Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.
229 1082 Shamrock Marina Road
Muskoka
P0E 1N0
$159,900
Residential Freehold
beds: 3
baths: 2.0
- Status:
- Active
- Prop. Type:
- Residential Freehold
- MLS® Num:
- X12252697
- Bedrooms:
- 3
- Bathrooms:
- 2
- Photos (10)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Property Type:
- Residential Freehold
- Property Sub Type:
- MobileTrailer
- Home Style:
- Bungalow
- Total Approx Floor Area:
- 700-1100
- Depth:
- 80'
- Frontage:
- 40'
- Direction Faces:
- East
- Bedrooms:
- 3
- Bathrooms:
- 2.0
- Water supply:
- Other
- Kitchens:
- 1
- Bedrooms Above Grade:
- 3
- Kitchens Above Grade:
- 1
- Rooms Above Grade:
- 4
- Heating type:
- Radiant
- Heating Fuel:
- Propane
- Foundation:
- Unknown
- Roof:
- Asphalt Shingle
- Basement:
- None
- Fireplace/Stove:
- No
- Garage:
- None
- Garage Spaces:
- 0.0
- Parking Features:
- Private
- Parking Spaces:
- 1
- Total Parking Spaces:
- 1.0
- Family Room:
- No
- Possession Details:
- 2025-06-24
- Pool:
- None
- HST Applicable To Sale Price:
- In Addition To
- Taxes:
- $0 / 2025
- Assessment:
- $- / -
- Gravenhurst
- Morrison
- Muskoka
- None
- Air Conditioning, Appliances, Deck, Fully Furnished, Warranty
- Vinyl Siding
- None
- Floor
- Type
- Size
- Other
- Ground
- Bedroom
- 9'10" × 9'6"
- Ground
- Bedroom 2
- 19' × 7'10½"
- Ground
- Bedroom 3
- 19' × 7'10½"
- Ground
- Kitchen
- 19' × 6'11"
- Ground
- Living Room
- 20' × 12'2"
- Utilities Cable:
- No
- Utilities Telephone:
- No
- Utilities Gas:
- No
- Utilities Hydro:
- Yes
- Utilities Water:
- No
- Sewers:
- No
- Special Designation:
- Landlease
- Sewers:
- Septic
- Air Conditioning:
- Central Air
- Central Vacuum:
- No
- Seller Property Info Statement:
- No
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- Listings on market:
- 14
- Avg list price:
- $172,450
- Min list price:
- $119,900
- Max list price:
- $249,900
- Avg days on market:
- 28
- Min days on market:
- 1
- Max days on market:
- 333
- DARYL KING
- RE/MAX HALLMARK REALTY LIMITED
- 1 (905) 9075464
- homes@darylking.com
What to Expect from Affordable Ontario Cottages
Cottages in this price range often include:
• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation
Why Cottages Under $500K Are in High Demand Across Ontario
• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time
Where to Find Cottages for Sale in Ontario Under $500 000
Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.
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Each link provides updated listings and expert insights.
FAQs – Cottages for Sale Ontario Under $500 000
1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.
2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.
3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.
4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.