Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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76 Leeder Cottage Road

814 - Elizabethtown Kitley (Old K.) Twp Elizabethtown-Kitley K0E 1Y0

$249,900

Residential Freehold beds: 1 baths: 1.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X13918772

Bedrooms:

1

Bathrooms:

1

• Photos (31)

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LET THE COTTAGE MEMORIES BEGIN! Tremendous opportunity to own your own piece of paradise on beautiful Bellamy Lake! This charming, three-season cottage offers gorgeous lake views, peaceful surroundings and an authentic Canadian cottage experience that will transport you back to simpler times.Constructed in 1972, this fully furnished, one-bedroom cottage with a 3-piece bathroom is ready and waiting for your 2027 summer adventures! The functional kitchen flows into an open-concept dining and living area, where you can relax, unwind and take in those beautiful sunset views over the lake. A covered porch provides the perfect spot for outdoor dining, morning coffee or simply enjoying the fresh lake air, even when the summer rain rolls in.Oozing with rustic character, from its classic panelled walls to its nostalgic cottage charm, this is a place to unplug, slow down and make memories. Approx. 103 ft. of shoreline where you can spend your days kayaking, rowing, fishing or simply soaking up the tranquility of waterfront living. Whether you're looking for a peaceful personal retreat or a place to gather with family and friends, this cottage offers the opportunity to embrace the simple pleasures of summer.Conveniently located with easy access to Brockville and Smiths Falls, and within a reasonable drive of Kingston and Ottawa, your lakeside escape is closer than you think.Pack your bags, grab your fishing rod and get ready to make summer memories on Bellamy Lake! Now is the time to take advantage of this opportunity and start making plans for next summer !! NOTE: Road service fee is $300/year for maintenance and snow removal.

General Info:

Under Contract:

None

Property Type:

Residential Freehold

Property Sub Type:

Detached

Home Style:

Bungalow

Approx. Age:

51-99

Total Approx Floor Area:

< 700

Lot Size:

<.50

Lot Depth:

152'46.3 m

Lot Frontage:

103'31.4 m

Lot Shape:

Rectangular

Topography:

Flat, Waterway

Direction Faces:

West

Bedrooms:

1

Bathrooms:

1.0

Water supply:

Well

Kitchens:

1

Bedrooms Above Grade:

1

Kitchens Above Grade:

1

Rooms Above Grade:

5

Fractional Ownership:

No

Zoning:

Seasonal/recreational dwelling

Assignment:

No

Additional Info:

Heating type:

Other

Heating Fuel:

Electric

Fireplaces:

0

Foundation:

Unknown

Roof:

Asphalt Shingle

Basement:

None

Fireplace/Stove:

No

Alternative Power:

Unknown

Garage:

None

Garage Spaces:

0.0

Other Structures:

Garden Shed

Parking Features:

Private

Parking Spaces:

8

Total Parking Spaces:

8.0

Rural services:

Cell Services, Telephone Available, Electricity Connected

Family Room:

No

Possession Details:

Immediate

Pool:

None

Link:

No

Financial Info:

HST Applicable To Sale Price:

Not Subject to HST

Assessment:

$150,000

Assessment Year:

2026

Development Charges Paid:

Unknown

Taxes:

$1,991 / 2025

Assessment:

$150,000.00 / 2026

County:

Leeds and Grenville

Listing Area:

Elizabethtown-Kitley

Listing Sub-Area:

814 - Elizabethtown Kitley (Old K.) Twp

Property Features / Area Influences:

Lake Access, Waterfront, Level

Interior Features:

Primary Bedroom - Main Floor, Water Heater Owned

Exterior Features:

Landscaped, Porch, Seasonal Living

Easement/ Restrictions:

Unknown

Rental Items:

none, as per seller

Inclusions:

fridge, stove, curtains and window furnishings, all existing light fixtures, dock.... whatever furniture is remaining there is yours! Seller has removed their personal effects, furniture box, deck box,

Exclusions:

some personal pictures, red lawn mower and the trimmer

Lease to Own Equipment:

None

Exterior Finish:

Other

Elevator:

No

Retirement:

No

Water Frontage:

103'31.394 m

Waterfront Features:

Dock

Waterfront:

Direct

Shoreline:

Clean, Shallow, Mixed

Shoreline Allowance:

Owned

Shoreline Exposure:

West

View:

Lake, Water, Skyline

Water View:

Direct, Unobstructive

Access to property:

Year Round Private Road

Water Body Name:

Bellamys Lake

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

Private

Room Information:

Floor

Type

Size

Other

Main

Bedroom

11'5¾"3.50 m × 7'7"2.31 m

Main

Living Room

13'1"3.99 m × 11'5"3.48 m

Main

Dining Room

11'6"3.51 m × 7'7"2.31 m

Main

Kitchen

11'2"3.40 m × 7'7¾"2.33 m

Bathrooms:

Floor

Ensuite

Pieces

Other

Main

No

3

4'9" x 7'10" 3 Pc Bath

Other Details:

Utilities Cable:

No

Utilities Telephone:

Available

Utilities Gas:

No

Utilities Hydro:

Yes

Utilities Water:

No

Water Supply Types:

Drilled Well

Sewers:

No

Special Designation:

Unknown

Sewers:

Holding Tank

Air Conditioning:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Physically Handicapped-Equipped:

Yes

Listing Info:

Date Listed:

Oct 13, 2026

Original Price:

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Previous Price:

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Listed by ROYAL LEPAGE PROALLIANCE REALTY

Data was last updated October 15, 2026 at 12:15 PM (UTC)

Area Statistics

Listings on market:

14

Avg list price:

$549,389

Min list price:

$249,900

Max list price:

$975,000

Avg days on market:

40

Min days on market:

2

Max days on market:

170

These statistics are generated based on the current listing's property type and located in 814 - Elizabethtown Kitley (Old K.) Twp. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.