Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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46 Huckleberry Island
Carling Carling P0G 1G0

$499,000
Residential Freehold beds: 2+1 baths: 1.0

2 Bed 1 Bath on Georgian Bay
Photo 1: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 2: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 3: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 4: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 5: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 6: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 7: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 8: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 9: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 10: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 11: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 12: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 13: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 14: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 15: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 16: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 17: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 18: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 19: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 20: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 21: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 22: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 23: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 24: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 25: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 26: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 27: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 28: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 29: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 30: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 31: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 32: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 33: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 34: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 35: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 36: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 37: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Photo 38: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X13146082
Bedrooms:
2+1
Bathrooms:
1
Georgian Bay boat access off-grid cottage in the 30,000 Islands. Escape to Georgian Bay. Just a short boat ride from Parry Sound, this south-facing 1.25 acre property offers 209 feet of shoreline in a quiet, protected bay near the iconic Hole in the Wall. The fully furnished main cottage features 2 bedrooms, a 3-piece bathroom, a spacious kitchen and a bright living room with beautiful water views. A renovated bunkie with a loft provides additional sleeping space for guests, while the expansive waterfront deck is perfect for dining, relaxing and taking in the stars. Set amongst the trees on Huckleberry Island with access to Crown Land trails, this property offers the ideal blend of adventure and tranquillity. Explore nearby cliff jumping, hidden coves, picnic spots, Killbear Lighthouse and Henry's Restaurant in the Parry Sound Harbour. Recent upgrades include septic (2021), solar power system (2025), potable water system (2023), stairs to the bunkie (2024) and a new propane fridge (2025). Additional features include a 55-foot ShoreMaster dock, on-demand hot water and reliable cell and internet service. Turn-key and available for a quick closing - just bring your towels and start making memories on Georgian Bay.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow
Total Approx Floor Area:
< 700
Lot Depth:
355'
Lot Frontage:
209'
Lot Shape:
Rectangular
Topography:
Level, Sloping
Direction Faces:
South
Bedrooms:
2+1
Bathrooms:
1.0
Water supply:
Other
Kitchens:
1
Bedrooms Above Grade:
2
Bedrooms Below Grade:
1
Kitchens Above Grade:
1
Rooms Above Grade:
3
Zoning:
WF-2 + EP
Heating type:
Other
Heating Fuel:
Other
Foundation:
Piers
Roof:
Asphalt Shingle
Basement:
None
Fireplace/Stove:
No
Alternative Power:
Solar Power
Garage:
None
Garage Spaces:
0.0
Parking Spaces:
0
Total Parking Spaces:
0.0
Family Room:
No
Possession Details:
Negotiable
Pool:
None
Link:
No
HST Applicable To Sale Price:
Not Subject to HST
Assessment:
$302,000
Assessment Year:
2026
Taxes:
$2,212 / 2025
Assessment:
$302,000.00 / 2026
Parry Sound
Carling
Carling
Island, Lake Access, Marina, Waterfront, Wooded/Treed
Primary Bedroom - Main Floor, Propane Tank
Deck, Recreational Area, Seasonal Living
Carbon Monoxide Detectors, Smoke Detector
Unknown
Personal belongings.
Hardboard, Wood
209'
Dock, Island, Waterfront-Deeded
Direct
Natural
Owned
South
Lake, Trees/Woods, Water
Direct
By Water, Water Only
Georgian Bay
Bay
Bunkie
Private
Floor
Type
Size
Other
Main
Bedroom
11'1½" × 9'5¾"
Main
Dining Room
11'7¾" × 5'7"
Main
Kitchen
11'11" × 10'2"
Main
Living Room
15'5" × 10'6"
Main
Primary Bedroom
11'8" × 11'1½"
Main
Other
9'7" × 9'5"
Floor
Ensuite
Pieces
Other
Main
No
3
5'8" x 7'10½" 3 Pc Bath
Utilities Cable:
No
Utilities Telephone:
No
Utilities Gas:
No
Utilities Hydro:
No
Utilities Water:
No
Water Supply Types:
Lake/River
Sewers:
No
Green Property Information Statement:
No
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 19, 2026
Original Price:
Previous Price:
  • Photo 1: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    2 Bed 1 Bath on Georgian Bay
  • Photo 2: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Welcome to 46 Huckleberry Island 15C
  • Photo 3: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    View of Georgian Bay
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    Water Access
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    Walkway to Cottage
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    Deck
  • Photo 9: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Looking out at Bay
  • Photo 10: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Living and Dining
  • Photo 11: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Dining
  • Photo 12: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Living Room with Windows Facing Bay
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    Kitchen and Hall to Bedrooms
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    Kitchen
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    Lots of Cupboards
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  • Photo 18: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Primary Bedroom
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    2nd Bedroom
  • Photo 20: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    3pc Bathroom
  • Photo 21: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Side Deck
  • Photo 22: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Back of Cottage and stairs to Bunkie
  • Photo 23: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Bunkie
  • Photo 24: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Entrance of Bunkie
  • Photo 25: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Inside Bunkie
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  • Photo 37: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Floor Plan
  • Photo 38: 46 Huckleberry Island: Carling House for sale : MLS®# X13146082
    Bunkie Floor Plan

Virtual Tour

Listed by Royal LePage Team Advantage Realty
Data was last updated June 10, 2026 at 02:15 AM (UTC)
Area Statistics
Listings on market:
36
Avg list price:
$1,024,450
Min list price:
$434,999
Max list price:
$4,899,000
Avg days on market:
57
Min days on market:
3
Max days on market:
690
These statistics are generated based on the current listing's property type and located in Carling. Average values are derived using median calculations. This data is not produced by the MLS® system.
DARYL  KING
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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

Explore More GTA Homes:

Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.