Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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640 99 Fourth Concession Road

Burford Brant N0E 1A0

$320,000

Residential Freehold beds: 3 baths: 2.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X13448550

Bedrooms:

3

Bathrooms:

2

• Photos (38)

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Welcome to Unit 640, as Twin Springs Cottage Condo Community, a beautiful, spacious 3-bedroom, 2-bathroom modular home. This move-in-ready home boasts open space. The large eat-in kitchen features a large island with a power source, plenty of cupboard/cabinet space and a deep kitchen sink. Off the kitchen is the laundry/mudroom room that leads to the newer covered back deck (storage available underneath), perfect for enjoying quiet days outside, relaxing. The large master bedroom includes a double closet and a spacious 3 pc ensuite. Two additional bedrooms and a 4 pc bathroom offer plenty of room for the kids, guests, home office, or additional storage. Some recent improvements include the back deck and front porch, the garden shed and eavestroughs. The park offers great amenities for the residents, including a beach, a community center, a community garden to share fresh vegetables and it's maintained by volunteers, a fenced dog park, laundry facilities and fun activities and events throughout the year for kids and adults. Twin Springs is located outside of Burford and is approximately 15 minutes from Woodstock and Brantford. It's also only minutes away from the 401/403, making commuting easy. All that's left to do is move in and enjoy!

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Modular Home

Home Style:

Other

Total Approx Floor Area:

1100-1500

Lot Depth:

0'0 m

Lot Frontage:

0'0 m

Direction Faces:

West

Bedrooms:

3

Bathrooms:

2.0

Water supply:

Well

Kitchens:

2

Bedrooms Above Grade:

3

Kitchens Above Grade:

2

Rooms Above Grade:

8

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Propane

Foundation:

Unknown

Roof:

Shingles

Basement:

None

Fireplace/Stove:

No

Garage:

None

Garage Spaces:

0.0

Parking Features:

Available

Parking Spaces:

2

Total Parking Spaces:

2.0

Family Room:

Yes

Possession Details:

Flexible

Pool:

None

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$0 / 2026

Assessment:

$- / -

County:

Brant

Listing Area:

Brant

Listing Sub-Area:

Burford

Property Features / Area Influences:

Other, Rec./Commun.Centre, Beach, Lake/Pond

Interior Features:

Air Exchanger, Other, Primary Bedroom - Main Floor, Water Heater Owned

Rental Items:

Propane Tanks

Inclusions:

Microwave, Refrigerator, Stove, Dishwasher

Exclusions:

Dryer, Washer

Exterior Finish:

Vinyl Siding

Room Information:

Floor

Type

Size

Other

Main

Primary Bedroom

13'3.96 m × 12'6"3.81 m

Main

Bedroom

10'5"3.18 m × 10'1"3.07 m

Main

Kitchen

18'4"5.59 m × 13'3"4.04 m

Main

Living Room

22'4"6.81 m × 13'3.96 m

Main

Laundry

12'10"3.91 m × 5'4"1.63 m

Main

Bedroom

11'5"3.48 m × 10'6"3.20 m

Other Details:

Special Designation:

Landlease

Sewers:

Septic

Air Conditioning:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Jun 16, 2026

Original Price:

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Previous Price:

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Listed by Gale Group Realty Brokerage Ltd

Data was last updated June 17, 2026 at 06:15 AM (UTC)

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

Explore More GTA Homes:

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• Condos for Sale in Toronto Under $400K
• Aurora Homes For Sale
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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.