Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
255 Charles Street W
Oxford
N5C 2M5
$349,900
Residential Freehold
beds: 3
baths: 1.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12320104
- Bedrooms:
- 3
- Bathrooms:
- 1
- Photos (26)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Under Contract:
- Hot Water Tank-Gas, Water Softener
- Property Type:
- Residential Freehold
- Property Sub Type:
- Detached
- Home Style:
- 1 1/2 Storey
- Approx. Age:
- 100+
- Total Approx Floor Area:
- 700-1100
- Lot Size:
- <.50
- Depth:
- 103'9⅛"
- Frontage:
- 87'8"
- Lot Shape:
- Irregular
- Topography:
- Hilly
- Direction Faces:
- North
- Bedrooms:
- 3
- Bathrooms:
- 1.0
- Water supply:
- Municipal
- Kitchens:
- 1
- Bedrooms Above Grade:
- 3
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 6
- Zoning:
- R-2
- Heating type:
- Forced Air
- Heating Fuel:
- Gas
- Foundation:
- Concrete, Stone
- Roof:
- Asphalt Shingle
- Basement:
- Unfinished
- Fireplace Features:
- Natural Gas
- Fireplace/Stove:
- Yes
- Garage:
- Detached
- Garage Spaces:
- 1.0
- Parking Features:
- Private
- Parking Spaces:
- 2
- Total Parking Spaces:
- 3.0
- Family Room:
- No
- Possession Details:
- Flexible / Immediate
- Lot Irregularities:
- 87.67ft x 69.32ft x 103.76 ft x 76.95 ft
- Pool:
- None
- Link:
- No
- HST Applicable To Sale Price:
- Included In
- Taxes:
- $2,611.54 / 2024
- Assessment:
- $- / -
- Ingersoll
- Ingersoll - South
- Oxford
- Fenced Yard, Golf, Greenbelt/Conservation, Hospital, Library, Park
- None
- Deck, Privacy
- water softener contract can be cancelled.water heater contract must be assumed by new buyer.
- Fridge, stove, washer, dryer, large freezer, little freezer, shuffleboard table
- Vinyl Siding
- Forest
- Floor
- Type
- Size
- Other
- Main
- Kitchen
- 21'11¾" × 12'
- Main
- Living Room
- 15' × 14'
- Main
- Sunroom
- 17' × 7'
- Main
- Bedroom
- 15' × 9'
- Main
- Laundry
- 15' × 14'
- Second
- Bedroom
- 15' × 9'
- Second
- Bedroom
- 15' × 8'
- Special Designation:
- Unknown
- Sewers:
- Sewer
- Air Conditioning:
- Central Air
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
- Laundry Level:
- Main Level
-
Photo 1 of 26 -
Photo 2 of 26
-
Photo 3 of 26
-
Photo 4 of 26
-
Photo 5 of 26
-
Photo 6 of 26
-
Photo 7 of 26
-
Photo 8 of 26
-
Photo 9 of 26
-
Photo 10 of 26
-
Photo 11 of 26
-
Photo 12 of 26
-
Photo 13 of 26
-
Photo 14 of 26
-
Photo 15 of 26
-
Photo 16 of 26
-
Photo 17 of 26
-
Photo 18 of 26
-
Photo 19 of 26
-
Photo 20 of 26
-
Photo 21 of 26
-
Photo 22 of 26
-
Photo 23 of 26
-
Photo 24 of 26
-
Photo 25 of 26
-
Photo 26 of 26
- Listings on market:
- 36
- Avg list price:
- $752,000
- Min list price:
- $349,900
- Max list price:
- $1,249,900
- Avg days on market:
- 34
- Min days on market:
- 1
- Max days on market:
- 333
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
Explore More GTA Homes:
- Condos for Sale in Toronto Under $350K
- Waterfront Cottages for Sale in Ontario under $300000
- Houses for Sale Richmond Hill under $500000
- Houses for Sale near Caledonia and Eglinton West
- Condos for Sale in Toronto Under $400K
- Aurora Homes For Sale
- Bradford Homes For Sale
- King City Homes For Sale
- Markham Homes For Sale
- Newmarket Homes For Sale
- Richmond Hill Homes For Sale
- Thornhill Homes For Sale
- Toronto Homes For Sale
- Brampton Homes For Sale
- Uxbridge Homes For Sale
- Vaughan Homes For Sale
- Stouffville Homes For Sale
- Mississauga Homes For Sale
Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.