Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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46 LAKESHORE Road
Midland Simcoe L4R 0B9

$279,900
Residential Freehold beds: 2+1 baths: 1.0

Main Photo: 46 LAKESHORE Road in Simcoe: Midland House for sale : MLS®# S12147632
Photo 1: 46 LAKESHORE Road in Simcoe: Midland House for sale : MLS®# S12147632
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Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
S12147632
Bedrooms:
2+1
Bathrooms:
1
This Waterfront Supreme Cottager Classic Modular Cottage features 2-bedroom, 1-bathroom and is the ideal space to relax and reconnect with nature. The large, open-concept kitchen and inviting living space offers plenty of room to host guests. Extra guests will enjoy their private time in the custom Bunkie. Take in the stunning views and spectacular sunsets from the covered deck that is the perfect spot to entertain or simply sit back and relax on the back patio facing the lake. Nestled on the scenic shores of Little Lake Park this home offers 6 months of laid-back relaxation and leisure experiences. This exclusive community offers a premium location close to Midland's many shops and restaurants. Waterfront Cottage owners also have the option of keeping a boat and/or water toys withing steps of their front door. Very clean and well maintained.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Property Attached:
Yes
Home Style:
Other
Approx. Age:
16-30
Total Approx Floor Area:
700-1100
Lot Size:
<.50
Depth:
0'
Frontage:
0'
Lot Details:
0 x 0
Topography:
Wooded/Treed, Level
Direction Faces:
West
Bedrooms:
2+1
Bathrooms:
1.0
Water supply:
Well
Kitchens:
1
Kitchens in Basement:
0
Bedrooms Above Grade:
2
Bedrooms Below Grade:
1
Kitchens Above Grade:
1
Rooms Above Grade:
5
Rooms Below Grade:
1
Rooms:
6
Zoning:
Residential Mobile Home Zone
Heating type:
Forced Air
Heating Fuel:
Electric
Fireplaces:
1
New Construction:
No
Foundation:
Concrete Block
Roof:
Asphalt Shingle
Basement:
None
Fireplace Features:
Electric, Living Room
Fireplace/Stove:
Yes
Alternative Power:
Unknown
Garage:
None
Garage Spaces:
0.0
Other Structures:
Garden Shed
Parking Features:
Front Yard Parking
Parking Spaces:
3
Total Parking Spaces:
3.0
Rural services:
Cell Services, Recycling Pickup
Family Room:
No
Possession Details:
Flexible
Pool:
Community
Link:
No
HST Applicable To Sale Price:
Included In
Taxes:
$626 / 2025
Assessment:
$- / -
Midland
Midland
Simcoe
Golf, Hospital, Beach, Lake Access, Rec./Commun.Centre, Campground
Carpet Free
Deck, Lighting, Porch, Privacy, Recreational Area, Seasonal Living
Carbon Monoxide Detectors, Smoke Detector
Other
None
Carbon Monoxide Detector, Dryer, Gas Oven Range, Gas Stove, Negotiable, Range Hood, Refrigerator, Smoke Detector, Washer, Hot Water Tank Owned, Window Coverings
None
Vinyl Siding
No
82'
Beach Front, Boat Launch, Stairs to Waterfront
Direct, WaterfrontCommunity
Sandy
Not Owned
West
Beach, Lake, Trees/Woods
Direct
Private Road, Municipal Road, Seasonal Municipal Road
Little Lake
Lake
Bunkie
None
Floor
Type
Size
Other
Main
Other
15' × 11'3"
Open Concept, Breakfast Bar, Combined w/Dining
Main
Living Room
12' × 11'3"
Open Concept, Electric Fireplace, W/O To Deck
Main
Primary Bedroom
12' × 11'3"
B/I Closet, B/I Shelves, Vaulted Ceiling(s)
Main
Bedroom
7'7" × 6'7"
Combined w/Laundry
Ground
Bedroom 3
15'7" × 9'5"
Overlooks Backyard, Separate Room, W/O To Patio
Floor
Ensuite
Pieces
Other
Main
No
4
6'7" x 4'8" 4 Pc Bath
Utilities Hydro:
Yes
Water Supply Types:
Comm Well
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Laundry Level:
Main Level
Date Listed:
May 14, 2025
Original Price:
Previous Price:
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Listed by RE/MAX Georgian Bay Realty Ltd
Data was last updated July 9, 2025 at 03:15 AM (UTC)
Area Statistics
Listings on market:
117
Avg list price:
$649,900
Min list price:
$198,700
Max list price:
$5,900,000
Avg days on market:
32
Min days on market:
1
Max days on market:
699
These statistics are generated based on the current listing's property type and located in Midland. Average values are derived using median calculations.
DARYL  KING
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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.