Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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46 LAKESHORE Road

Midland Simcoe L4R 0B9

$279,900

Residential Freehold beds: 2+1 baths: 1.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

S12147632

Bedrooms:

2+1

Bathrooms:

1

• Photos (42)

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This Waterfront Supreme Cottager Classic Modular Cottage features 2-bedroom, 1-bathroom and is the ideal space to relax and reconnect with nature. The large, open-concept kitchen and inviting living space offers plenty of room to host guests. Extra guests will enjoy their private time in the custom Bunkie. Take in the stunning views and spectacular sunsets from the covered deck that is the perfect spot to entertain or simply sit back and relax on the back patio facing the lake. Nestled on the scenic shores of Little Lake Park this home offers 6 months of laid-back relaxation and leisure experiences. This exclusive community offers a premium location close to Midland's many shops and restaurants. Waterfront Cottage owners also have the option of keeping a boat and/or water toys withing steps of their front door. Very clean and well maintained.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Detached

Property Attached:

Yes

Home Style:

Other

Approx. Age:

16-30

Total Approx Floor Area:

700-1100

Lot Size:

<.50

Depth:

0'0 m

Frontage:

0'0 m

Lot Details:

0 x 0

Topography:

Wooded/Treed, Level

Direction Faces:

West

Bedrooms:

2+1

Bathrooms:

1.0

Water supply:

Well

Kitchens:

1

Kitchens in Basement:

0

Bedrooms Above Grade:

2

Bedrooms Below Grade:

1

Kitchens Above Grade:

1

Rooms Above Grade:

5

Rooms Below Grade:

1

Rooms:

6

Zoning:

Residential Mobile Home Zone

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Electric

Fireplaces:

1

New Construction:

No

Foundation:

Concrete Block

Roof:

Asphalt Shingle

Basement:

None

Fireplace Features:

Electric, Living Room

Fireplace/Stove:

Yes

Alternative Power:

Unknown

Garage:

None

Garage Spaces:

0.0

Other Structures:

Garden Shed

Parking Features:

Front Yard Parking

Parking Spaces:

3

Total Parking Spaces:

3.0

Rural services:

Cell Services, Recycling Pickup

Family Room:

No

Possession Details:

Flexible

Pool:

Community

Link:

No

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$626 / 2025

Assessment:

$- / -

Listing Area:

Midland

Listing Sub-Area:

Midland

County Or Parish:

Simcoe

Property Features / Area Influences:

Golf, Hospital, Beach, Lake Access, Rec./Commun.Centre, Campground

Interior Features:

Carpet Free

Exterior Features:

Deck, Lighting, Porch, Privacy, Recreational Area, Seasonal Living

Security Features:

Carbon Monoxide Detectors, Smoke Detector

Easement/ Restrictions:

Other

Rental Items:

None

Inclusions:

Carbon Monoxide Detector, Dryer, Gas Oven Range, Gas Stove, Negotiable, Range Hood, Refrigerator, Smoke Detector, Washer, Hot Water Tank Owned, Window Coverings

Exclusions:

None

Exterior Finish:

Vinyl Siding

Elevator:

No

Water Frontage:

82'25 m

Waterfront Features:

Beach Front, Boat Launch, Stairs to Waterfront

Waterfront:

Direct, WaterfrontCommunity

Shoreline:

Sandy

Shoreline Allowance:

Not Owned

Shoreline Exposure:

West

View:

Beach, Lake, Trees/Woods

Water View:

Direct

Access to property:

Private Road, Municipal Road, Seasonal Municipal Road

Water Body Name:

Little Lake

Water Body Type:

Lake

Waterfront Accessory Buildings:

Bunkie

Docking Type:

None

Room Information:

Floor

Type

Size

Other

Main

Other

15'4.57 m × 11'3"3.43 m

Open Concept, Breakfast Bar, Combined w/Dining

Main

Living Room

12'3.66 m × 11'3"3.43 m

Open Concept, Electric Fireplace, W/O To Deck

Main

Primary Bedroom

12'3.66 m × 11'3"3.43 m

B/I Closet, B/I Shelves, Vaulted Ceiling(s)

Main

Bedroom

7'7"2.31 m × 6'7"2.01 m

Combined w/Laundry

Ground

Bedroom 3

15'7"4.75 m × 9'5"2.87 m

Overlooks Backyard, Separate Room, W/O To Patio

Bathrooms:

Floor

Ensuite

Pieces

Other

Main

No

4

6'7" x 4'8" 4 Pc Bath

Other Details:

Utilities Hydro:

Yes

Water Supply Types:

Comm Well

Special Designation:

Unknown

Sewers:

Septic

Air Conditioning:

Central Air

Central Vacuum:

No

Seller Property Info Statement:

No

Laundry Level:

Main Level

Listing Info:

Date Listed:

May 14, 2025

Original Price:

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Previous Price:

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Listed by RE/MAX Georgian Bay Realty Ltd

Data was last updated July 9, 2025 at 03:15 AM (UTC)

Area Statistics

Listings on market:

117

Avg list price:

$649,900

Min list price:

$198,700

Max list price:

$5,900,000

Avg days on market:

32

Min days on market:

1

Max days on market:

699

These statistics are generated based on the current listing's property type and located in Midland. Average values are derived using median calculations.

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• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.