Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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3020 Lakeshore Road

Dunnville Haldimand N1A 2W8

$399,900

Residential Freehold beds: 2 baths: 1.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12242323

Bedrooms:

2

Bathrooms:

1

• Photos (34)

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Looking for the perfect summer escape? Welcome to 3020 Lakeshore Road a charming lakeside cottage nestled just steps from the serene shores of Lake Erie. Located in the quiet community of Dunnville, this property offers the best of both worlds: peaceful cottage living with the convenience of a short drive into town for all your essentials.This beautifully updated, open-concept cottage strikes the ideal balance between rustic character and modern comfort. Exposed I-beams, wood-planked ceilings, sliding barn doors, and a propane stove bring a cozy, authentic cottage feel, while tasteful updates make it functional and stylish for todays lifestyle. Large windows throughout fill the home with natural light, creating a bright and airy atmosphere that welcomes you from the moment you walk in.The kitchen features black shaker-style cabinetry, sleek quartz countertops, a farmhouse-style sink, and stainless steel appliances perfect for preparing summer meals and entertaining with ease. The spacious living and dining areas offer plenty of room for hosting friends and family or relaxing after a day at the beach. California shutters throughout the home add a refined finishing touch.Offering two well-appointed bedrooms and a large three-piece bathroom with a walk-in shower, theres ample space to unwind and enjoy a peaceful nights rest. Step outside through the sliding patio doors to a generous wooden deck the perfect place to gather, dine, and soak in the summer breeze.The backyard includes storage sheds for added convenience, and as a bonus, this property comes with shared private beach access just a short stroll away. Whether you're looking for a weekend getaway, a seasonal rental, or your own piece of paradise, 3020 Lakeshore Road offers an incredible opportunity to embrace the Canadian cottage lifestyle at its finest.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Detached

Home Style:

Bungalow

Approx. Age:

51-99

Total Approx Floor Area:

700-1100

Lot Size:

<.50

Depth:

0'0 m

Frontage:

55'11½"17.1 m

Direction Faces:

South

Bedrooms:

2

Bathrooms:

1.0

Water supply:

Other

Kitchens:

1

Bedrooms Above Grade:

2

Kitchens Above Grade:

1

Rooms Above Grade:

4

Zoning:

D A6F1

Additional Info:

Heating type:

Other

Heating Fuel:

Propane

Fireplaces:

1

Foundation:

Unknown

Roof:

Asphalt Shingle

Basement:

None

Fireplace Features:

Living Room, Propane

Fireplace/Stove:

Yes

Garage:

None

Garage Spaces:

0.0

Other Structures:

Shed

Parking Spaces:

1

Total Parking Spaces:

1.0

Family Room:

No

Possession Details:

Flexible

Pool:

None

Link:

No

Financial Info:

HST Applicable To Sale Price:

Included In

Assessment Year:

2024

Taxes:

$1,790 / 2024

Assessment:

$- / 2024

Listing Area:

Haldimand

Listing Sub-Area:

Dunnville

County Or Parish:

Haldimand

Property Features / Area Influences:

Beach, Lake/Pond

Interior Features:

Water Heater

Exterior Features:

Deck

Rental Items:

None

Inclusions:

Fridge, Stove, Microwave

Exterior Finish:

Aluminum Siding

Other Details:

Water Supply Types:

Cistern

Special Designation:

Unknown

Sewers:

Holding Tank

Air Conditioning:

None

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Jun 24, 2025

Original Price:

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Previous Price:

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Listed by REAL BROKER ONTARIO LTD.

Data was last updated June 28, 2025 at 03:15 AM (UTC)

Area Statistics

Listings on market:

71

Avg list price:

$699,900

Min list price:

$279,900

Max list price:

$1,889,900

Avg days on market:

52

Min days on market:

1

Max days on market:

484

These statistics are generated based on the current listing's property type and located in Dunnville. Average values are derived using median calculations.

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• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

Explore More GTA Homes:

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• Condos for Sale in Toronto Under $400K
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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.