Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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3 Short Street

Bicroft Ward Haliburton K0L 1M0

$399,000

Residential Freehold beds: 2+1 baths: 1.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12373621

Bedrooms:

2+1

Bathrooms:

1

• Photos (23)

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Escape to Your Own Slice of Haliburton Paradise! Discover the perfect blend of comfort and tranquility at this charming 2+1 bedroom, 1 bathroom bungalow nestled on a large lot in the heart of Highlands East. This cozy retreat offers the ideal opportunity to embrace the coveted cottage country lifestyle while enjoying the convenience of year-round living. Step inside and enjoy the seamless flow of the kitchen, dining, and living area, creating generous living space that maximizes comfort and functionality. The move-in ready bungalow features single-level living for ultimate convenience, with 2 comfortable bedrooms that provide flexible space for family, guests, or a home office setup. The well-appointed full bathroom serves the home efficiently, while the practical floor plan offers privacy and convenience throughout. From the kitchen area, patio doors lead you to a private deck perfect for BBQ and outdoor gatherings, creating an ideal extension of your indoor living space. The large detached garage provides excellent space for storage or a workshop, adding valuable functionality to this well-designed property. Located in the sought-after Highlands East community, you'll enjoy easy access to pristine lakes, hiking trails, and all the outdoor adventures the Haliburton Highlands region has to offer. Whether you're looking for a peaceful retreat, weekend getaway, or smart investment in Ontario's cottage country, this property delivers on all fronts. The convenient single-level living makes it ideal for all ages, while the low-maintenance bungalow design provides an exceptional opportunity in one of Ontario's most desirable regions. Don't miss this opportunity to own your piece of the Haliburton Highlands just 15 minutes from Bancroft and 1 hour from Peterborough!

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Detached

Home Style:

Bungalow

Total Approx Floor Area:

700-1100

Depth:

0'0 m

Frontage:

60'7"18.5 m

Direction Faces:

South

Bedrooms:

2+1

Bathrooms:

1.0

Water supply:

Municipal

Kitchens:

1

Bedrooms Above Grade:

2

Bedrooms Below Grade:

1

Kitchens Above Grade:

1

Rooms Above Grade:

5

Rooms Below Grade:

1

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Propane

Foundation:

Concrete Block

Roof:

Asphalt Shingle

Basement:

Partially Finished

Fireplace/Stove:

No

Garage:

Detached

Garage Spaces:

2.0

Parking Spaces:

6

Total Parking Spaces:

8.0

Family Room:

No

Possession Details:

TBA

Lot Irregularities:

Irregular Not a true rectangle

Pool:

None

Link:

No

Financial Info:

HST Applicable To Sale Price:

Included In

Assessment Year:

2024

Taxes:

$1,140 / 2024

Assessment:

$- / 2024

Listing Area:

Highlands East

Listing Sub-Area:

Bicroft Ward

County Or Parish:

Haliburton

Interior Features:

None

Exterior Finish:

Vinyl Siding

Room Information:

Floor

Type

Size

Other

Main

Living Room

Measurements not available

Main

Dining Room

Measurements not available

Main

Kitchen

Measurements not available

Main

Primary Bedroom

Measurements not available

Main

Bedroom 2

Measurements not available

Other Details:

Special Designation:

Unknown

Sewers:

Sewer

Air Conditioning:

Window Unit(s)

Central Vacuum:

No

Seller Property Info Statement:

No

Ensuite Laundry:

No

Listing Info:

Date Listed:

Sep 02, 2025

Original Price:

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Previous Price:

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Listed by RE/MAX ROUGE RIVER REALTY LTD.

Data was last updated September 2, 2025 at 10:15 PM (UTC)

Area Statistics

Listings on market:

69

Avg list price:

$580,000

Min list price:

$189,000

Max list price:

$2,695,000

Avg days on market:

67

Min days on market:

1

Max days on market:

431

These statistics are generated based on the current listing's property type and located in Highlands East. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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• Condos for Sale in Toronto Under $400K
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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.