Dreaming of owning a serene getaway? With cottages for sale in Ontario under $500 000, you can enjoy lakeside living, weekend retreats, or investment opportunities without breaking the bank. From Muskoka and Kawartha Lakes to Parry Sound and beyond, there’s a cottage that fits your budget and lifestyle.

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190 1082 Shamrock Marina Road
Morrison Muskoka P0E 1N0

$210,000
Residential Freehold beds: 3 baths: 2.0

Main Photo: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 1: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 2: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 3: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 4: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 5: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 6: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 7: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 8: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 9: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 10: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 11: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 12: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 13: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Photo 14: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12146436
Bedrooms:
3
Bathrooms:
2
Check out this wonderful 3-season retreat, at Shamrock Bay Resort. Which happens to be in a quiet cul-de-sac.Well maintained, modern, open concept, 3 bedroom, 2 bathroom. The updated interior with living room / kitchen combination is a wonderful area for entertaining or relaxing and cozying up in front of the fireplace. This oversized unit, a pleasant surprise. The primary bedroom with built-in cabinetry and an ensuite. With a 2nd and 3nd bedroom ideal for visiting family and friends. Step out and relax in your screened in sunroom or in the evening with a glass of wine. In addition you will find the pool and games area just around the corner. Perfect location and amenities for your summer enjoyment. Enjoy all that waterfront community living provides including the heated pool, private beach, pickle ball, basketball, horse shoes, community cafe, boat launch/marina. Enjoy the boating life while traveling the waters of Sparrow Lake and the Severn River. The Welcome Centre is a gathering place where information is available and the many resort activities are held especially for kids. Laundry facilities are conveniently located in a separate building a short distance away. Annual fee covers hydro, water, sewer, garbage, outside maintenance and property tax. The resort is ideally situated within a few moments of Highway 11,making it a convenient drive to the GTA and points beyond. You really should check this one, it could be the affordable cottage life you have dreamed of!*For Additional Property Details Click The Brochure Icon Below*
Property Type:
Residential Freehold
Property Sub Type:
MobileTrailer
Home Style:
1 Storey/Apt
Total Approx Floor Area:
700-1100
Depth:
80'
Frontage:
40'
Direction Faces:
South
Bedrooms:
3
Bathrooms:
2.0
Water supply:
Municipal
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
5
Ensuite Laundry:
No
Heating type:
Forced Air
Heating Fuel:
Electric
Foundation:
Other
Roof:
Asphalt Shingle
Basement:
None
Fireplace/Stove:
Yes
Garage:
None
Garage Spaces:
0.0
Parking Features:
Private Double
Parking Spaces:
4
Total Parking Spaces:
4.0
Family Room:
Yes
Possession Details:
May 1 2025
Pool:
Inground
HST Applicable To Sale Price:
In Addition To
Taxes:
$0 / 2025
Assessment:
$- / -
Gravenhurst
Morrison
Muskoka
Carpet Free, Guest Accommodations, Primary Bedroom - Main Floor, Propane Tank, Separate Heating Controls, Storage
Fridge, Stove
Aluminum Siding
Indirect
Floor
Type
Size
Other
Main
Bedroom 3
4' × 4'
Special Designation:
Landlease
Sewers:
Sewer
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
May 14, 2025
Original Price:
Previous Price:
  • Photo 1: 190 1082 Shamrock Marina Road in Muskoka: Morrison House for sale (Gravenhurst)  : MLS®# X12146436
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Listed by ICI SOURCE REAL ASSET SERVICES INC.
Data was last updated May 14, 2025 at 10:15 PM (UTC)
Area Statistics
Listings on market:
11
Avg list price:
$179,900
Min list price:
$110,000
Max list price:
$280,000
Avg days on market:
45
Min days on market:
1
Max days on market:
191
These statistics are generated based on the current listing's property type and located in Gravenhurst. Average values are derived using median calculations.
DARYL  KING
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Explore Affordable Cottages Across Ontario

These budget-friendly cottages combine comfort, character, and natural surroundings—ideal for families, retirees, or rental investors.

  • Waterfront and inland cottages under $500K
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Ontario’s cottage country offers unmatched natural beauty, four-season recreation, and peaceful communities. Buying within this price range gives you access to:

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FAQs – Cottages for Sale Ontario Under $500 000

1. Where can I find cottages under $500,000 in Ontario?
Popular areas include Kawartha Lakes, Parry Sound, Haliburton, Bancroft, and some northern regions of Muskoka.

2. Are cottages in this price range year-round or seasonal?
Many are seasonal, but you can find winterized options suited for year-round living at this price point.

3. Can I get waterfront access for under $500,000?
Yes, though most will be smaller properties or located on less-populated lakes or rivers.

4. Is financing a cottage similar to buying a house?
Cottage financing is available but may require different terms depending on seasonal vs. year-round use.

5. Are these good for short-term rentals?
Absolutely. Many buyers purchase affordable cottages in Ontario for Airbnb or VRBO investment potential.