:

No

Garage:

None

Garage Spaces:

0.0

Parking Features:

Available

Parking Spaces:

4

Total Parking Spaces:

4.0

Family Room:

Yes

Pool:

None

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$3,255 / 2025

Assessment:

$- / -

County:

Elgin

Listing Area:

St. Thomas

Listing Sub-Area:

St. Thomas

Interior Features:

Separate Heating Controls, Separate Hydro Meter, Water Heater Owned

Rental Items:

None

Inclusions:

Washer x2, Dryer x2, Fridge x2, Stove x2, Dishwasher x2

Exclusions:

All tenant belongings

Exterior Finish:

Vinyl Siding

Room Information:

Floor

Type

Size

Other

Main

Bedroom

11'6"3.51 m × 10'2½"3.11 m

Main

Bedroom

13'3"4.04 m × 10'2"3.10 m

Main

Dining Room

15'4"4.67 m × 12'3"3.73 m

Main

Living Room

15'11"4.85 m × 15'11"4.85 m

Main

Kitchen

11'6"3.51 m × 10'2"3.10 m

Upper

Bedroom

10'4"3.15 m × 9'11"3.02 m

Upper

Bedroom

11'3.35 m × 10'4"3.15 m

Upper

Kitchen

13'7"4.14 m × 8'7½"2.63 m

Upper

Family Room

13'7"4.14 m × 11'3.35 m

Bathrooms:

Floor

Ensuite

Pieces

Other

Main

No

-

7'1" x 6'11"

Upper

No

-

7'1" x 6'11"

Other Details:

Special Designation:

Unknown

Sewers:

Sewer

Air Conditioning:

Central Air

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Feb 20, 2026

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Listed by PRIME REAL ESTATE BROKERAGE

Data was last updated February 20, 2026 at 08:15 PM (UTC)

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

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