Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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49 3282 Ogdens Beach Road
Rural Tay Simcoe L9S 2K6

$342,900
Residential Freehold beds: 2 baths: 2.0

Main Photo: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 1: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 2: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 3: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 4: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 5: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 6: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 7: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 8: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 9: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Photo 10: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
S12101371
Bedrooms:
2
Bathrooms:
2
Set against the picturesque backdrop of Southern Georgian Bay, this 2-bedroom, 2-bathroom Beausoleil Cottage model offers an exceptional opportunity for resort living at its finest. Proudly manufactured in Canada, this move-in-ready cottage is perfect for those eager to take full advantage of the 2025 cottage season. Located on a premium waterfront lot, this cottage provides panoramic views and is just steps from the resorts new private pool. At 718 sq ft, this thoughtfully designed cottage features an open-concept living area, a fully-equipped kitchen, and a cozy yet spacious living room ideal for hosting family and friends. Step outside to one of two covered decks and enjoy your morning coffee while watching the sunrise over the water. With modern furnishings and top-tier amenities, including central air conditioning and a 50 linear electric fireplace, this cottage is designed for comfort and convenience. Wye Heritage Marine Resort is a seasonal 8-month resort, allowing you to enjoy the best of cottage living from spring to fall. The community offers an abundance of amenities, including two heated swimming pools, sports court (pickleball, tennis, basketball), restaurant, sandy beach, playground, and boating services. Cottage owners are guaranteed a boat slip and receive a 20% discount on their slip fees. This is an exclusive Phase 1 lot, so don't miss your chance to own this prime piece of paradise on Georgian Bay!
Property Type:
Residential Freehold
Property Sub Type:
Modular Home
Home Style:
Bungalow
Total Approx Floor Area:
700-1100
Depth:
0'
Frontage:
0'
Direction Faces:
East
Bedrooms:
2
Bathrooms:
2.0
Water supply:
Well
Kitchens:
1
Bedrooms Above Grade:
2
Kitchens Above Grade:
1
Rooms Above Grade:
6
Ensuite Laundry:
No
Heating type:
Forced Air
Heating Fuel:
Propane
Foundation:
Post & Pad
Roof:
Asphalt Shingle
Basement:
None
Fireplace Features:
Electric
Fireplace/Stove:
Yes
Alternative Power:
None
Garage:
None
Garage Spaces:
0.0
Parking Spaces:
2
Total Parking Spaces:
2.0
Family Room:
Yes
Pool:
Community, Inground
HST Applicable To Sale Price:
In Addition To
Assessment Year:
2024
Taxes:
$0 / 2025
Assessment:
$- / 2024
Tay
Rural Tay
Simcoe
None
Subdivision Covenants
Vinyl Siding
Marina Services, Boat Slip, Boat Launch
Direct, WaterfrontCommunity
Natural
Not Owned
Bay, Marina
Direct
Private Road
Georgian Bay
Bay
Not Applicable
Marina
Floor
Type
Size
Other
Main
Kitchen
18'5" × 11'9¾"
Main
Living Room
20'2" × 12'
Main
Bedroom
7'8" × 7'2"
Main
Bedroom
12' × 8'
Special Designation:
Landlease
Sewers:
Septic
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Apr 24, 2025
Original Price:
Previous Price:
  • Photo 1: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
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  • Photo 10: 49 3282 Ogdens Beach Road in Simcoe: Rural Tay House for sale (Tay)  : MLS®# S12101371
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Listed by RE/MAX By The Bay Brokerage
Data was last updated April 26, 2025 at 04:15 AM (UTC)
DARYL  KING
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Explore Affordable Cottages Across Ontario

These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.

  • Waterfront and inland cottages under $500K
  • Cozy cabins, A-frames, and seasonal retreats
  • Many listings with decks, wood-burning stoves, and lake access
  • Located near popular outdoor destinations like Georgian Bay and Haliburton

Why Choose a Cottage in Ontario Under $500 000?

Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:

  • Quiet relaxation and outdoor adventure
  • Strong resale or rental potential
  • Proximity to major cities like Toronto and Ottawa
  • Entry-level pricing for first-time buyers and vacation homeowners

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Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.

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Start Your Cottage Search Today

Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.

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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.