Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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32 Erie Heights Line
Dunnville Haldimand N0A 1K0

$399,900
Residential Freehold beds: 3 baths: 1.0

Main Photo: 32 Erie Heights Line in Haldimand: Dunnville House for sale : MLS®# X12047863
Photo 1: 32 Erie Heights Line in Haldimand: Dunnville House for sale : MLS®# X12047863
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Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12047863
Bedrooms:
3
Bathrooms:
1
Enjoy the lake life when you own this adorable 3 bedroom cottage on the bluffs of Lowbanks over-looking historic Gull Island! Updates include vinyl windows(2021), Split system for heat/a/c (2021), cistern (1500 gallons), electrical (2021), metal roof (2010), plumbing (2024). Easily converted to a year-round home-some year round residents in the area. Price includes an extra waterfront lot measuring 56.41 x 250.48 feet with stairs to the water's edge. Most furnishings included. Immediate possession is available.
Under Contract:
None
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Bungalow
Approx. Age:
51-99
Total Approx Floor Area:
700-1100
Lot Size:
.50-1.99
Depth:
150'
Frontage:
108'8"
Direction Faces:
North
Bedrooms:
3
Bathrooms:
1.0
Water supply:
Other
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
8
Fractional Ownership:
No
Zoning:
A
Assignment:
No
Heating type:
Heat Pump
Heating Fuel:
Electric
Foundation:
Concrete Block
Roof:
Metal
Basement:
Crawl Space
Fireplace/Stove:
No
Alternative Power:
Unknown
Garage:
None
Garage Spaces:
0.0
Other Structures:
Shed
Parking Features:
Private
Parking Spaces:
4
Total Parking Spaces:
4.0
Family Room:
No
Possession Details:
Immediate
Pool:
None
Link:
No
HST Applicable To Sale Price:
Included In
Taxes:
$1,112 / 2024
Assessment:
$- / -
Haldimand
Dunnville
Haldimand
Cul de Sac/Dead End, Lake Access, Lake/Pond, Waterfront
Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
Deck
Carbon Monoxide Detectors, Smoke Detector
Unknown
Vinyl Siding
181'
Stairs to Waterfront
Direct
Mixed, Sandy
None
South
Lake
Direct
Public Road
Lake Erie
Lake
Not Applicable
None
Floor
Type
Size
Other
Main
Living Room
21'11" × 7'10"
Main
Kitchen
9'7" × 8'8"
Main
Dining Room
11'10" × 7'7"
Main
Primary Bedroom
8'2" × 8'1"
Main
Bedroom 2
8'11" × 7'3"
Main
Bedroom 3
9'7" × 7'3"
Main
Foyer
7'7" × 7'
Floor
Ensuite
Pieces
Other
Main
No
3
5'11" x 5'1" 3 Pc Bath
Utilities Cable:
No
Utilities Telephone:
Available
Utilities Gas:
No
Utilities Hydro:
Yes
Utilities Water:
No
Water Supply Types:
Cistern
Sewers:
No
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
Other
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Mar 28, 2025
Original Price:
Previous Price:
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Virtual Tour

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE
Data was last updated May 27, 2025 at 04:15 PM (UTC)
Area Statistics
Listings on market:
60
Avg list price:
$737,450
Min list price:
$299,000
Max list price:
$1,889,900
Avg days on market:
52
Min days on market:
1
Max days on market:
453
These statistics are generated based on the current listing's property type and located in Dunnville. Average values are derived using median calculations.
DARYL  KING
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Explore Affordable Cottages Across Ontario

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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.