Searching for cottages for sale in Ontario under $500 000? From Muskoka to Kawartha and beyond, Ontario has a variety of affordable getaway properties perfect for seasonal use, remote work, or rental income.

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219 Elgin Road

McClure Ward Hastings K0L 2K0

$350,000

Residential Freehold beds: 1 baths: 1.0

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• Details
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Status:

Active

Prop. Type:

Residential Freehold

MLS® Num:

X12252060

Bedrooms:

1

Bathrooms:

1

• Photos (25)

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219 Elgin Road - Recreational Acreage with Buildable Potential in Cottage Country - Discover over 24 acres of in Ontario's sought-after Cottage Country; a rare opportunity for those seeking a recreational property with development potential. Surrounded by mature forest, two natural creeks, and a network of private trails, this parcel is ideal for outdoor enthusiasts, nature lovers, and those planning a future retreat or year-round home.This property features two existing outbuildings: one with a functioning kitchen and bathroom, the other set up as a sleeping and living area making it the perfect setup for comfortable glamping while you build. Whether you're envisioning a cottage, cabin, or custom home, the level building site is ready for your plans. With access to ATV and snowmobile trail systems, and Boulter Lake just across the road for boating, fishing, and swimming, 219 Elgin Road offers four-season recreation at your doorstep. Located only 10 minutes from the village of Maynooth, you'll have access to groceries, fuel, and essential amenities without sacrificing privacy. This is more than just vacant land - its a well-positioned recreational property with the infrastructure to start enjoying immediately, and the potential to create a private, self-sustaining lifestyle immersed in nature.

General Info:

Property Type:

Residential Freehold

Property Sub Type:

Vacant Land

Home Style:

Other

Lot Size:

10-24.99

Depth:

1'0.3 m

Frontage:

3817'1,163 m

Lot Shape:

Other

Topography:

Rolling, Wooded/Treed, Open Space

Direction Faces:

South

Bedrooms:

1

Bathrooms:

1.0

Water supply:

Well

Kitchens:

2

Kitchens in Basement:

1

Bedrooms Above Grade:

1

Kitchens Above Grade:

1

Rooms Above Grade:

4

Zoning:

RU

Additional Info:

Roof:

Metal

Parking Features:

Private

Parking Spaces:

20

Total Parking Spaces:

20.0

Rural services:

Cell Services

Possession Details:

flexible

Lot Irregularities:

See geo, L Shaped irregular

Financial Info:

HST Applicable To Sale Price:

Included In

Assessment:

$41,000

Assessment Year:

2024

Taxes:

$579.53 / 2025

Assessment:

$41,000.00 / 2024

Listing Area:

Hastings Highlands

Listing Sub-Area:

McClure Ward

County Or Parish:

Hastings

Property Features / Area Influences:

Cul de Sac/Dead End, Lake Access, Rec./Commun.Centre

Exterior Features:

Deck, Recreational Area

Exterior Finish:

Metal/Steel Siding

Waterfront:

None

Shoreline Exposure:

East

View:

Trees/Woods, Creek/Stream

Water View:

Obstructive

Access to property:

Year Round Municipal Road

Water Body Name:

Boulter Lake

Water Body Type:

Lake

Other Details:

Utilities Cable:

No

Utilities Telephone:

No

Utilities Gas:

No

Utilities Hydro:

Yes

Utilities Water:

No

Water Supply Types:

Dug Well

Sewers:

No

Special Designation:

Unknown

Central Vacuum:

No

Seller Property Info Statement:

No

Listing Info:

Date Listed:

Jun 28, 2025

Original Price:

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Previous Price:

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Virtual Tour

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Listed by REVA REALTY INC.

Data was last updated July 16, 2025 at 04:15 AM (UTC)

Area Statistics

Listings on market:

13

Avg list price:

$199,000

Min list price:

$124,900

Max list price:

$799,900

Avg days on market:

51

Min days on market:

18

Max days on market:

222

These statistics are generated based on the current listing's property type and located in Hastings Highlands. Average values are derived using median calculations. This data is not produced by the MLS® system.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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What to Expect from Affordable Ontario Cottages

Cottages in this price range often include:

• 2-3 bedrooms with cozy interiors and rustic charm
• Waterfront access or proximity to lakes, trails, and parks
• Seasonal or winterized structures with wood-burning stoves
• Decks, firepits, and private outdoor space for relaxation

Why Cottages Under $500K Are in High Demand Across Ontario

• Ideal for families and retirees looking for a peaceful escape
• Lower property taxes and maintenance costs
• Potential for Airbnb or seasonal rental income
• Opportunities to renovate or build equity over time

Where to Find Cottages for Sale in Ontario Under $500 000

Look for listings in areas like Kawartha Lakes, Bancroft, Haliburton Highlands, Parry Sound, and Northern Ontario regions, where land and lakefront options still exist within this budget.

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Each link provides updated listings and expert insights.

FAQs – Cottages for Sale Ontario Under $500 000

1. Are cottages under $500K move-in ready or fixer-uppers?
Many are seasonal and may require cosmetic updates, but move-in-ready options exist, especially outside major tourist zones.

2. Can I finance a cottage in this price range?
Yes. Financing is available, though terms may differ for seasonal vs. year-round cottages. Talk to your lender for details.

3. Are there waterfront cottages for under $500,000?
Yes, especially in less commercialized or northern regions, though they may be smaller or more rustic.

4. Can I rent out my cottage when I’m not using it?
Many buyers turn their cottages into part-time income properties, especially during summer and long weekends.