Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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365 Robins Point Road

Victoria Harbour Simcoe L0K 2A0

$449,900

Residential Freehold beds: 3 baths: 1.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

S12288399

Bedrooms:

3

Bathrooms:

1

• Photos (24)

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Top 5 Reasons You'll Love This Home: 1) Incredible location with unobstructed water views and direct access just steps away, perfectly positioned for your future dream build in a peaceful, nature-rich setting 2) Rare double lot offering valuable severance potential, whether you're looking to build one or more dwellings, hold for long-term value, or explore future resale options, the land is where the true opportunity lies 3) Excellent development flexibility with an expansive, private setting and no neighbours behind, ideal for customizing your vision while maintaining peace and privacy 4) Use now, build later, the existing 3-season cottage is being sold as-is and may serve as a short-term or temporary residence while you bring your plans to life 5) Prime accessibility just a short drive to town and with quick highway access, this property offers not only a strong lifestyle appeal but also strategic positioning for growth and future returns. 729 sq.ft. Visit our website for more detailed information.

Documents & Links:

Sales Brochure

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Detached

Home Style:

Bungalow-Raised

Approx. Age:

51-99

Total Approx Floor Area:

700-1100

Lot Size:

<.50

Depth:

170'51.8 m

Frontage:

146'8¾"44.7 m

Lot Shape:

Rectangular

Direction Faces:

West

Bedrooms:

3

Bathrooms:

1.0

Water supply:

Municipal

Kitchens:

1

Bedrooms Above Grade:

3

Kitchens Above Grade:

1

Rooms Above Grade:

5

Zoning:

RS

Additional Info:

Heating type:

Other

Heating Fuel:

Gas

Fireplaces:

0

Foundation:

Post & Pad

Roof:

Asphalt Shingle

Basement:

None

Fireplace/Stove:

No

Garage:

None

Garage Spaces:

0.0

Parking Features:

Available

Parking Spaces:

4

Total Parking Spaces:

4.0

Family Room:

No

Possession Details:

Immediate

Pool:

None

Link:

No

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$1,136.3 / 2024

Assessment:

$- / -

Listing Area:

Tay

Listing Sub-Area:

Victoria Harbour

County Or Parish:

Simcoe

Property Features / Area Influences:

Level, Park, Marina, School Bus Route, Wooded/Treed

Interior Features:

None

Rental Items:

None.

Inclusions:

Fridge, Stove, Owned Hot Water Heater.

Exterior Finish:

Wood

Water View:

Unobstructive

Room Information:

Floor

Type

Size

Other

Main

Kitchen

9'3"2.82 m × 7'7"2.31 m

Hardwood Floor, Galley Kitchen, B/I Appliances

Main

Dining Room

17'8¼"5.39 m × 15'4.57 m

Combined w/Living, Hardwood Floor, Fireplace

Main

Bedroom

12'½"3.67 m × 7'8½"2.35 m

Hardwood Floor, Window

Main

Bedroom

9'9"2.97 m × 7'8"2.34 m

Hardwood Floor, Window

Main

Bedroom

9'7¾"2.94 m × 7'8½"2.35 m

Hardwood Floor, Window

Other Details:

Special Designation:

Unknown

Sewers:

Sewer

Air Conditioning:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Jul 16, 2025

Original Price:

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Previous Price:

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Virtual Tour

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Listed by FARIS TEAM REAL ESTATE BROKERAGE

Data was last updated July 17, 2025 at 06:15 AM (UTC)

Area Statistics

Listings on market:

39

Avg list price:

$869,000

Min list price:

$349,777

Max list price:

$1,598,000

Avg days on market:

38

Min days on market:

1

Max days on market:

311

These statistics are generated based on the current listing's property type and located in Victoria Harbour. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.