Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
82 Ivy Avenue
Renfrew
K7V 4G6
$453,000
Residential Freehold
beds: 3+1
baths: 3.0
- Status:
- Sold
- Sold Date:
- Jul 18, 2025
- Listed Price:
- $453,000
- Sold Price:
- $453,000
- Sold in:
- 4 days
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12284210
- Bedrooms:
- 3+1
- Bathrooms:
- 3
- Property Type:
- Residential Freehold
- Property Sub Type:
- Detached
- Home Style:
- Bungalow
- Total Approx Floor Area:
- 1100-1500
- Depth:
- 135'4"
- Frontage:
- 70'
- Direction Faces:
- East
- Bedrooms:
- 3+1
- Bathrooms:
- 3.0
- Water supply:
- Municipal
- Kitchens:
- 1
- Bedrooms Above Grade:
- 3
- Bedrooms Below Grade:
- 1
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 8
- Rooms Below Grade:
- 5
- Heating type:
- Forced Air
- Heating Fuel:
- Gas
- Fireplaces:
- 2
- Foundation:
- Unknown
- Roof:
- Unknown
- Basement:
- Full
- Fireplace Features:
- Natural Gas, Wood
- Fireplace/Stove:
- Yes
- Garage:
- Carport
- Garage Spaces:
- 1.0
- Parking Features:
- Available
- Parking Spaces:
- 2
- Total Parking Spaces:
- 3.0
- Family Room:
- No
- Possession Details:
- ASAP
- Lot Irregularities:
- 69.97 ft x135.33ft x69.65 ft x 137.05 ft
- Pool:
- None
- Link:
- No
- HST Applicable To Sale Price:
- Included In
- Taxes:
- $4,364.53 / 2024
- Assessment:
- $- / -
- Renfrew
- 540 - Renfrew
- Renfrew
- Other
- Hot Water Tank
- Fridge, Stove, Microwave/Hood Fan, Dishwasher, Freezer, Washer, Dryer, Window Blinds, Curtains, 2 x sheds, Metal Shelving in basement
- Brick
- Special Designation:
- Unknown
- Sewers:
- Sewer
- Air Conditioning:
- Central Air
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Date Listed:
- Jul 14, 2025
-
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- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.