Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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512 warner bay Road
Northern Bruce Peninsula Bruce N0H 2R0

$369,900
Residential Freehold beds: 0 baths: 0.0

Main Photo: 512 warner bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12106104
Photo 1: 512 warner bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12106104
Photo 2: 512 warner bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12106104
Photo 3: 512 warner bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12106104
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12106104
38.3 secluded, wooded acres located on the Bruce Peninsula. Around the corner from public access to Lake Huron. Just a short 10-minute drive to downtown Tobermory, national parks, tour boat services, and the Bruce Trail. Laneway already established. Year-round access via a paved road, with available services. Ideal private setting for your dream home or cottage. Potential for future development. This size property is a rare find and perfect for those seeking a private sanctuary or investment opportunity.
Property Type:
Residential Freehold
Property Sub Type:
Vacant Land
Total Approx Floor Area:
< 700
Lot Size:
25-49.99
Depth:
2335'8"
Frontage:
491'7"
Direction Faces:
West
Bedrooms:
0
Bathrooms:
0.0
Water supply:
None
Kitchens:
0
Ensuite Laundry:
No
HST Applicable To Sale Price:
Included In
Taxes:
$464 / 2024
Assessment:
$- / -
Northern Bruce Peninsula
Northern Bruce Peninsula
Bruce
None
None
Utilities Cable:
No
Utilities Telephone:
Available
Utilities Gas:
No
Utilities Hydro:
Available
Utilities Water:
No
Sewers:
No
Special Designation:
Other
Sewers:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Apr 26, 2025
Original Price:
Previous Price:
  • Photo 1: 512 warner bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12106104
    Photo 1 of 3
  • Photo 2: 512 warner bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12106104
    Photo 2 of 3
  • Photo 3: 512 warner bay Road in Bruce: Northern Bruce Peninsula House for sale : MLS®# X12106104
    Photo 3 of 3
Listed by eXp Realty
Data was last updated April 28, 2025 at 04:15 AM (UTC)
Area Statistics
Listings on market:
58
Avg list price:
$209,450
Min list price:
$109,000
Max list price:
$1,850,000
Avg days on market:
67
Min days on market:
1
Max days on market:
703
These statistics are generated based on the current listing's property type and located in Northern Bruce Peninsula. Average values are derived using median calculations.
DARYL  KING
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Explore Affordable Cottages Across Ontario

These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.

  • Waterfront and inland cottages under $500K
  • Cozy cabins, A-frames, and seasonal retreats
  • Many listings with decks, wood-burning stoves, and lake access
  • Located near popular outdoor destinations like Georgian Bay and Haliburton

Why Choose a Cottage in Ontario Under $500 000?

Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:

  • Quiet relaxation and outdoor adventure
  • Strong resale or rental potential
  • Proximity to major cities like Toronto and Ottawa
  • Entry-level pricing for first-time buyers and vacation homeowners

Navigating the Cottage Buying Process

Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.

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If you’re selling a cottage in Ontario, our platform offers exceptional exposure to a targeted audience of potential buyers. We utilize advanced marketing techniques to highlight the key features and benefits of your property, ensuring it stands out in the market. Our goal is to connect you with interested buyers efficiently, facilitating successful and profitable transactions.

Start Your Cottage Search Today

Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.

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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.