Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
270 PIERRE Road
Nipissing
P2B 2W8
$449,888
Residential Freehold
beds: 5
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12251814
- Bedrooms:
- 5
- Bathrooms:
- 1
- Photos (23)
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- Send listing
- Mortgage calculator
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- Property Type:
- Residential Freehold
- Property Sub Type:
- Multiplex
- Home Style:
- Other
- Total Approx Floor Area:
- 700-1100
- Depth:
- 347'
- Frontage:
- 440'
- Direction Faces:
- South
- Bedrooms:
- 5
- Bathrooms:
- 1.0
- Water supply:
- Well
- Kitchens:
- 1
- Bedrooms Above Grade:
- 5
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 8
- Zoning:
- C3
- Heating type:
- Other
- Heating Fuel:
- Other
- Foundation:
- Slab
- Roof:
- Asphalt Shingle, Other
- Basement:
- None
- Fireplace/Stove:
- No
- Alternative Power:
- None
- Garage:
- Detached
- Garage Spaces:
- 2.0
- Parking Spaces:
- 10
- Total Parking Spaces:
- 12.0
- Family Room:
- No
- Possession Details:
- Flexible
- Pool:
- None
- HST Applicable To Sale Price:
- In Addition To
- Taxes:
- $5,088 / 2024
- Assessment:
- $- / -
- West Nipissing
- Sturgeon Falls
- Nipissing
- Guest Accommodations
- Unknown
- Other, Wood
- No
- Beach Front
- Direct
- Mixed
- Owned
- Direct
- Municipal Road
- Lake Nipissing
- Lake
- Not Applicable
- None
- Energy Certification:
- No
- Special Designation:
- Unknown
- Sewers:
- None
- Air Conditioning:
- None
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
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- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.