Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
893 Bruce Rd 13 Road
Kenora
N0H 2L0
$399,900
Residential Freehold
beds: 3
baths: 3.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12288962
- Bedrooms:
- 3
- Bathrooms:
- 3
- Photos (12)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Under Contract:
- Internet
- Property Type:
- Residential Freehold
- Property Sub Type:
- Other
- Home Style:
- Bungalow
- Total Approx Floor Area:
- 700-1100
- Lot Size:
- <.50
- Depth:
- 200'
- Frontage:
- 66'
- Lot Shape:
- Rectangular
- Topography:
- Dry, Rocky, Waterway, Wooded/Treed
- Direction Faces:
- East
- Bedrooms:
- 3
- Bathrooms:
- 3.0
- Water supply:
- Well
- Kitchens:
- 1
- Bedrooms Above Grade:
- 3
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 7
- Heating type:
- Heat Pump
- Heating Fuel:
- Wood
- Fireplaces:
- 1
- Foundation:
- Block, Piers
- Roof:
- Asphalt Shingle
- Basement:
- None
- Fireplace Features:
- Wood Stove
- Fireplace/Stove:
- Yes
- Alternative Power:
- None
- Garage:
- None
- Garage Spaces:
- 0.0
- Other Structures:
- Garden Shed
- Parking Features:
- Private Triple
- Parking Spaces:
- 8
- Total Parking Spaces:
- 5.0
- Rural services:
- Cell Services, Electricity Connected, Garbage Pickup, Internet High Speed
- Family Room:
- No
- Possession Details:
- Negotiable
- Pool:
- None
- HST Applicable To Sale Price:
- Not Subject to HST
- Taxes:
- $0 / 2025
- Assessment:
- $- / -
- First Nations
- Kenora
- Lake Access, Waterfront, Wooded/Treed
- Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment
- Deck, Privacy, Seasonal Living
- Carbon Monoxide Detectors, Security System, Smoke Detector
- Unknown
- N/A
- All Furniture All Appliances-stove, refrigerator, dishwasher, microwave, washer, dryer. Window Coverings, Paddle Boat
- N/A
- Vinyl Siding
- No
- 66'
- Waterfront-Not Deeded
- Direct
- Rocky
- Not Owned
- West
- Unobstructive
- 32 Inch Min Doors, Multiple Entrances
- Highway, Year Round Municipal Road
- Lake Huron
- Lake
- UV System
- Not Applicable
- None
- Floor
- Type
- Size
- Other
- Ground
- Dining Room
- 11'2" × 7'3"
- Ground
- Kitchen
- 13'1½" × 11'2"
- Centre Island, Stainless Steel Appl, W/O To Deck
- Ground
- Living Room
- 17'1" × 11'2"
- Ground
- Laundry
- 6'6¾" × 3'3"
- Ground
- Bedroom
- 16'5" × 11'2"
- Ground
- Bedroom
- 10'2" × 10'2"
- Ground
- Bedroom
- 8'10" × 7'10½"
- Double
- Floor
- Ensuite
- Pieces
- Other
- Ground
- No
- 4
- 7'6½" x 5'3" 4 Pc Bath
- Ground
- Yes
- 3
- 7'10½" x 5'7" 3 Pc Ensuite
- UFFI:
- No
- Utilities Cable:
- No
- Utilities Telephone:
- Available
- Utilities Gas:
- No
- Utilities Hydro:
- Yes
- Utilities Water:
- No
- Water Supply Types:
- Lake/River, Water System
- Sewers:
- No
- Special Designation:
- Landlease
- Sewers:
- Septic
- Air Conditioning:
- Wall Unit(s)
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Physically Handicapped-Equipped:
- No
- Laundry Level:
- Main Level
-
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- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Explore More GTA Homes:
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.