Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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831 Cetennial Park
Carden Kawartha Lakes K0M 2B0

$128,000
Residential Freehold beds: 0 baths: 0.0

Main Photo: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
Photo 1: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
Photo 2: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
Photo 3: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
Photo 4: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X14032800
This buildable lot in Kawartha Lakes offers the perfect opportunity to create your dream home or cottage, just 3 km from a convenient boat launch on Canal Lake. Enjoy easy access to the water for boating, fishing, and relaxation without the cost of waterfront taxes. Located in a rapidly growing neighborhood, this property promises rising property values and a vibrant community. It's an ideal spot for those seeking a peaceful retreat or a smart investment. The land is surrounded by nature, with nearby woods for quiet walks and endless outdoor adventures. The property features an unopen road allowance on its west side, hydro service is available, and while there's no existing driveway, the lot is ready for development. Don't miss your chance to own a piece of paradise in Kawartha Lakes, where the lifestyle is unmatched and the possibilities are endless!
Property Type:
Residential Freehold
Property Sub Type:
Vacant Land
Home Style:
Other
Lot Size:
<.50
Lot Depth:
240'
Lot Frontage:
71'4"
Direction Faces:
North
Bedrooms:
0
Bathrooms:
0.0
Water supply:
Municipal
Kitchens:
0
Bedrooms Above Grade:
0
Kitchens Above Grade:
0
Rooms Above Grade:
0
Zoning:
RR3
Heating type:
Other
Heating Fuel:
Other
Basement:
None
Fireplace/Stove:
No
Garage:
None
Garage Spaces:
0.0
Parking Features:
None
Parking Spaces:
0
Total Parking Spaces:
0.0
Family Room:
No
Pool:
None
HST Applicable To Sale Price:
In Addition To
Taxes:
$314.22 / 2025
Assessment:
$- / -
Kawartha Lakes
Kawartha Lakes
Carden
Unopen road allowance going down the west side of the property. Hydro serviced property but no existing driveway in place.
Other
None
Utilities Cable:
No
Utilities Telephone:
No
Utilities Gas:
No
Utilities Hydro:
No
Utilities Water:
No
Sewers:
No
Special Designation:
Unknown
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Oct 14, 2026
Original Price:
Previous Price:
  • Photo 1: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
    Photo 1 of 4
  • Photo 2: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
    Photo 2 of 4
  • Photo 3: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
    Photo 3 of 4
  • Photo 4: 831 Cetennial Park in Kawartha Lakes: Carden House for sale : MLS®# X14032800
    Photo 4 of 4
Listed by REMAX YOUR COMMUNITY REALTY
Data was last updated October 15, 2026 at 04:15 PM (UTC)
Area Statistics
Listings on market:
13
Avg list price:
$200,000
Min list price:
$109,900
Max list price:
$725,000
Avg days on market:
231
Min days on market:
1
Max days on market:
517
These statistics are generated based on the current listing's property type and located in Carden. Average values are derived using median calculations. This data is not produced by the MLS® system.
DARYL  KING
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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.