Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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302 Quin Mo Lac Road

Centre Hastings Hastings K0K 2K0

$49,900

Residential Freehold beds: 1 baths: 1.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12343812

Bedrooms:

1

Bathrooms:

1

• Photos (36)

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Enjoy cottage living at a fraction of the cost! This stunning and meticulously cared-for mobile home is located at the end of a cul-de-sac, ensuring the utmost privacy within the Loone Lake Family resort community. Inside, you will find a modern, fully furnished open area that is perfect for unwinding and taking a break from the daily grind. Full lot fees have already been paid for the remainder of this year. A large custom-built, fully screened deck is available for hosting gatherings with friends and family. Furthermore, you can enjoy a private view of the woods instead of looking at neighboring homes, allowing you to enjoy your barbecue meals in peace! There is also a sizable shed connected to hydro for storing your outdoor toys and a large enough workshop. Exceptional amenities for three-season living include multiple playgrounds for children, a large inground swimming pool (currently being renovated), a community center for events like dances, a beach volleyball court, a canteen at your own community beach on the crystal-clear sandy waters, a baseball field, and a private dog park. Bring your clothing, kayak, and paddle boat. Create new memories and own a piece of this remarkable paradise, whether it be fishing, swimming, kayaking, or being a part of the community, or relax with a book at Loon Lake Resort.**note**4k taxes are annual lot fees and are taken care of for the rest of 2025.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

MobileTrailer

Home Style:

Other

Approx. Age:

31-50

Total Approx Floor Area:

700-1100

Topography:

Flat

Direction Faces:

South

Bedrooms:

1

Bathrooms:

1.0

Water supply:

Well

Kitchens:

1

Bedrooms Above Grade:

1

Kitchens Above Grade:

1

Rooms Above Grade:

1

Zoning:

Seasonal

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Propane

Foundation:

Not Applicable

Roof:

Asphalt Shingle

Basement:

None

Fireplace/Stove:

No

Alternative Power:

None

Garage:

None

Garage Spaces:

0.0

Other Structures:

Shed, Workshop

Parking Spaces:

3

Total Parking Spaces:

4.0

Rural services:

Cell Services, Cable Available, Garbage Pickup, Electricity Connected

Family Room:

No

Possession Details:

Flexible

Pool:

Community, Inground

Financial Info:

HST Applicable To Sale Price:

Included In

Taxes:

$4,000 / 2024

Assessment:

$- / -

Listing Area:

Centre Hastings

Listing Sub-Area:

Centre Hastings

County Or Parish:

Hastings

Property Features / Area Influences:

Beach, Golf, Greenbelt/Conservation, Park, Place Of Worship, Rec./Commun.Centre

Interior Features:

Carpet Free, Primary Bedroom - Main Floor

Security Features:

Smoke Detector

Easement/ Restrictions:

Conservation Regulations

Rental Items:

Propane Tank

Inclusions:

All furnishings, cutlery & dish-ware, fridge, stove, bar fridge in shed, BBQ, Lawn mower, propane furnace

Exterior Finish:

Vinyl Siding

Waterfront Features:

Dock, Motorboats Prohibited, No Motor, Beach Front

Waterfront:

WaterfrontCommunity

Shoreline:

Clean, Sandy

Shoreline Allowance:

Owned

View:

Trees/Woods

Water View:

Obstructive

Access to property:

Fees Apply, Seasonal Private Road

Water Body Name:

Snake Lake

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

Private

Other Details:

Utilities Cable:

Available

Utilities Telephone:

No

Utilities Gas:

No

Utilities Hydro:

Yes

Utilities Water:

No

Sewers:

No

Special Designation:

Unknown

Sewers:

Septic

Air Conditioning:

Wall Unit(s)

Central Vacuum:

No

Seller Property Info Statement:

No

Ensuite Laundry:

No

Listing Info:

Date Listed:

Aug 14, 2025

Original Price:

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Previous Price:

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• 
  Lot 11 at end of cul de sac

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Listed by URBAN LANDMARK REALTY INC

Data was last updated August 19, 2025 at 06:15 PM (UTC)

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.