Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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46 Taylor Lake Road
Whitestone Parry Sound P0A 1G0

$499,000
Residential Freehold beds: 1 baths: 0.0

Main Photo: 46 Taylor Lake Road in Parry Sound: Whitestone House for sale : MLS®# X12129889
Photo 1: 46 Taylor Lake Road in Parry Sound: Whitestone House for sale : MLS®# X12129889
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Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12129889
Bedrooms:
1
Welcome to 46 Taylor Lake Road - a rare opportunity to own over 3 acres of natural beauty with more then 400 feet of pristine frontage on the clear calm waters of Taylor Lake. This stunning property offers peace, privacy and direct access to endless outdoor adventures. Located in the picturesque Ardbeg area this region is known for its rugged landscapes, friendly community and incredible recreational options. Taylor Lake is a clean, spring-fed lake with easy access to vast stretches of Crown Land - ideal for kayaking, fishing, hiking and snowmobiling throughout the seasons. The property includes a 40' x 30' garage that's been partially converted to include two basic bedrooms and a living area - a functional and convenient space to stay while you build your dream cottage. Whether you're looking for a weekend retreat, a base for exploring nature or a blank canvas for your future getaway this property has the potential to become something truly special. Don't miss your chance to own a piece of Taylor Lake. Schedule a visit today and start planning your escape to the lake.
Under Contract:
None
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow
Total Approx Floor Area:
< 700
Lot Size:
2-4.99
Depth:
522'9¼"
Frontage:
269'1¼"
Topography:
Flat
Direction Faces:
South
Bedrooms:
1
Bathrooms:
0.0
Water supply:
None
Kitchens:
0
Bedrooms Above Grade:
1
Kitchens Above Grade:
0
Rooms Above Grade:
2
Ensuite Laundry:
No
Zoning:
WF1-LS
Heating type:
Other
Heating Fuel:
Wood
Fireplaces:
1
Foundation:
Unknown, Concrete Block
Roof:
Asphalt Shingle
Basement:
None
Fireplace Features:
Wood
Fireplace/Stove:
Yes
Alternative Power:
Other
Garage:
Attached
Garage Spaces:
1.0
Other Structures:
None
Parking Spaces:
10
Total Parking Spaces:
11.0
Rural services:
Cell Services, Internet High Speed
Family Room:
No
Possession Details:
Immediate
Pool:
None
Link:
No
HST Applicable To Sale Price:
Not Subject to HST
Taxes:
$2,038.38 / 2024
Assessment:
$- / -
Whitestone
Whitestone
Parry Sound
Level, Waterfront
None
Deck
Unknown
None
Furniture and anything left on property at closing.
Personal belongings.
Vinyl Siding
400'
Dock, Waterfront-Deeded
Direct
Mixed
Not Owned
South
Forest, Trees/Woods, Water
Direct
Seasonal Private Road
Taylor Lake
Lake
Not Applicable
Private
Floor
Type
Size
Other
Main
Living Room
17'6" × 13'6"
Main
Bedroom
10'1" × 8'2"
Utilities Cable:
No
Utilities Telephone:
No
Utilities Gas:
No
Utilities Hydro:
No
Utilities Water:
No
Water Supply Types:
None
Sewers:
No
Special Designation:
Unknown
Sewers:
None
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 07, 2025
Original Price:
Previous Price:
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Listed by Royal LePage Team Advantage Realty
Data was last updated May 11, 2025 at 05:15 PM (UTC)
Area Statistics
Listings on market:
21
Avg list price:
$649,000
Min list price:
$299,000
Max list price:
$1,999,000
Avg days on market:
55
Min days on market:
2
Max days on market:
481
These statistics are generated based on the current listing's property type and located in Whitestone. Average values are derived using median calculations.
DARYL  KING
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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.