Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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400 Kennedy Drive

Trent Lakes Peterborough K0M 1A0

$149,999

Residential Freehold beds: 0 baths: 0.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12344224

• Photos (8)

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Discover this exceptional vacant lot perfectly situated just outside Bobcaygeon, in the sought-after waterfront community of Oak Shores. This partially cleared property offers the ideal blend of privacy and convenience, with Hydro on site (100 amp service available) and a drilled well already in place - ready for your build. Located only steps from a marina with access to Little Bald Lake, you'll enjoy the ability to boat five lakes lock-free along the beautiful Trent-Severn Waterway. The property is nestled in a quiet area rich with wildlife, and offers year-round road access for easy living. Whether you're dreaming of a cozy cottage or a year-round residence, this lot offers the perfect canvas in a prime Kawartha Lakes location - conveniently positioned between Bobcaygeon and Buckhorn.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Vacant Land

Lot Size:

.50-1.99

Depth:

243'8"74.3 m

Frontage:

100'1"30.5 m

Lot Shape:

Rectangular

Topography:

Dry, Flat, Partially Cleared, Sloping, Wooded/Treed

Direction Faces:

East

Bedrooms:

0

Bathrooms:

0.0

Water supply:

Well

Kitchens:

0

Additional Info:

Other Structures:

Shed

Parking Features:

Private

Parking Spaces:

4

Total Parking Spaces:

4.0

Possession Details:

TBD

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$363.97 / 2025

Assessment:

$- / -

Listing Area:

Trent Lakes

Listing Sub-Area:

Trent Lakes

County Or Parish:

Peterborough

Property Features / Area Influences:

Lake Access, Marina, School Bus Route, Wooded/Treed

Rental Items:

N/A

Inclusions:

Shed, drilled well both in 'as-is" condition.

Exclusions:

N/A

Waterfront:

None

Other Details:

Utilities Cable:

No

Utilities Telephone:

Available

Utilities Gas:

No

Utilities Hydro:

Yes

Utilities Water:

No

Water Supply Types:

Drilled Well

Sewers:

No

Special Designation:

Unknown

Sewers:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Ensuite Laundry:

No

Listing Info:

Date Listed:

Aug 14, 2025

Original Price:

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Previous Price:

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Listed by RE/MAX HALLMARK EASTERN REALTY

Data was last updated August 27, 2025 at 12:15 AM (UTC)

Area Statistics

Listings on market:

27

Avg list price:

$249,900

Min list price:

$134,000

Max list price:

$1,300,000

Avg days on market:

59

Min days on market:

7

Max days on market:

306

These statistics are generated based on the current listing's property type and located in Trent Lakes. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.