Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
74 French Settlement Lane
Tweed
K0K 3J0
$449,000
Residential Freehold
beds: 2
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X13426420
- Bedrooms:
- 2
- Bathrooms:
- 1
- Photos (50)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Property Type:
- Residential Freehold
- Property Sub Type:
- Detached
- Home Style:
- Bungalow
- Approx. Age:
- 51-99
- Total Approx Floor Area:
- 700-1100
- Lot Size:
- .50-1.99
- Lot Depth:
- 155'
- Lot Frontage:
- 416'
- Lot Shape:
- Irregular
- Topography:
- Flat, Level, Open Space, Wooded/Treed
- Direction Faces:
- East
- Bedrooms:
- 2
- Bathrooms:
- 1.0
- Water supply:
- Well
- Kitchens:
- 1
- Bedrooms Above Grade:
- 2
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 6
- Fractional Ownership:
- No
- Zoning:
- LSR
- Heating type:
- Baseboard
- Heating Fuel:
- Electric
- Foundation:
- Piers
- Roof:
- Metal
- Basement:
- None
- Fireplace/Stove:
- No
- Alternative Power:
- Unknown
- Garage:
- None
- Garage Spaces:
- 0.0
- Other Structures:
- Out Buildings, Shed
- Parking Features:
- Private
- Parking Spaces:
- 3
- Total Parking Spaces:
- 3.0
- Rural services:
- Cell Services, Electricity Connected, Internet Other
- Family Room:
- No
- Possession Details:
- TBD
- Pool:
- None
- Link:
- No
- HST Applicable To Sale Price:
- Included In
- Taxes:
- $1,963 / 2025
- Assessment:
- $- / -
- Hastings
- Tweed
- Hungerford (Twp)
- River/Stream, Waterfront
- Primary Bedroom - Main Floor, Water Heater Owned
- Landscaped, Deck, Fishing, Patio, Privacy
- Flood Plain, Right Of Way
- None
- Most contents included except for exclusions.
- Personal items and most contents of the large shed/workshop.
- None
- Wood
- 1312'
- Dock, River Front
- Direct
- Mixed
- Owned
- North
- River, Trees/Woods
- Direct
- R.O.W. (Deeded)
- Moira River
- River
- Bunkie
- Private
- Floor
- Type
- Size
- Other
- Main
- Living Room
- 19'11¾" × 12'
- Main
- Dining Room
- 12' × 10'
- Main
- Kitchen
- 10' × 10'
- Main
- Primary Bedroom
- 12' × 10'
- Main
- Bedroom 2
- 12' × 10'
- Floor
- Ensuite
- Pieces
- Other
- Main
- No
- 3
- 6'11" x 5' 3 Pc Bath
- Utilities Cable:
- No
- Utilities Telephone:
- Available
- Utilities Gas:
- No
- Utilities Hydro:
- Yes
- Utilities Water:
- No
- Water Supply Types:
- Dug Well
- Sewers:
- No
- Energy Certification:
- No
- Green Property Information Statement:
- No
- Special Designation:
- Unknown
- Sewers:
- Septic
- Air Conditioning:
- Other
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
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- Listings on market:
- 32
- Avg list price:
- $634,950
- Min list price:
- $299,000
- Max list price:
- $1,349,000
- Avg days on market:
- 40
- Min days on market:
- 1
- Max days on market:
- 461
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.