Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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201 27 Deerhurst Drive

Chaffey Muskoka P1H 1A9

$406,000

Residential Condo & Other beds: 1 baths: 1.0

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• Details
• Photos
• Map

Status:

Active

Prop. Type:

Residential Condo & Other

MLS® Num:

X12100322

Bedrooms:

1

Bathrooms:

1

• Photos (36)

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Luxury Muskoka Retreat at Deerhurst Resort, Never Rented, HST Included. Discover your perfect cottage alternative with this immaculate 1-bedroom, 1-bathroom condo nestled within the prestigious Deerhurst Resort. This turnkey unit has never been rented, offering a serene and private retreat that's fully furnished, meticulously maintained, and move-in ready, with HST included in the purchase price; there are no surprises, just pure peace of mind. Located steps from Peninsula Lake, this bright and spacious condo offers the comforts of home with none of the upkeep. Enjoy a full kitchen, cozy fireplace, modern bathroom, and a private balcony where you can soak in tranquil views of Muskoka's iconic landscape. Whether you're sipping morning coffee or unwinding after a day on the lake, this space is all yours. As part of Deerhurst Resort, your ownership includes access to a wide array of premium amenities indoor and outdoor pools, hot tub, fitness centre with Peloton bikes, Amba Spa, tennis courts, waterfront access with kayaks and paddleboards, hiking and biking trails, and two 18-hole golf courses. Winter activities like cross-country skiing, snowshoeing, and skating are just outside your door. This condo is the ultimate four-season escape like a cottage, but completely taken care of for you. No mowing, no plowing, no worries. Just arrive and relax. Explore near by Huntsville's charming downtown, Algonquin and Arrowhead Provincial Parks, and Limberlost Forest Reserve. From vibrant fall foliage to snowy adventures and summer lake days, Muskoka's magic awaits. Whether you're looking for a private sanctuary or a low-maintenance lifestyle upgrade, this exclusive, never-rented unit offers the perfect balance of luxury, nature, and freedom. The bathroom features a relaxing Jacuzzi tub.

General Info:

Property Type:

Residential Condo & Other

Property Sub Type:

Condo Apartment

Home Style:

Apartment

Total Approx Floor Area:

700-799

Exposure:

South West

Bedrooms:

1

Bathrooms:

1.0

Kitchens:

1

Bedrooms Above Grade:

1

Kitchens Above Grade:

1

Rooms Above Grade:

6

Ensuite Laundry:

Yes

Additional Info:

Heating type:

Forced Air

Heating Fuel:

Gas

Storey:

2

Roof:

Asphalt Shingle

Balcony:

Terrace

Basement:

None

Fireplace/Stove:

Yes

Alternative Power:

Unknown

Garage:

None

Garage Spaces:

0.0

Parking Type:

Common

Parking Spaces:

2

Total Parking Spaces:

2.0

Locker:

None

Family Room:

No

Possession Details:

TBA

Financial Info:

HST Applicable To Sale Price:

Included In

Maintenance Fee:

$618.79

Maintenance fees include:

Hydro Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included

Taxes:

$2,415.75 / 2025

Assessment:

$- / -

Listing Area:

Huntsville

Listing Sub-Area:

Chaffey

County Or Parish:

Muskoka

Interior Features:

Water Heater, Separate Heating Controls

Easement/ Restrictions:

Unknown

Pets Permitted:

Restricted

Inclusions:

All contents except the golf clubs, new pull out sofa that offers an extra sleeping space.

Exterior Finish:

Wood

Building Amenities:

Guest Suites, Outdoor Pool, Recreation Room, Shared Beach, Game Room, Communal Waterfront Area

Water Frontage:

164'50 m

Waterfront Features:

Beach Front

Waterfront:

WaterfrontCommunity

Shoreline:

Clean, Hard Bottom, Sandy

Shoreline Allowance:

None

Shoreline Exposure:

South East

View:

Golf Course, Lake, Pool

Water View:

Partially Obstructive

Access to property:

Year Round Municipal Road

Water Body Name:

Peninsula Lake

Water Body Type:

Lake

Waterfront Accessory Buildings:

Not Applicable

Docking Type:

Public

Room Information:

Floor

Type

Size

Other

Main

Living Room

15'3"4.65 m × 10'6¾"3.22 m

W/O To Deck

Main

Dining Room

11'3"3.43 m × 9'4¼"2.85 m

Main

Kitchen

8'4"2.54 m × 7'¼"2.14 m

Main

Primary Bedroom

17'8¼"5.39 m × 11'11"3.63 m

Main

Utility Room

6'½"1.84 m × 2'11".89 m

Other Details:

Special Designation:

Unknown

Air Conditioning:

Central Air

Central Vacuum:

No

Seller Property Info Statement:

No

Laundry Access:

In-Suite Laundry

Laundry Level:

Main Level

Business Info:

Condo Corporation Number:

18

Property Management Company:

ELVAR PROPERTY MANGE

Building Name:

27

Listing Info:

Date Listed:

Apr 24, 2025

Original Price:

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Previous Price:

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Listed by ROYAL LEPAGE ESTATE REALTY

Data was last updated April 25, 2025 at 06:15 AM (UTC)

Area Statistics

Listings on market:

77

Avg list price:

$575,000

Min list price:

$124,900

Max list price:

$1,451,990

Avg days on market:

72

Min days on market:

0

Max days on market:

521

These statistics are generated based on the current listing's property type and located in Chaffey. Average values are derived using median calculations.

Get market change alerts

• DARYL KING
• RE/MAX HALLMARK REALTY LIMITED
• 1 (905) 9075464
• homes@darylking.com

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.

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Explore Affordable Cottages Across Ontario

These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.

• Waterfront and inland cottages under $500K
• Cozy cabins, A-frames, and seasonal retreats
• Many listings with decks, wood-burning stoves, and lake access
• Located near popular outdoor destinations like Georgian Bay and Haliburton

Why Choose a Cottage in Ontario Under $500 000?

Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:

• Quiet relaxation and outdoor adventure
• Strong resale or rental potential
• Proximity to major cities like Toronto and Ottawa
• Entry-level pricing for first-time buyers and vacation homeowners

Navigating the Cottage Buying Process

Buying a cottage involves various considerations, such as understanding property maintenance, seasonal accessibility, and local amenities. Our resources and expert guidance are designed to help you navigate these complexities, ensuring a smooth and informed buying process. We offer advice on inspections, financing options, and long-term investment strategies to help you make the best choice.

Maximizing Exposure for Your Ontario Cottage

If you’re selling a cottage in Ontario, our platform offers exceptional exposure to a targeted audience of potential buyers. We utilize advanced marketing techniques to highlight the key features and benefits of your property, ensuring it stands out in the market. Our goal is to connect you with interested buyers efficiently, facilitating successful and profitable transactions.

Start Your Cottage Search Today

Ready to escape the city hustle? Browse our up-to-date listings of Ontario cottages under $500,000 and connect with real estate experts who can guide you to the right property.

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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.