Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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342 1501 Line 8 Road

106 - Queenston Niagara L0S 1J0

$69,900

Residential Freehold beds: 2 baths: 1.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12270494

Bedrooms:

2

Bathrooms:

1

• Photos (21)

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Welcome to 342 Merlot, this beautifully updated 2-bedroom, 1-bath vacation cottage at Vine Ridge Resort has just received a full makeover and is ready for you to enjoy. Situated on the largest lot in the resort, the property now features a brand-new 3-car private driveway, freshly stained decking, rails, shed, and skirting, giving it a polished and inviting look. The spacious side deck with a covered roof is ideal for relaxing or entertaining, while the open-concept living and dining area offers a bright and welcoming interior. Fully furnished and move-in ready, it also includes a shed and an upgraded fire pitjust bring your suitcase. Enjoy peaceful, quiet surroundings with the convenience of being within walking distance to all amenities. Located in scenic Niagara-on-the-Lake, the cottage boasts panoramic views of the surrounding vineyards and access to exceptional resort amenities, including a 4000 sq ft fun pool, a second heated pool, a pavilion for events, courts for pickleball, tennis, and basketball, beach soccer, multiple kids' playgrounds, horseshoe pits, and on-site laundry and store. This rare offering is the perfect retreat for families or couples looking for a turn-key getaway in wine country. Financing available $15,900 down/ $168 weekly.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

MobileTrailer

Home Style:

Other

Approx. Age:

6-15

Total Approx Floor Area:

< 700

Direction Faces:

East

Bedrooms:

2

Bathrooms:

1.0

Water supply:

Municipal

Kitchens:

1

Bedrooms Above Grade:

2

Kitchens Above Grade:

1

Rooms Above Grade:

6

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Gas

Foundation:

Other

Roof:

Asphalt Shingle

Basement:

None

Fireplace/Stove:

No

Garage:

None

Garage Spaces:

0.0

Parking Features:

Front Yard Parking

Parking Spaces:

3

Total Parking Spaces:

3.0

Family Room:

No

Possession Details:

Flexible

Pool:

None

Financial Info:

HST Applicable To Sale Price:

In Addition To

Taxes:

$0 / 2025

Assessment:

$- / -

Listing Area:

Niagara-on-the-Lake

Listing Sub-Area:

106 - Queenston

County Or Parish:

Niagara

Property Features / Area Influences:

Golf, Greenbelt/Conservation, Lake Access, Marina

Interior Features:

Other

Rental Items:

None

Exterior Finish:

Vinyl Siding

Other Details:

Special Designation:

Landlease

Sewers:

Septic

Air Conditioning:

Central Air

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Jul 08, 2025

Original Price:

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Previous Price:

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Listed by REVEL Realty Inc., Brokerage

Data was last updated July 9, 2025 at 12:15 PM (UTC)

Area Statistics

Listings on market:

10

Avg list price:

$123,450

Min list price:

$109,900

Max list price:

$169,900

Avg days on market:

51

Min days on market:

1

Max days on market:

272

These statistics are generated based on the current listing's property type and located in 106 - Queenston. Average values are derived using median calculations.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.