Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
493 Bruce Road #13 Road
Native Leased Lands
N0H 2L0
$259,900
Residential Freehold
beds: 2
baths: 2.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X13144516
- Bedrooms:
- 2
- Bathrooms:
- 2
- Photos (23)
- Schedule / Email
- Send listing
- Mortgage calculator
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Schedule a viewing:
- Property Type:
- Residential Freehold
- Property Sub Type:
- Other
- Home Style:
- Bungalow
- Total Approx Floor Area:
- 700-1100
- Lot Depth:
- 200'
- Lot Frontage:
- 66'
- Direction Faces:
- West
- Bedrooms:
- 2
- Bathrooms:
- 2.0
- Water supply:
- Other
- Kitchens:
- 1
- Bedrooms Above Grade:
- 2
- Kitchens Above Grade:
- 1
- Fractional Ownership:
- No
- Assignment:
- No
- Heating type:
- Baseboard
- Heating Fuel:
- Electric
- Fireplaces:
- 1
- Foundation:
- Block
- Roof:
- Asphalt Shingle
- Basement:
- None
- Fireplace Features:
- Living Room, Propane
- Fireplace/Stove:
- Yes
- Alternative Power:
- None
- Garage:
- None
- Garage Spaces:
- 0.0
- Other Structures:
- Out Buildings
- Parking Features:
- Private
- Parking Spaces:
- 6
- Total Parking Spaces:
- 6.0
- Possession Details:
- Flexible
- Pool:
- None
- HST Applicable To Sale Price:
- Not Subject to HST
- Development Charges Paid:
- No
- Taxes:
- $0 / 2025
- Assessment:
- $- / -
- Bruce
- Native Leased Lands
- Native Leased Lands
- Water Heater, Water Treatment
- Deck, Seasonal Living, Fishing, Awnings
- Other
- Propane Tank
- fridge, stove, stand alone air conditioner, above range microwave and fan, hot tub (as is)
- Some personal items. List available.
- None
- Vinyl Siding
- 217'
- Breakwater
- Direct
- Rocky
- None
- Lake
- Unobstructive
- Year Round Municipal Road
- Lake Huron
- Lake
- Water Treatment
- Not Applicable
- None
- Floor
- Type
- Size
- Other
- Ground
- Living Room
- 19'9¾" × 11'8½"
- Ground
- Dining Room
- 9'11" × 8'6"
- Ground
- Kitchen
- 13' × 10'11"
- Ground
- Sunroom
- 11'4" × 11'
- Ground
- Primary Bedroom
- 15'1" × 9'8½"
- 4 Pc Ensuite
- Ground
- Bedroom 2
- 9'5" × 9'1"
- Water Supply Types:
- Lake/River
- Sewers:
- Septic
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
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Enhanced sky and water -
Enhanced sky and water
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Enhanced sky and water
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Enhanced sky and water
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Photo 5 of 23
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Photo 6 of 23
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Propane fireplace
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Enhanced sky and water
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Photo 9 of 23
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Primary Bedroom
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Primary Bedroom
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Primary Bedroom 4 Piece ensuite
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Second Bedroom
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3 Piece bathroom
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Photo 15 of 23
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Photo 16 of 23
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Photo 17 of 23
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Photo 18 of 23
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Bunkie
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Bunkie
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Bunkie
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Photo 22 of 23
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Storage shed
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Explore More GTA Homes:
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- Condos for Sale in Toronto Under $400K
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.