Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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832 Sharbot Lake
45 - Frontenac Centre Frontenac K0H 2E0

$479,900
Residential Freehold beds: 2 baths: 1.0

Main Photo: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
Photo 1: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
Photo 2: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
Photo 3: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
Photo 4: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
Photo 5: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
Photo 6: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
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Photo 22: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
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Photo 45: 832 Sharbot Lake in Frontenac: 45 - Frontenac Centre House for sale : MLS®# X12183521
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12183521
Bedrooms:
2
Bathrooms:
1
Private Island Retreat on Sharbot Lake! Escape to your own private island on one of the Frontenac's most desirable lakes. This modern 2-bedroom, 1-bathroom cottage offers an open-concept layout with pine ceilings, laminate flooring, and a cozy bunkie for guests. Fully insulated and powered by hydro, the cottage includes a premium Envirolet composting toilet, an upgraded gray water system, and an electric fireplace for added ambiance. Washer and Dryer hookup. Upgraded metal roof in 2023. Step outside to a comfortable deck with a remote-controlled awning, perfect for enjoying lakeside views in sun or shade. The bunkie also has hydro and screened windows, offering a bright, breezy retreat for visitors. Down by the shore, an upgraded floating dock provides easy access to the clear waters of Sharbot Lake ideal for swimming, boating and fishing. Offered furnished and ready to enjoy, with access via the public boat launch or nearby marina. A rare opportunity to own a modern, well-equipped island escape in the heart of cottage country.
Property Type:
Residential Freehold
Property Sub Type:
Rural Residential
Home Style:
Bungalow
Total Approx Floor Area:
700-1100
Lot Size:
<.50
Depth:
108'11"
Frontage:
100'
Lot Shape:
Irregular
Direction Faces:
North
Bedrooms:
2
Bathrooms:
1.0
Water supply:
Other
Kitchens:
1
Bedrooms Above Grade:
2
Kitchens Above Grade:
1
Rooms Above Grade:
6
Zoning:
RW - Residential Waterfront
Heating type:
Baseboard
Heating Fuel:
Electric
Fireplaces:
1
Foundation:
Piers, Concrete
Roof:
Metal
Basement:
None
Fireplace Features:
Electric
Fireplace/Stove:
Yes
Alternative Power:
None
Garage:
None
Garage Spaces:
0.0
Parking Features:
None
Parking Spaces:
0
Total Parking Spaces:
0.0
Rural services:
Cell Services, Electricity Connected
Family Room:
No
Pool:
None
HST Applicable To Sale Price:
Included In
Taxes:
$1,556.91 / 2025
Assessment:
$- / -
Frontenac
45 - Frontenac Centre
Frontenac
Island, Lake Access, Lake/Pond, Waterfront
Primary Bedroom - Main Floor, Water Heater, Water Heater Owned, Water Treatment
Awnings, Deck, Fishing, Privacy, Recreational Area, Seasonal Living
Unknown
1. White stand alone shelf unit in bathroom 2. Microwave 3. Coffee table in main house 4. Chest freezer 5. Red Adirondack chairs 6. Picture frames in second bedroom (pink)
Vinyl Siding
Dock
Direct
Clean, Gravel, Rocky
Owned
All
Bay, Lake, Water
Direct
By Water, Public Docking, Water Only
Sharbot Lake
Lake
Bunkie
Private
Floor
Type
Size
Other
Main
Kitchen
13'5" × 9'3"
Main
Dining Room
14'4" × 10'11½"
Main
Living Room
17'1⅛" × 16'11"
Main
Bedroom
11'9" × 11'6"
Main
Bedroom
11'9" × 11'8½"
Floor
Ensuite
Pieces
Other
Main
No
3
10'7½" x 6' 3 Pc Bath
Utilities Cable:
No
Utilities Telephone:
No
Utilities Gas:
No
Utilities Hydro:
Yes
Utilities Water:
No
Water Supply Types:
Lake/River
Sewers:
No
Sewage:
Grey Water
Special Designation:
Unknown
Sewers:
Other
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 30, 2025
Original Price:
Previous Price:
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    Bunkie
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    Bunkie
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    Bunkie
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    Bunkie
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Listed by EXP REALTY, BROKERAGE
Data was last updated June 7, 2025 at 04:15 AM (UTC)
DARYL  KING
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Explore Affordable Cottages Across Ontario

These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.

  • Waterfront and inland cottages under $500K
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  • Located near popular outdoor destinations like Georgian Bay and Haliburton

Why Choose a Cottage in Ontario Under $500 000?

Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:

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  • Strong resale or rental potential
  • Proximity to major cities like Toronto and Ottawa
  • Entry-level pricing for first-time buyers and vacation homeowners

Navigating the Cottage Buying Process

Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.

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Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.

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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.