Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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G103-D1 1869 Muskoka Road 118 Highway W

Monck (Muskoka Lakes) Muskoka Lakes P1L 1W8

$85,000

Residential Condo & Other beds: 3 baths: 3.0

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• Details
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Status:

Active

Prop. Type:

Residential Condo & Other

MLS® Num:

X13703206

Bedrooms:

3

Bathrooms:

3

• Photos (28)

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Welcome to the Grand Muskokan Villas at Touchstone Resort, nestled on the stunning shores of Lake Muskoka. This luxurious 3-bedroom villa is ideally situated right on the beach, offering breathtaking south-west views of the lake. With unit G103,-D1, you'll enjoy 1/8 fractional ownership giving you a stress-free way to experience Muskoka living without the upkeep of traditional cottage ownership. Just pack your bags and take advantage of the many resort amenities, including an infinity pool, a new lakefront pool, private beach, spa, fitness center, tennis courts, soccer and volleyball areas, fire pits, and scenic nature trails. Spend your days exploring the lake and evenings dining at the on-site gourmet restaurant. Conveniently located just minutes from both Port Carling and Bracebridge for easy access to shopping, dining, and other town amenities. Golf enthusiasts will love the short walk to Kirrie Glen Golf Course right across the street. This two-level suite is beachfront and features an open-concept layout, a spacious Muskoka Room and deck, plus a private balcony off the master bedroom. Best of all, this is a PET FRIENDLY unit bring your furry friend along for the adventure!

General Info:

Property Type:

Residential Condo & Other

Property Sub Type:

Condo Apartment

Home Style:

2-Storey

Total Approx Floor Area:

2000-2249

Exposure:

West

Bedrooms:

3

Bathrooms:

3.0

Kitchens:

1

Bedrooms Above Grade:

3

Kitchens Above Grade:

1

Rooms Above Grade:

10

Zoning:

WC

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Propane

Storey:

1

Balcony:

Open

Basement:

None

Fireplace/Stove:

Yes

Alternative Power:

Unknown

Garage:

None

Garage Spaces:

0.0

Parking Type:

Common

Parking Spaces:

2

Total Parking Spaces:

2.0

Locker:

Ensuite

Family Room:

Yes

Financial Info:

HST Applicable To Sale Price:

Included In

Maintenance Fee:

$650.46

Maintenance fees include:

Heat Included, Hydro Included, Water Included, Building Insurance Included, Common Elements Included, Parking Included

Taxes:

$652.88 / 2025

Assessment:

$- / -

County:

Muskoka

Listing Area:

Muskoka Lakes

Listing Sub-Area:

Monck (Muskoka Lakes)

Interior Features:

Other

Easement/ Restrictions:

Unknown

Pets Permitted:

Yes-with Restrictions

Exterior Finish:

Vinyl Siding

Water Frontage:

3281'1,000 m

Waterfront Features:

Beach Front, Boat Launch, Dock

Waterfront:

WaterfrontCommunity

Shoreline:

Clean, Mixed

Shoreline Allowance:

None

Water View:

Direct

Access to property:

Year Round Municipal Road

Water Body Name:

Lake Muskoka

Water Body Type:

Lake

Waterfront Accessory Buildings:

Multiple Slips

Docking Type:

Private

Bathrooms:

Floor

Ensuite

Pieces

Other

Second

No

4

0' x 0' 4 Pc Bath

Main

No

3

0' x 0' 3 Pc Bath

Second

No

4

0' x 0' 4 Pc Bath

Other Details:

Special Designation:

Unknown

Air Conditioning:

Central Air

Central Vacuum:

No

Seller Property Info Statement:

No

Laundry Access:

In-Suite Laundry

Business Info:

Condo Corporation Number:

66

Property Management Company:

Percel

Listing Info:

Date Listed:

Aug 22, 2026

Original Price:

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Previous Price:

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Listed by Bracebridge Realty

Data was last updated August 24, 2026 at 05:15 PM (UTC)

Area Statistics

Listings on market:

11

Avg list price:

$614,000

Min list price:

$100,000

Max list price:

$779,000

Avg days on market:

122

Min days on market:

5

Max days on market:

348

These statistics are generated based on the current listing's property type and located in Monck (Muskoka Lakes). Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

Explore More GTA Homes:

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• Waterfront Cottages for Sale in Ontario under $300000
• Houses for Sale Richmond Hill under $500000
• Houses for Sale near Caledonia and Eglinton West
• Condos for Sale in Toronto Under $400K
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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.