Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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GDFR013 1235 Villiers Line
Otonabee-South Monaghan Peterborough K0L 2G0

$99,693
Residential Freehold beds: 2 baths: 1.0

Main Photo: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 1: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 2: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 3: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 4: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 5: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 6: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 7: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 8: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 9: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Photo 10: GDFR013 1235 Villiers Line in Peterborough: Otonabee-South Monaghan House for sale : MLS®# X12057305
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12057305
Bedrooms:
2
Bathrooms:
1
Situated on a beautiful lakefront site at Bellmere Winds Resort, this cottage has all you need for a summer cottage. It is 2 bedrooms and 1 bathroom, fully furnished and like new.*For Additional Property Details Click The Brochure Icon Below*
Property Type:
Residential Freehold
Property Sub Type:
MobileTrailer
Home Style:
Bungalow
Total Approx Floor Area:
< 700
Depth:
80'
Frontage:
40'
Direction Faces:
East
Bedrooms:
2
Bathrooms:
1.0
Water supply:
Other
Kitchens:
1
Bedrooms Above Grade:
2
Kitchens Above Grade:
1
Rooms Above Grade:
3
Heating type:
Radiant
Heating Fuel:
Propane
Foundation:
Unknown
Roof:
Asphalt Shingle
Basement:
None
Fireplace/Stove:
No
Garage:
None
Garage Spaces:
0.0
Parking Features:
Private
Parking Spaces:
1
Total Parking Spaces:
1.0
Family Room:
No
Pool:
None
HST Applicable To Sale Price:
In Addition To
Taxes:
$0 / 2025
Assessment:
$- / -
Otonabee-South Monaghan
Otonabee-South Monaghan
Peterborough
None
Air Conditioning, Appliances, Deck, Fully Furnished, Warranty
Vinyl Siding
None
Floor
Type
Size
Other
Ground
Living Room
13'1½" × 12'9½"
Ground
Kitchen
13'1½" × 8'10"
Ground
Bedroom
8'10" × 8'6"
Ground
Bedroom 2
6'6¾" × 6'6¾"
Floor
Ensuite
Pieces
Other
Ground
No
-
6'11" x 3'11¼"
Utilities Cable:
No
Utilities Telephone:
Yes
Utilities Gas:
No
Utilities Hydro:
Yes
Utilities Water:
No
Sewers:
No
Special Designation:
Landlease
Sewers:
Septic
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Apr 02, 2025
Original Price:
Previous Price:
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Listed by ICI SOURCE REAL ASSET SERVICES INC.
Data was last updated June 4, 2025 at 03:15 PM (UTC)
Area Statistics
Listings on market:
16
Avg list price:
$129,950
Min list price:
$101,000
Max list price:
$233,017
Avg days on market:
89
Min days on market:
2
Max days on market:
685
These statistics are generated based on the current listing's property type and located in Otonabee-South Monaghan. Average values are derived using median calculations.
DARYL  KING
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Explore Affordable Cottages Across Ontario

These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.

  • Waterfront and inland cottages under $500K
  • Cozy cabins, A-frames, and seasonal retreats
  • Many listings with decks, wood-burning stoves, and lake access
  • Located near popular outdoor destinations like Georgian Bay and Haliburton

Why Choose a Cottage in Ontario Under $500 000?

Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:

  • Quiet relaxation and outdoor adventure
  • Strong resale or rental potential
  • Proximity to major cities like Toronto and Ottawa
  • Entry-level pricing for first-time buyers and vacation homeowners

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Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.

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Start Your Cottage Search Today

Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.

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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.