Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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LOT 1 HANLAN TWP Township
Hearst Cochrane P0L 1N0

$289,000
Residential Freehold beds: 3 baths: 1.0

Main Photo: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 1: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 2: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 3: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 4: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 5: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 6: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 7: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 8: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 9: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 10: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 11: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 12: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
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Photo 21: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 22: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 23: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Photo 24: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
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Photo 32: LOT 1 HANLAN TWP Township in Cochrane: Hearst House for sale : MLS®# T12126118
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
T12126118
Bedrooms:
3
Bathrooms:
1
DISCOVER THE ULTIMATE RETREAT WITH THIS CUSTOM BUILT CEDAR COTTAGE NESTLED ON A BEAUTIFULLY LANDSCAPED 1.6 ACRE LOT. LOCATED AT THE TIP OF A PENINSULA, THIS PROPERTY OFFERS BREATHTAKING 270 DEGREE VIEWS OF LAKE PIVABISKA AND BOASTS OVER 370 FEET OF PRIME LAKE FRONTAGE. BUILT IN THE 90'S WITH EXCEPTIONAL CRAFTSMANSHIP AND ATTENTION TO DETAILS BY THE OWNER-BUILDER, THIS WATER ACCESS ONLY COTTAGE EXUDES CHARM AND COMFORT. THE INVITING ATMOSPHERE IS PERFECT FOR FAMILY GATHERINGS AND FRIENDLY GET-TOGETHERS. ENJOY THE LUXURY OF YOUR PRIVATE BEACH AND TAKE ADVANTAGE OF ENDLESS OPPORTUNITIES FOR FISHING, BOATING, KAYAKING AND CANOEING. PIVABISKA LAKE IS RENOWNED FOR ITS GREAT FISHING YEAR-ROUND AND PROVIDES DIRECT ACCESS TO FOUR ADDITIONAL LAKES, MAKING IT ONE OF THE LARGEST WATER BODIES IN NORTHERN ONTARIO. THIS COTTAGE COMES FULLY FURNISHED AND TURN-KEY READY, OFFERING A HASSLE-FREE GETAWAY AND HAS EVERYTHING YOU NEED TO START ENJOYING THE BEAUTY AND SERENITY OF LAKE PIVABISKA IMMEDIATELY.. DON'T MISS THIS RARE OPPORTUNITY TO OWN A SLICE OF PARADISE IN NORTHERN ONTARIO.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow
Approx. Age:
31-50
Total Approx Floor Area:
700-1100
Lot Size:
.50-1.99
Depth:
0'
Frontage:
430'9¼"
Lot Shape:
Irregular
Topography:
Dry, Rocky, Wooded/Treed
Direction Faces:
East
Bedrooms:
3
Bathrooms:
1.0
Water supply:
Other
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
6
Ensuite Laundry:
No
Zoning:
RC1
Heating type:
Other
Heating Fuel:
Wood
Foundation:
Piers
Roof:
Shingles
Basement:
None
Fireplace/Stove:
Yes
Alternative Power:
Generator-Wired
Garage:
Detached
Garage Spaces:
0.0
Other Structures:
Garden Shed, Workshop, Storage, Out Buildings
Parking Features:
None
Parking Spaces:
0
Total Parking Spaces:
0.0
Family Room:
No
Possession Details:
NEGOTIABLE
Lot Irregularities:
Irregular
Pool:
None
Link:
No
HST Applicable To Sale Price:
Not Subject to HST
Development Charges Paid:
Unknown
Taxes:
$279.62 / 2024
Assessment:
$- / -
Hearst
Hearst
Cochrane
Beach, Marina, Waterfront
Carpet Free, Propane Tank, Sauna
Deck, Fishing, Seasonal Living, Recreational Area, Privacy
Unknown
None
Cedar, Shingle
Beach Front, Dock
Direct
Sandy, Rocky
Owned
Beach, Forest, Water, Lake
Direct
Water Only
Lac Pivabiska
Lake
Not Applicable
Private
Floor
Type
Size
Other
Main
Kitchen
9'2¼" × 7'10⅞"
Main
Living Room
24'5" × 16'1"
Main
Bedroom
8'4¾" × 6'11"
Main
Bedroom 2
10'2½" × 9'7"
Main
Bedroom 3
8'8" × 8'4"
Main
Sunroom
13'8" × 13'3½"
Utilities Cable:
No
Utilities Telephone:
No
Utilities Gas:
No
Utilities Hydro:
No
Utilities Water:
No
Water Supply Types:
Lake/River
Sewers:
No
Sewage:
Grey Water
Special Designation:
Unknown
Sewers:
Other
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 06, 2025
Original Price:
$289,000
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Listed by RE/MAX CROWN REALTY (1989) INC
Data was last updated May 7, 2025 at 04:15 PM (UTC)
DARYL  KING
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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.